Best Credit Cards for ADNOC Fuel UAE 2026
Compare UAE credit cards for ADNOC.
See cardsLast updated: - Sourced from official issuer documents and product pages.
Good to know
FAB ADNOC Rewards co-brand earns ADNOC points on fuel and daily spend, Emirates Islamic RTA earns 10% on fuel, plus multi-category cashback alternatives.
Best for ADNOC
FIRST ABU DHABI BANK (FAB)
FAB ADNOC Rewards Credit Card
≈ AED 8,856 potential value / year
15% back on ADNOC fuel spending
3% back on SALIK, DARB and Mawaqif
2% back on international spending
Highest fuel cashback
EMIRATES ISLAMIC
Emirates Islamic RTA Credit Card
Islamic≈ AED 9,495 potential value / year
10% Cashback on RTA Transport
10% Cashback on Fuel
2.25% Cashback on Other Spends
Best multi-category
COMMERCIAL BANK OF DUBAI (CBD)
CBD Super Saver Credit Card
≈ AED 7,576 potential value / year · incl. perks
Up to 10% Cashback on Bills, Education, Fuel.
Best Credit Cards for ADNOC Fuel UAE 2026 compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 315 | AED 5,000 | ADNOC co-brand: ADNOC reward points on fuel and dining, from AED 5,000 |
| Free | AED 5,000 | 10% cashback on fuel (including ADNOC) and RTA transport, no annual fee, from AED 5,000 |
| AED 420 | AED 5,000 | Multi-category cashback covering fuel including ADNOC, from AED 5,000 |
 | AED 261.45 | AED 15,000 | Islamic cashback on fuel, grocery, telecom, education, from AED 15,000 |
 | AED 313.95 (waivable) | AED 5,000 | Up to 8% cashback in switchable Lifestyle mode (fuel included), from AED 10,000 |
 | AED 103.95 | AED 5,000 | ADIB Islamic 4% cashback on fuel, grocery, dining, education, utilities, from AED 5,000 |
 | AED 383.25 | AED 5,000 | Multi-category cashback including fuel and grocery, from AED 5,000 |
 | AED 588 (waivable) | AED 7,000 | 0.5% cashback on eligible ADNOC fuel, no separate card annual fee, qualifying plan required, from AED 7,000 |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 315 | AED 5,000 | ADNOC co-brand: ADNOC reward points on fuel and dining, from AED 5,000 |
| Free | AED 5,000 | 10% cashback on fuel (including ADNOC) and RTA transport, no annual fee, from AED 5,000 |
| AED 420 | AED 5,000 | Multi-category cashback covering fuel including ADNOC, from AED 5,000 |
| AED 261.45 | AED 15,000 | Islamic cashback on fuel, grocery, telecom, education, from AED 15,000 |
| AED 313.95 (waivable) | AED 5,000 | Up to 8% cashback in switchable Lifestyle mode (fuel included), from AED 10,000 |
| AED 103.95 | AED 5,000 | ADIB Islamic 4% cashback on fuel, grocery, dining, education, utilities, from AED 5,000 |
| AED 383.25 | AED 5,000 | Multi-category cashback including fuel and grocery, from AED 5,000 |
| AED 588 (waivable) | AED 7,000 | 0.5% cashback on eligible ADNOC fuel, no separate card annual fee, qualifying plan required, from AED 7,000 |
FAB ADNOC Rewards Credit Card
Annual feeAED 315
Min. salaryAED 5,000
HighlightADNOC co-brand: ADNOC reward points on fuel and dining, from AED 5,000
Emirates Islamic RTA Credit Card
Annual feeFree
Min. salaryAED 5,000
Highlight10% cashback on fuel (including ADNOC) and RTA transport, no annual fee, from AED 5,000
CBD Super Saver Credit Card
Annual feeAED 420
Min. salaryAED 5,000
HighlightMulti-category cashback covering fuel including ADNOC, from AED 5,000
DIB Consumer Cashback Platinum Credit Card
Annual feeAED 261.45
Min. salaryAED 15,000
HighlightIslamic cashback on fuel, grocery, telecom, education, from AED 15,000
Emirates Islamic Switch Cashback Credit Card
Annual feeAED 313.95 (waivable)
Min. salaryAED 5,000
HighlightUp to 8% cashback in switchable Lifestyle mode (fuel included), from AED 10,000
ADIB Cashback Covered Credit Card
Annual feeAED 103.95
Min. salaryAED 5,000
HighlightADIB Islamic 4% cashback on fuel, grocery, dining, education, utilities, from AED 5,000
ADCB 365 Cashback Credit Card
Annual feeAED 383.25
Min. salaryAED 5,000
HighlightMulti-category cashback including fuel and grocery, from AED 5,000
Wio Credit Card
Annual feeAED 588 (waivable)
Min. salaryAED 7,000
Highlight0.5% cashback on eligible ADNOC fuel, no separate card annual fee, qualifying plan required, from AED 7,000
November Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Why use a credit card at ADNOC
1.
