Best Visa Platinum Credit Cards in the UAE
Compare Visa Platinum credit cards in the UAE.
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Options span ENBD, ADCB, DIB, ADIB and FAB, plus how Platinum compares with Visa Infinite and Signature tiers.
Best free Platinum
EMIRATES NBD
ENBD SHARE Platinum Credit Card
≈ AED 14,532 potential value / year · incl. perks
4% back at Majid Al Futtaim
0.75% cashback on other spends
Buy 1 get 1 at VOX Cinemas
Best Sharia cashback Platinum
DUBAI ISLAMIC BANK
DIB Consumer Cashback Platinum Credit Card
Islamic≈ AED 12,000 potential value / year
4% cashback on groceries, auto & education
4% cashback on bills
4% cashback on Salik & Nol
Best Visa Platinum Credit Cards in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
 | AED 735 | AED 12,000 | Mid-tier ENBD Platinum with rewards earning and selective lounge access |
 | AED 630 | AED 5,000 | ADCB Platinum tier with Touchpoints rewards |
| AED 261.45 | AED 15,000 | Sharia-compliant Visa Platinum with 4% cashback across selected UAE categories |
 | AED 208.95 (waivable) | AED 5,000 | ADIB Sharia-compliant Platinum with Al Futtaim ecosystem rewards |
| Free | AED 5,000 | Free-for-life Platinum with 4% at Carrefour and Al Futtaim brands |
 | Free | AED 5,000 | FAB SHARE Platinum — 4% at Carrefour with welcome cashback |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 735 | AED 12,000 | Mid-tier ENBD Platinum with rewards earning and selective lounge access |
| AED 630 | AED 5,000 | ADCB Platinum tier with Touchpoints rewards |
| AED 261.45 | AED 15,000 | Sharia-compliant Visa Platinum with 4% cashback across selected UAE categories |
| AED 208.95 (waivable) | AED 5,000 | ADIB Sharia-compliant Platinum with Al Futtaim ecosystem rewards |
| Free | AED 5,000 | Free-for-life Platinum with 4% at Carrefour and Al Futtaim brands |
| Free | AED 5,000 | FAB SHARE Platinum — 4% at Carrefour with welcome cashback |
ENBD Mastercard Platinum Credit Card
Annual feeAED 735
Min. salaryAED 12,000
HighlightMid-tier ENBD Platinum with rewards earning and selective lounge access
ADCB TouchPoints Platinum Credit Card
Annual feeAED 630
Min. salaryAED 5,000
HighlightADCB Platinum tier with Touchpoints rewards
DIB Consumer Cashback Platinum Credit Card
Annual feeAED 261.45
Min. salaryAED 15,000
HighlightSharia-compliant Visa Platinum with 4% cashback across selected UAE categories
ADIB SHARE Visa Platinum Card
Annual feeAED 208.95 (waivable)
Min. salaryAED 5,000
HighlightADIB Sharia-compliant Platinum with Al Futtaim ecosystem rewards
ENBD SHARE Platinum Credit Card
Annual feeFree
Min. salaryAED 5,000
HighlightFree-for-life Platinum with 4% at Carrefour and Al Futtaim brands
FAB SHARE Platinum Credit Card
Annual feeFree
Min. salaryAED 5,000
HighlightFAB SHARE Platinum — 4% at Carrefour with welcome cashback
October Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Why choose Visa Platinum Credit Cards in the UAE
1.
Platinum is a mid-tier badge
Visa Platinum and Mastercard Platinum sit between entry-level and premium network tiers. Network tier can make a card eligible for travel benefits, but the issuer-specific terms determine lounge visit caps, guests, activation spend and app enrolment — never infer unlimited access from the tier alone.
2.
Platinum pricing varies widely
ENBD SHARE Platinum is free for life from AED 5,000 salary, while DIB Consumer Cashback Platinum lists an AED 261.45 annual fee and AED 15,000 minimum salary. Compare the actual fee and benefits instead of relying on the tier name.
6 cards in the UAE
EMIRATES NBD
ENBD Mastercard Platinum Credit Card
- Salary: AED 12,000+
- AED 735 annual fee
- 900+ airport lounges worldwide
- 30% discount at 2000+ restaurants
- 40% discount at golf courses worldwide
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB TouchPoints Platinum Credit Card
- Salary: AED 5,000+
- No Annual Fee for the First Year
- 10,000 Touchpoints for spends of AED 10,000
- Vox Cinema Buy one Get one offer
- 20% off on talabat orders
DUBAI ISLAMIC BANK
IslamicDIB Consumer Cashback Platinum Credit Card
- Salary: AED 15,000+
- Annual Fee: AED 261.45
- 4% cashback on groceries, auto & education
- 4% cashback on bills
- 4% cashback on Salik & Nol
ABU DHABI ISLAMIC BANK (ADIB)
IslamicADIB SHARE Visa Platinum Card
- Salary: AED 5,000+
- Annual Fee: AED 208.95
- Welcome bonus: 2,000 SHARE Points
- Double SHARE Points (6%) at Carrefour/MAF for 90 days on new signups
- 3% back in SHARE Points at Carrefour and Majid Al Futtaim destinations
EMIRATES NBD
ENBD SHARE Platinum Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 4% back at Majid Al Futtaim
- 0.75% cashback on other spends
- Buy 1 get 1 at VOX Cinemas
FIRST ABU DHABI BANK (FAB)
FAB SHARE Platinum Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 4% at malls & Carrefour
- 1% international
- 2-for-1 VOX monthly
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–15,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–15,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Visa Platinum Credit Cards in the UAE
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