ENBD Webshopper Credit Card

Yes. The card charges a joining fee of AED 52.50 and an annual fee of AED 52.50, and the fee schedule doesn't list any spend-based condition that waives it, so it's billed every year regardless of usage. If you carry a balance, the monthly purchase rate is 3.69% (44.28% per annum) on top of that fee.

You earn 1 ENBD Plus Point for every AED 200 spent online, which works out to roughly 0.5% back. This is the card's only earning category since it's built exclusively for online shopping, so there's nothing else to track — every online purchase earns at the same rate, with no separate caps by merchant type.

You need a minimum monthly salary of AED 5,000, must be at least 21 years old, and must be a UAE resident. Emirates NBD may also ask for an Emirates ID, passport copy, salary certificate or bank statements, and a security cheque as part of the application.

DoubleSecure is a 3-D Secure style online protection layer built into the card, adding a verification step to make online purchases safer. It's one of three listed benefits on the card, alongside a 0% instalment plan (Easy Payment Plan) and 24/7 roadside assistance covering recovery, towing, fuel delivery and battery boost.

No, the card's welcome offer section is empty, meaning there's no advertised sign-up bonus or introductory perk listed for it. Its value instead comes from its ongoing 1 Plus Point per AED 200 online-spend rate, the 0% instalment plan, and included roadside assistance.

Yes, the Easy Payment Plan lets you convert larger online purchases into 0% interest instalments over 6 to 12 months at participating merchants. There is a separate AED 51.45 processing fee charged per instalment transaction, and a 1.05% fee on the outstanding principal if you cancel or pre-close an instalment plan early.