FAB ADNOC is the only dedicated ADNOC co-brand
FAB ADNOC Rewards and FAB ADNOC Cashback are the only co-branded credit cards in the UAE that earn ADNOC-specific rewards. Points redeem at ADNOC stations and partner outlets.
2.
Most fuel cashback cards earn equally at ADNOC and ENOC
Emirates Islamic RTA (10%), Switch Cashback (up to 8%), ADIB Cashback Covered (4%), and ADCB 365 all earn their fuel rate at any UAE petrol station including ADNOC, ENOC and EMARAT.
3.
ADNOC dominates Abu Dhabi and federal road networks
ADNOC operates the largest UAE petrol station network — particularly dominant in Abu Dhabi and on inter-emirate highways. If you drive primarily in/through Abu Dhabi, the FAB ADNOC co-brand pays off more often.
How to choose the right card for ADNOC
1.
ADNOC-loyal driver: FAB ADNOC co-brand
If 80%+ of your fuel spend is at ADNOC, the FAB ADNOC Rewards card's ADNOC-specific points programme pays back more than general fuel cashback cards over a year.
2.
Mixed network driver: EI RTA at 10%
If you fuel at whichever station is closest, Emirates Islamic RTA's 10% fuel cashback (free) earns at ADNOC, ENOC, EMARAT, EPCO — best card-agnostic fuel choice.
8 cards in the UAE
FIRST ABU DHABI BANK (FAB)
FAB ADNOC Rewards Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 315
- 15% back on ADNOC fuel spending
- 3% back on SALIK, DARB and Mawaqif
- 2% back on international spending
EMIRATES ISLAMIC
IslamicEmirates Islamic RTA Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 10% Cashback on RTA Transport
- 10% Cashback on Fuel
- 2.25% Cashback on Other Spends
COMMERCIAL BANK OF DUBAI (CBD)
CBD Super Saver Credit Card
- Salary: AED 5,000+
- No Annual Fee for the first year
- Up to 10% Cashback on Bills, Education, Fuel.
DUBAI ISLAMIC BANK
IslamicDIB Consumer Cashback Platinum Credit Card
- Salary: AED 15,000+
- Annual Fee: AED 261.45
- 4% cashback on groceries, auto & education
- 4% cashback on bills
- 4% cashback on Salik & Nol
EMIRATES ISLAMIC
IslamicEmirates Islamic Switch Cashback Credit Card
- Salary: AED 5,000+
- No Annual Fee for the first year
- Welcome Offer: AED 500 Cashback points
- Up to 8% cashback on your spends
- Switch between Lifestyle or Travel cashback category
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 383.25
- 6% cashback on dining (including online food orders)
- 5% cashback on fuel and Salik
- 3% cashback on groceries and supermarkets
ABU DHABI ISLAMIC BANK (ADIB)
IslamicADIB Cashback Covered Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 103.95
- 4% cashback on groceries, fuel, education, dining and utility spends
- Four Free Supplementary cards
- Road Side Assistance once a Year
WIO BANK
Wio Credit Card
- Salary: AED 7,000+
- No Annual Fee with Wio Plan
- 2% Cashback on most spends
- 0.5% on card bills
- Up to AED 2,500/month
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–15,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–15,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Credit Cards for ADNOC Fuel UAE 2026
Paying at ADNOC in store
One confirmed ADNOC outlet: how sure Kredit is of its category, and the card that earns most there. How Kredit Nearby works
ADNOC
Ajman
Spending category
Fuel
Kredit reads ADNOC as fuel spending.
Card to use here
FAB ADNOC Rewards Credit Card
First Abu Dhabi Bank (FAB)
15.00%reward rate
Includes this card's ADNOC rate.
Capped at 1,000,000 points / month.
Also compared
Emirates Islamic RTA Credit Card · Up to 10.00%
No annual fee
Emirates Islamic Switch Cashback Credit Card · Up to 8.00%
No annual fee
Modelled on AED 5,000 monthly spend. Your own cards change the answer.
Before you pay at ADNOC
Best card to pay with at ADNOC
The credit card that earns most when you pay at ADNOC, with the current bank offers.
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