Known for competitive dining cashback and straightforward rewards structure.
Best Mashreq Credit Cards 2026
Mashreq Bank offers a focused lineup: a strong no-fee cashback card, a Noon co-brand, and premium lifestyle options.
See cardsLast updated: - Updated monthly using latest public card terms and bank data.
MASHREQ BANK
Mashreq Cashback Credit Card
≈ AED 6,480 potential value / year
3.4/5
AED 500 Welcome Bonus
Unlimited 5% Cashback on dining.
1% Cashback on international spends (non-dining)
MASHREQ BANK
Mashreq Noon Credit Card
≈ AED 18,120 potential value / year · incl. perks
Welcome Bonus: AED 500
Free Delivery on Noon Express
Up to 5% cashback on noon purchases
Instant Digital Card
MASHREQ BANK
Mashreq Solitaire Credit Card
≈ AED 12,256 potential value / year · incl. perks
Welcome Bonus: AED 2,500
6 points per AED on international purchases
Unlimited Fitness First Visits
Best Mashreq Credit Cards 2026 compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 5,000 | 5% dining cashback, 1% all other spend, zero annual fee, AED 5,000 salary |
| Free | AED 5,000 | 5% back as noon credits across the Noon ecosystem, from AED 5,000 |
 | AED 313.95 | AED 5,000 | Mashreq Platinum Plus, Vantage rewards, lounge visits and cinema offers |
| AED 1,575 | AED 25,000 | Mashreq Solitaire, concierge, lounge access, premium rewards, from AED 25,000 |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 5,000 | 5% dining cashback, 1% all other spend, zero annual fee, AED 5,000 salary |
| Free | AED 5,000 | 5% back as noon credits across the Noon ecosystem, from AED 5,000 |
| AED 313.95 | AED 5,000 | Mashreq Platinum Plus, Vantage rewards, lounge visits and cinema offers |
| AED 1,575 | AED 25,000 | Mashreq Solitaire, concierge, lounge access, premium rewards, from AED 25,000 |
Mashreq Cashback Credit Card
Annual feeFree
Min. salaryAED 5,000
Highlight5% dining cashback, 1% all other spend, zero annual fee, AED 5,000 salary
Mashreq Noon Credit Card
Annual feeFree
Min. salaryAED 5,000
Highlight5% back as noon credits across the Noon ecosystem, from AED 5,000
Mashreq Platinum Plus Credit Card
Annual feeAED 313.95
Min. salaryAED 5,000
HighlightMashreq Platinum Plus, Vantage rewards, lounge visits and cinema offers
Mashreq Solitaire Credit Card
Annual feeAED 1,575
Min. salaryAED 25,000
HighlightMashreq Solitaire, concierge, lounge access, premium rewards, from AED 25,000
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
- Get 20% back as noon credits when you spend on noon food
- Get 5% back as noon credits when you spend on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles after AED 35,000 spend
- No Annual Fee
- 6 Voyager Miles on every AED spent on Voyager Travel Portal
- 3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles after AED 70,000 spend
- No Annual Fee for the first year
- 12 Voyager Miles on every AED spent on Voyager Travel Portal
- 6 Voyager Miles on every AED spent on other travel bookings
4 cards in the UAE
3.4/5
MASHREQ BANK
Mashreq Cashback Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 Welcome Bonus
- Unlimited 5% Cashback on dining.
- 1% Cashback on international spends (non-dining)
MASHREQ BANK
Mashreq Noon Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500
- Free Delivery on Noon Express
- Up to 5% cashback on noon purchases
MASHREQ BANK
Mashreq Platinum Plus Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 313.95
- 10 points/AED on everyday categories
- 4 lounge visits/year
MASHREQ BANK
Mashreq Solitaire Credit Card
- Salary: AED 25,000+
- Annual Fee AED 1,500 +5% VAT
- Welcome Bonus: AED 2,500
- 6 points per AED on international purchases
- Unlimited Fitness First Visits
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–25,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–25,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Mashreq Credit Cards 2026 in the UAE
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