DIB Emirates Skywards Infinite Covered Card

Miles from primary and supplementary cards reach the primary cardholder’s Skywards account within 48 hours of a billed transaction. Only the primary cardholder may redeem them under Skywards rules.

Complimentary Emirates Skywards Silver membership: bonus Skywards Miles when you fly Emirates, a 12kg excess baggage allowance over your ticket, Emirates Lounge access at Dubai International and complimentary seat selection.

Four complimentary transfers per year between Dubai International Terminal 3 and Abu Dhabi, either direction. Needs an Emirates ticket bought with the card in the previous six months and AED 8,000 minimum monthly spend; book two calendar days ahead.

Unlimited access to over 1,200 lounges for you and a guest. The first visit each calendar year is free; later visits need USD 1 of foreign-currency spend outside the UAE 15 days beforehand, otherwise US$ 32 per use. Entry via Visa Airport Companion.

Buy Emirates tickets on emirates.com with the Emirates Skywards DIB Infinite Covered Card and apply for a 0% Easy Payment Plan through the link on the Emirates booking confirmation page.

Round-the-clock personalised assistance worldwide for hotel bookings, flight reservations and more, through a network of global toll-free numbers.

Multi-trip travel and medical coverage of up to US$ 500,000 when tickets are booked with the card, covering the cardholder, spouse and up to 5 children on all trips of up to 90 days.

Member privileges at over 900 luxury hotel properties worldwide: preferential prices, room upgrades, free internet and breakfast, VIP guest status, late check-out and food and beverage vouchers worth US$ 25.

Four complimentary valet parking services a month at 18 selected UAE locations require at least AED 8,000 monthly retail spend. DIB charges the location's applicable fee if the spend threshold is missed or the monthly allowance is exceeded.

Up to 5 roadside calls yearly for towing, fuel, battery, tyres, lock-outs or off-road recovery. Also includes one vehicle registration and servicing pick-up/drop-off yearly, plus an international driving licence after required documents are provided.

For a limited period, earn 2 extra Skywards Miles per USD 1 when paying through the ExtraMiles app for Booking.com or Agoda hotels or Discover Cars rentals. Miles post within 6 weeks of payment; booking alone does not qualify.

Transfer eligible balances from other banks' cards through DIB Online Banking without documentation. Balance-transfer terms and charges apply.

The manufacturer's warranty on eligible purchases made with this card can be doubled for up to one additional year, subject to Visa terms and claims conditions.

DIB lists lost-card reporting, emergency card replacement and emergency cash disbursement through Global Customer Assistance, plus medical and legal referral services while travelling.