Merchant
Medcare Hospitals and Clinics
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Earn Etihad Guest Miles on eligible spending with lounge access, discounted transfers and golf offers.
Updated Sep 2026
| Category | Rate |
|---|---|
Etihad Airways | 2.42% 0.55 miles per AED |
International | 1.98% 0.45 miles per AED |
Grocery, Utilities +4 more | 0.66% 0.15 miles per AED |
All other spend | 1.21% 0.275 miles per AED |
| Category | Rate |
|---|---|
Etihad Airways | 2.42% 0.55 miles per AED |
International | 1.98% 0.45 miles per AED |
Grocery, Utilities +4 more | 0.66% 0.15 miles per AED |
All other spend | 1.21% 0.275 miles per AED |
Total rewards capped at 30,000 miles a month
35,000 Etihad Guest Miles
Joining miles after activation and annual-fee payment.
5.5Etihad Guest Miles
per AED 10 on Etihad and partner spend.
4.5Etihad Guest Miles
per AED 10 on international spend.
2.75Etihad Guest Miles
per AED 10 on other spend.
1.5Etihad Guest Miles
per AED 10 on named reduced categories.
My Cards
Add it to your wallet, include any other cards you own, and see exactly where this card should be used.
15,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Check your AECB report
Recent rejections or missed payments can stall approval
October Spotlight
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
EMIRATES NBD
EMIRATES NBD
Merchant
Medcare Hospitals and Clinics
Merchant
Wellth
Merchant
Wellth
Merchant
Sweat and Go
Airport lounge access
Complimentary worldwide lounge access.
Discounted airport transfers
Discounted airport transfers each year.
Golf discounts
Discounts at selected golf courses.
Free
Joining Fee
1,575AED
Annual Fee
3.99%
Monthly Interest Rate
Get answers to common questions about FAB Etihad Guest Signature Credit Card credit card
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