Visa Platinum is a mid-tier card designation above Classic/Gold and below Signature/World/Infinite. UAE Visa Platinum cards typically include rewards earning, basic travel insurance, selective lounge access via LoungeKey, and concierge service. Several UAE issuers offer free-for-life Platinum cards from AED 5,000-8,000 salary.
Best Visa Platinum Credit Cards in the UAE
Visa Platinum credit cards in the UAE — ENBD, ADCB, DIB, ADIB, FAB tier options, plus how Platinum compares to Visa Infinite and Signature tiers.
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EMIRATES NBD
ENBD SHARE Platinum Credit Card
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas
DUBAI ISLAMIC BANK
DIB Consumer Cashback Platinum Credit Card
4% cashback on groceries, auto & education
4% cashback on bills
Best Visa Platinum Credit Cards in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
 | Paid | AED 8,000 | Mid-tier ENBD Platinum with rewards earning and selective lounge access |
 | Paid | AED 8,000 | ADCB Platinum tier with Touchpoints rewards |
|
June Spotlight
Liv by Emirates NBD
Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
Why choose Visa Platinum Credit Cards in the UAE
1.
Platinum is a mid-tier badge
Visa Platinum (and Mastercard Platinum) sits between Gold/Classic and Signature/Titanium/Infinite. Platinum cards typically include some travel insurance, basic concierge, and reward earning — but not unlimited lounge access (which is the Infinite/World Elite tier).
2.
Free Platinum cards exist at low salaries
ENBD SHARE Platinum and DIB Consumer Cashback Platinum are free-for-life from AED 5,000-8,000 salary — proving the 'Platinum' tier name doesn't always mean a high annual fee. Compare benefits before assuming the tier name implies cost.
6 cards in the UAE
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EMIRATES NBD
ENBD Mastercard Platinum Credit Card
Salary: AED 12,000+
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–15,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–15,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
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