Best ADCB Credit Cards for AED 5,000 Salary
Five ADCB credit cards accept a AED 5,000 monthly salary.
See cardsLast updated:
Compare 365 Cashback, Essential Cashback, talabat, LuLu Titanium and Shukran on rewards and fees.
Best everyday cashback
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
≈ AED 9,732 potential value / year · incl. perks
6% cashback on dining (including online food orders)
5% cashback on fuel and Salik
3% cashback on groceries and supermarkets
Best free card
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Essential Cashback Credit Card
≈ AED 4,800 potential value / year · incl. perks
Up to 1.25% cashback on all spends
0.75% on select categories
BOGO at Reel Cinemas
Best for delivery
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Talabat Credit Card
≈ AED 10,036 potential value / year · incl. perks · incl. welcome bonus
Up to AED 750 welcome bonus
35% cashback on talabat orders (as talabat credit)
1.25% cashback on other spends (as talabat credit)
4 lounge visits/year
Best ADCB Credit Cards for AED 5,000 Salary compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
 | AED 383.25 | AED 5,000 | 6% on dining, 5% on fuel and Salik, 3% on groceries; needs AED 5,000 monthly spend, capped at AED 1,000 a month |
 | Free | AED 5,000 | Free for life, 1.25% cashback in months with AED 5,000+ retail spend |
 | Free | AED 5,000 | Free, 35% back on the first 10 talabat orders a month as talabat credit in months with AED 2,500 card spend |
 | Free | AED 5,000 | Free for life, 3.5 LuLu Points per AED at LuLu stores |
 | AED 262.50 | AED 5,000 | 10% back as Shukrans at Landmark Group brands, 1.5% on general spend |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 383.25 | AED 5,000 | 6% on dining, 5% on fuel and Salik, 3% on groceries; needs AED 5,000 monthly spend, capped at AED 1,000 a month |
| Free | AED 5,000 | Free for life, 1.25% cashback in months with AED 5,000+ retail spend |
| Free | AED 5,000 | Free, 35% back on the first 10 talabat orders a month as talabat credit in months with AED 2,500 card spend |
| Free | AED 5,000 | Free for life, 3.5 LuLu Points per AED at LuLu stores |
| AED 262.50 | AED 5,000 | 10% back as Shukrans at Landmark Group brands, 1.5% on general spend |
ADCB 365 Cashback Credit Card
Annual feeAED 383.25
Min. salaryAED 5,000
Highlight6% on dining, 5% on fuel and Salik, 3% on groceries; needs AED 5,000 monthly spend, capped at AED 1,000 a month
ADCB Essential Cashback Credit Card
Annual feeFree
Min. salaryAED 5,000
HighlightFree for life, 1.25% cashback in months with AED 5,000+ retail spend
ADCB Talabat Credit Card
Annual feeFree
Min. salaryAED 5,000
HighlightFree, 35% back on the first 10 talabat orders a month as talabat credit in months with AED 2,500 card spend
ADCB LuLu Titanium Credit Card
Annual feeFree
Min. salaryAED 5,000
HighlightFree for life, 3.5 LuLu Points per AED at LuLu stores
ADCB Shukran Credit Card
Annual feeAED 262.50
Min. salaryAED 5,000
Highlight10% back as Shukrans at Landmark Group brands, 1.5% on general spend
October Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Why choose ADCB AED 5,000+
1.
Five ADCB cards qualify at AED 5,000 salary
ADCB 365 Cashback, Essential Cashback, talabat, LuLu Titanium and Shukran all accept a AED 5,000 monthly salary. TouchPoints Platinum, LuLu Platinum and Islamic Emirati start at AED 8,000.
2.
Three are free, two waive the first year
Essential Cashback, talabat and LuLu Titanium charge no annual fee. 365 Cashback (AED 383.25) and Shukran (AED 262.50) are free in the first year, so the second-year fee is the one to weigh against the rewards.
3.
Pick by where you spend
365 Cashback suits dining, fuel and groceries; Essential Cashback suits spread-out spending; talabat, LuLu Titanium and Shukran pay most inside their own brands. Compare them with the rest of the market on the AED 5,000 salary page.
5 cards in the UAE
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 383.25
- 6% cashback on dining (including online food orders)
- 5% cashback on fuel and Salik
- 3% cashback on groceries and supermarkets
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Essential Cashback Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Up to 1.25% cashback on all spends
- 0.75% on select categories
- BOGO at Reel Cinemas
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Talabat Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Up to AED 750 welcome bonus
- 35% cashback on talabat orders (as talabat credit)
- 1.25% cashback on other spends (as talabat credit)
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB LuLu Titanium Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 3.5 LuLu Points per AED 1 spent at LuLu stores
- Up to 1 LuLu Points per AED 1 spent on all other spends
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Shukran Credit Card
- Salary: AED 5,000+
- No Annual Fee for the first year
- Welcome Bonus: up to AED 1,200
- 10% back as Shukrans on spends at Shukran brands
- Up to 1.5% back as Shukrans on all other spends
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000+ |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000+ |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best ADCB Credit Cards for AED 5,000 Salary in the UAE
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