525AED
Annual fee
Get notified about UAE latest credit card products
Get notified about UAE latest credit card products

Earn Skywards Miles on eligible spending and redeem them through Emirates Skywards.
Updated Sep 2026
| Category | Rate |
|---|---|
Emirates | 1.2% 1 mile per USD |
Government Capped at 1,021.103 miles a month | 0.18% 0.15 miles per USD |
Grocery, Utilities +6 more | 0.18% 0.15 miles per USD |
All other spend | 0.6% 0.5 miles per USD |
| Category | Rate |
|---|---|
Emirates | 1.2% 1 mile per USD |
Government Capped at 1,021.103 miles a month | 0.18% 0.15 miles per USD |
Grocery, Utilities +6 more | 0.18% 0.15 miles per USD |
All other spend | 0.6% 0.5 miles per USD |
Activation bonus
5,000 Skywards Miles
0.5Skywards Miles
per USD 1 on other eligible spending.
0.75Skywards Miles
per USD 1 on eligible international spending.
1Skywards Miles
per USD 1 on Emirates spending.
0.3Skywards Miles
per USD 1 on merchant spending in the EEA.
0.15Skywards Miles
per USD 1 on reduced categories.
My Cards
Add it to your wallet, include any other cards you own, and see exactly where this card should be used.
10,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Check your AECB report
Recent rejections or missed payments can stall approval
October Spotlight
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
EMIRATES NBD
EMIRATES NBD
Skywards Miles Redemption
Flights, upgrades, hotels and gift cards.
0% Easy Payment Plan with Emirates
Split emirates.com ticket purchases at 0%.
Travel and Medical Cover
Up to US$ 100,000 for you, your spouse and 4 children.
Visa Luxury Hotel Collection
Member rates, upgrades and breakfast at 900+ hotels.
Roadside Assistance
Up to 2 call-outs a year across the UAE.
ExtraMiles App Bonus
2 extra Skywards Miles per USD 1 on hotels and car rentals.
Balance Transfer
Move other banks' card balances with no documentation.
Purchase Protection and Extended Warranty
365-day purchase cover and a doubled manufacturer warranty.
Global Customer Assistance
Emergency card replacement and up to US$ 5,000 emergency cash.
525AED
Annual fee
Free
Supplementary card
3.69%
Monthly profit rate
Get answers to common questions about DIB Emirates Skywards Platinum Covered Card credit card
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