No ENOC co-brand — general fuel cashback wins.
Best Credit Cards for ENOC Fuel UAE 2026
Compare UAE credit cards for ENOC fuel: Emirates Islamic RTA earns 10% on fuel, CBD Super Saver, ADIB Cashback Covered and ADCB 365 all earn fuel cashback at ENOC.
See cardsLast updated: - Updated monthly using latest public card terms and bank data.
EMIRATES ISLAMIC
Emirates Islamic RTA Credit Card
≈ AED 6,207 potential value / year · incl. perks
10% Cashback on RTA Transport
10% Cashback on Fuel
2.25% Cashback on Other Spends
DUBAI ISLAMIC BANK
DIB Consumer Cashback Platinum Credit Card
≈ AED 12,000 potential value / year
4% cashback on groceries, auto & education
4% cashback on bills
4% cashback on Salik & Nol
WIO BANK
Wio Credit Card
≈ AED 7,200 potential value / year
2% Cashback on all spends
0.5% Cashback on Other Credit Card Bills
Total Cashback up to AED 2,500/month
Up to 600 ENTERTAINER offers
Best Credit Cards for ENOC Fuel UAE 2026 compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 5,000 | 10% cashback on fuel (including ENOC) and RTA transport, no annual fee, from AED 5,000 |
 | AED 313.95 (waivable) | AED 10,000 | Up to 8% cashback in switchable Lifestyle mode (fuel included), from AED 10,000 |
 | AED 420 (waivable) | AED 5,000 | CBD multi-category cashback including fuel at ENOC, from AED 5,000 |
| AED 261.45 | AED 15,000 | Islamic cashback on fuel including ENOC plus grocery, telecom, education, from AED 15,000 |
 | AED 103.95 | AED 5,000 | ADIB Islamic 4% cashback on fuel, grocery, dining, utilities, from AED 5,000 |
 | AED 383.25 | AED 8,000 | Multi-category cashback including fuel and grocery (needs AED 5,000/month total), from AED 8,000 |
 | AED 313.95 (waivable) | AED 5,000 | 5% cashback on fuel (cap AED 200/month), 6% dining, first year free, from AED 5,000 |
| AED 588 (waivable) | AED 5,000 | 0.5% cashback on eligible ENOC fuel, no separate card annual fee, qualifying plan required, from AED 5,000 |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 5,000 | 10% cashback on fuel (including ENOC) and RTA transport, no annual fee, from AED 5,000 |
| AED 313.95 (waivable) | AED 10,000 | Up to 8% cashback in switchable Lifestyle mode (fuel included), from AED 10,000 |
| AED 420 (waivable) | AED 5,000 | CBD multi-category cashback including fuel at ENOC, from AED 5,000 |
| AED 261.45 | AED 15,000 | Islamic cashback on fuel including ENOC plus grocery, telecom, education, from AED 15,000 |
| AED 103.95 | AED 5,000 | ADIB Islamic 4% cashback on fuel, grocery, dining, utilities, from AED 5,000 |
| AED 383.25 | AED 8,000 | Multi-category cashback including fuel and grocery (needs AED 5,000/month total), from AED 8,000 |
| AED 313.95 (waivable) | AED 5,000 | 5% cashback on fuel (cap AED 200/month), 6% dining, first year free, from AED 5,000 |
| AED 588 (waivable) | AED 5,000 | 0.5% cashback on eligible ENOC fuel, no separate card annual fee, qualifying plan required, from AED 5,000 |
Emirates Islamic RTA Credit Card
Annual feeFree
Min. salaryAED 5,000
Highlight10% cashback on fuel (including ENOC) and RTA transport, no annual fee, from AED 5,000
Emirates Islamic Switch Cashback Credit Card
Annual feeAED 313.95 (waivable)
Min. salaryAED 10,000
HighlightUp to 8% cashback in switchable Lifestyle mode (fuel included), from AED 10,000
CBD Super Saver Credit Card
Annual feeAED 420 (waivable)
Min. salaryAED 5,000
HighlightCBD multi-category cashback including fuel at ENOC, from AED 5,000
DIB Consumer Cashback Platinum Credit Card
Annual feeAED 261.45
Min. salaryAED 15,000
HighlightIslamic cashback on fuel including ENOC plus grocery, telecom, education, from AED 15,000
ADIB Cashback Covered Credit Card
Annual feeAED 103.95
Min. salaryAED 5,000
HighlightADIB Islamic 4% cashback on fuel, grocery, dining, utilities, from AED 5,000
ADCB 365 Cashback Credit Card
Annual feeAED 383.25
Min. salaryAED 8,000
HighlightMulti-category cashback including fuel and grocery (needs AED 5,000/month total), from AED 8,000
HSBC Live+ Credit Card
Annual feeAED 313.95 (waivable)
Min. salaryAED 5,000
Highlight5% cashback on fuel (cap AED 200/month), 6% dining, first year free, from AED 5,000
Wio Credit Card
Annual feeAED 588 (waivable)
Min. salaryAED 5,000
Highlight0.5% cashback on eligible ENOC fuel, no separate card annual fee, qualifying plan required, from AED 5,000
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
- Get 20% back as noon credits when you spend on noon food
- Get 5% back as noon credits when you spend on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles after AED 35,000 spend
- No Annual Fee
- 6 Voyager Miles on every AED spent on Voyager Travel Portal
- 3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles after AED 70,000 spend
- No Annual Fee for the first year
- 12 Voyager Miles on every AED spent on Voyager Travel Portal
- 6 Voyager Miles on every AED spent on other travel bookings
Why use a credit card at ENOC
1.
