DIB Consumer Cashback Platinum is the main Sharia-compliant cashback card from Dubai Islamic Bank, with up to 3% cashback and no annual fee from an AED 8,000 monthly salary.
Best DIB Cashback Credit Cards in the UAE
Dubai Islamic Bank (DIB) Sharia-compliant cashback cards — Consumer Cashback Platinum, Shams Infinite, Shams Signature, and Shams Platinum compared.
See cards
DUBAI ISLAMIC BANK
DIB Consumer Cashback Platinum Credit Card
4% cashback on groceries, auto & education
4% cashback on bills
4% cashback on Salik & Nol
DUBAI ISLAMIC BANK
DIB SHAMS Infinite Credit Card
5% Cashback on Dining and Travel bookings
Complimentary Access to Fitness First
Best DIB Cashback Credit Cards in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 8,000 | Up to 3% cashback on everyday spend — DIB's main Sharia-compliant cashback option |
| Premium | AED 25,000 | Top-tier Shams card with airport lounge access and premium travel cover |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 8,000 | Up to 3% cashback on everyday spend — DIB's main Sharia-compliant cashback option |
| Premium | AED 25,000 | Top-tier Shams card with airport lounge access and premium travel cover |
June Spotlight
Liv by Emirates NBD
Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
Why choose DIB Cashback
1.
Sharia-compliant structure
All DIB cards use Tawarruq or Murabaha contracts instead of conventional interest. Profit is generated through commodity sale agreements rather than riba.
2.
Free entry option for cashback
DIB Consumer Cashback Platinum is a free-for-life Sharia-compliant card — one of the few free Islamic cashback options in the UAE market.
2 cards in the UAE
Sort by
DUBAI ISLAMIC BANK
DIB Consumer Cashback Platinum Credit Card
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 15,000–20,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 15,000–20,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
Not sure which card to pick?
Try the UAE Credit Card Picker
Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.
