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SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutUnlock my cardsOffersBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

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ADCB Talabat Credit Card

Joining Fee

Free

Annual Fee

Free

Minimum Salary

AED 5,000

ADCB Talabat Credit Card

Enjoy discounts and rewards on your talabat orders and beyond!

≈ AED 1,038 value / year · incl. perks
WebsiteVisit ADCB Talabat Credit Card credit card website

Welcome offer

Welcome Bonus

Get AED 500 as talabat credit after spending AED 2,500 within 45 days of card issuance.

Credited to the primary cardholder’s talabat Pay account within 90 days; one-time reward.

Rewards

35%

back on talabat orders

35% back on first 10 talabat orders monthly as talabat credit. Max AED 35 per order, AED 350 per month. From June 2025, requires AED 2,500 monthly spend, otherwise earns 1.25% back.

1.25%

on all other retail purchases

0.35%

on reduced-rate domestic categories and UK / EEA spend

Domestic: fuel, education, government, real estate, telecom, charity, transport, supermarkets, auto dealers, insurance. UK / EEA classification follows MasterCard guidelines.

Rewards Calculator

Eligibility

21

Minimum Age

5,000AED

Minimum Income

3,500AED

Minimum Credit Limit

Documents ready

Emirates ID + passport with residence visa

Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.

Check your AECB report

Recent rejections or missed payments can stall approval

A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.

August Spotlight

Emirates NBD

Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.

See all
ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Credit Card

Salary: AED 12,000+

75,000 Miles after AED 35,000 spend

No Annual Fee

6 Voyager Miles on every AED spent on Voyager Travel Portal

3 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

Salary: AED 25,000+

150,000 Miles after AED 70,000 spend

No Annual Fee for the first year

12 Voyager Miles on every AED spent on Voyager Travel Portal

6 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

Offers

See all 2780
Lifestyle

Merchant

The Smash Room Abu Dhabi

15% discount on regular packages at The Smash Room Abu Dhabi

Valid until 4 Aug 2026
View offer
Lifestyle

Merchant

Crazy Fitness Gym

10% discount on regular memberships for up to 12 months at Crazy Fitness Gym

Valid until 5 Aug 2026
View offer
Lifestyle

Merchant

7MD Store

0% Interest Payment Plan for 3 or 6 months at 7MD Store

Valid until 6 Aug 2026
View offer
Lifestyle

Merchant

Al Maya Supermarket

Earn 1 bonus TouchPoint for every AED 1 spent

Valid until 8 Aug 2026
View offer

Additional Benefits

Unlimited Free Delivery

on talabat pro orders (min AED 50 on food or AED 100 on groceries/pharmacy).

Airport Lounge Access

Unlimited complimentary access to 20+ lounges worldwide.

Booking.com Cashback

Up to 10% cashback on eligible bookings via booking.com/mastercardmea.

See full breakdown

Cleartrip Discounts

8% off on air tickets and hotel bookings with Cleartrip using promo code MCPLATINUM.

Easy Payment Plans

Convert purchases, balances, or credit card loans into 0% instalments.

Fees

Free

Annual Fee

3.69%

Monthly interest rate

288.75AED

Overlimit fee

Late Payment feeAED 241.5
Cash Advance Fee3.15%*

*3.15% or AED 105 (whichever is higher)

Credit Shield1.0395%*

*of outstanding at billing cycle

International Transaction Fee (non-AED currency)2.99%
International Transaction Fee (AED currency)2.1%
Temporary Credit Limit Increase FeeAED 52.5
Foreclosure FeeAED 210*

*Balance Transfer/Credit Card Loan/Installment Plans

Installment Processing FeeAED 52.5
Card Replacement FeeAED 78.75

Important Stuff

Key Facts Statement

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Fees and Charges

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Terms & Conditions

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Credit Card Designs

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Other credit cards from this bank

ADCB 365 Cashback Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB 365 Cashback Credit Card

Salary: AED 8,000+

Annual Fee: AED 383.25

6% cashback on dining (including online food orders)

5% cashback on fuel and Salik

3% cashback on groceries and supermarkets

ExploreLearn more about ADCB 365 Cashback Credit Card credit card benefits and featuresApplyApply for ADCB 365 Cashback Credit Card credit card
ADCB Essential Cashback Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Essential Cashback Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 350

Up to 1.25% cashback on all spends

0.75% on select categories

ExploreLearn more about ADCB Essential Cashback Credit Card credit card benefits and features
ADCB Private World Elite Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Private World Elite Credit Card

Salary: AED 200,000+

Exclusive to clients of ADCB Private

Annual Fee: AED 7,875

Up to 4 TouchPoints per AED spent

Low foreign currency transaction fee of 0.99%

ExploreLearn more about ADCB Private World Elite Credit Card credit card benefits and featuresApplyApply for ADCB Private World Elite Credit Card credit card
ADCB Islamic Emirati Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Islamic Emirati Credit Card

Salary: AED 8,000+

Annual Fee: AED 945

Exclusive for UAE nationals

7% cashback on 7 categories

1% cashback on all other domestic and international spends

ExploreLearn more about ADCB Islamic Emirati Credit Card credit card benefits and features
ADCB Shukran Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Shukran Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Welcome Bonus: up to AED 1,200

10% back as Shukrans on spends at Shukran brands

Up to 1.5% back as Shukrans on all other spends

ExploreLearn more about ADCB Shukran Credit Card credit card benefits and featuresApplyApply for ADCB Shukran Credit Card credit card
ADCB Traveller Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Traveller Credit Card

Salary: AED 20,000+

Annual Fee: AED 1,575

10% Cashback on airline tickets

10% Cashback on hotel stays

1.5% Cashback on all domestic spends

ExploreLearn more about ADCB Traveller Credit Card credit card benefits and features

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