ENBD Webshopper Credit Card

Yes. The card charges a joining fee of AED 52.50 and an annual fee of AED 52.50, billed every year. If you carry a balance, the monthly purchase rate is 3.69% (44.28% per annum) on top of that fee.

You earn 1 ENBD Plus Point for every AED 200 of eligible online retail spending, worth AED 1 per point at participating instant-redemption merchants. ENBD caps WebShopper earning at 500 Plus Points per statement; fees, cash advances and other excluded transactions do not earn.

You need a minimum monthly salary of AED 5,000, must be at least 21 years old, and must be a UAE resident. Emirates NBD may also ask for an Emirates ID, passport copy, salary certificate or bank statements, and a security cheque as part of the application.

DoubleSecure adds an authentication step for purchases at participating online merchants. ENBD makes it available free on all of its credit and debit cards. WebShopper also includes roadside assistance up to three times per year.

No current issuer welcome bonus is advertised. The card earns 1 Plus Point per AED 200 of online spending, subject to a 500-point statement cap, and includes roadside assistance.

Emirates NBD's current Instalment Payment Plan eligibility page explicitly excludes the WebShopper card, even though a generic instalment promotion appears on its product page.