FAB Elite Credit Card

*3.99% per month (47.88% per annum); increases by 1 percentage point when the account is past due. Up to 55 interest-free days apply when the balance is paid in full.

*5% of the outstanding balance or AED 100, whichever is higher.

*Charged if the minimum payment due is not received by the payment due date.

*Charged when the balance exceeds the credit limit.

*3.15% of the cash advance amount or AED 157.50, whichever is higher.

*2.61% of the transaction amount for spend outside the UAE; card network scheme charges may also apply.

*4% transaction fee on Balance Transfer, Quick Cash and Easy Buys instalment plans.

*Optional; 1.04% of the outstanding balance when enrolled.

*1.05% of the outstanding principal or AED 10,500, whichever is higher.

*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.

*2.61% of the transaction value plus applicable Visa/Mastercard scheme charges. Not applicable on FAB Travel Card (bank and scheme charges) and Low-Rate Credit Card (bank charges).

*Charged if the minimum payment is not received by the due date.

*Charged when the outstanding balance exceeds the approved credit limit.

*1.04% per month of the outstanding balance. Optional plan — enrolment required.

*0.42% per month of the outstanding balance. Optional plan — enrolment required.

*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.

*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.

*1.05% of the principal outstanding amount, maximum AED 10,500.

*Per statement reprinted.

*5% of the outstanding balance or AED 100, whichever is higher.

*21–25 days from the statement date.