No ENOC co-brand exists
Unlike ADNOC (which has FAB ADNOC Rewards), ENOC does not partner with any UAE bank on a co-branded credit card. General fuel cashback cards deliver the best return at ENOC.
2.
EI RTA is the standout fuel choice
Emirates Islamic RTA earns 10% on fuel (including ENOC) and 10% on RTA transport payments — both with no annual fee. It is the highest published fuel rate on a free UAE card.
3.
ENOC dominates Dubai's petrol market
ENOC and its sister brand EPPCO together operate the largest petrol station network in Dubai. If you drive primarily in Dubai, ENOC fuel will represent a meaningful share of your monthly fuel spend.
How to choose the right card for ENOC
1.
Dubai driver: EI RTA at 10%
EI RTA's 10% on both fuel (any station) and RTA Salik/parking transit payments is purpose-built for Dubai residents — best value for daily city driving.
2.
Multi-category Islamic spender: DIB or ADIB
DIB Consumer Cashback Platinum and ADIB Cashback Covered both bundle ENOC fuel cashback with grocery, telecom and other essentials — clean choices for Sharia-compliant cardholders.
9 cards in the UAE
EMIRATES ISLAMIC
Emirates Islamic RTA Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 10% Cashback on RTA Transport
- 10% Cashback on Fuel
- 2.25% Cashback on Other Spends
EMIRATES ISLAMIC
Emirates Islamic Switch Cashback Credit Card
- Salary: AED 10,000+
- No Annual Fee for the first year
- Welcome Offer: AED 500 Cashback points
- Up to 8% cashback on your spends
- Switch between Lifestyle or Travel cashback category
CBD
CBD Super Saver Credit Card
- Salary: AED 5,000+
- No Annual Fee for the first year
- Up to 10% Cashback on Bills, Education, Fuel.
- 50% off Cinema Tickets
DUBAI ISLAMIC BANK
DIB Consumer Cashback Platinum Credit Card
- Salary: AED 15,000+
- Annual Fee: AED 261.45
- 4% cashback on groceries, auto & education
- 4% cashback on bills
- 4% cashback on Salik & Nol
ABU DHABI ISLAMIC BANK (ADIB)
ADIB Cashback Covered Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 103.95
- 4% cashback on groceries, fuel, education, dining and utility spends
- Four Free Supplementary cards
- Road Side Assistance once a Year
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
- Salary: AED 8,000+
- Annual Fee: AED 383.25
- 6% cashback on dining (including online food orders)
- 5% cashback on fuel and Salik
- 3% cashback on groceries and supermarkets
HSBC
HSBC Live+ Credit Card
- Salary: AED 5,000+
- First year fee-free
- Up to AED 800 welcome cashback
- 6% dining cashback
- 5% fuel cashback
EMIRATES NBD
ENBD Duo Credit Card
- Salary: AED 12,000+
- Annual Fee: AED 840
- 5% rewards on grocery, utilities, telecom & fuel
- 0.5% on other spends
- Unlimited airport lounge access worldwide
WIO BANK
Wio Credit Card
- Salary: AED 5,000+
- No Annual Fee with Wio Plan
- 2% Cashback on all spends
- 0.5% Cashback on Other Credit Card Bills
- Total Cashback up to AED 2,500/month
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–15,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–15,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Credit Cards for ENOC Fuel UAE 2026
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