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  1. Merchant category codes
  2. ›MCC 5977

MCC 5977: Cosmetic Stores

Cosmetic Stores is listed under Retail Outlets in the merchant category directory. The code describes the merchant's business, not the exact item you bought.

See cards and collectionsFind a nearby merchant

How MCC 5977 is used

The merchant behind the charge

Cosmetic Stores identifies the business that takes the card payment. Beauty products sold by a specialist shop can be classified differently from salon services or department-store sales.

What card benefits depend on

A beauty benefit depends on your issuer's eligible codes and terms. The item bought or service received does not by itself confirm the code on the charge.

Cards to compare for cosmetics spending

Compared using AED 5,000 a month in this spending category. Check each issuer's eligible MCCs and reward conditions for your posted purchase.

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How to check a payment for MCC 5977

Match your receipt

Find the posted Cosmetic Stores charge and match its merchant, date and amount to the receipt or payment confirmation.

Read the category as a clue

Most bank apps show a spending category rather than the four-digit MCC. A beauty label can cover shops and services.

Confirm with your issuer

Ask whether that specific card payment used MCC 5977 and whether it qualifies for the beauty benefit on your card.

MCC 5977 questions

How this code relates to a payment and card rewards.

MCC 5977 classifies merchants recorded as cosmetic stores. It describes the business accepting the payment, not the exact item you bought.

Most banks show a spending category in the app or statement instead of the four-digit MCC. Use that category to narrow down likely codes, then ask the issuer for the exact code on the posted transaction if you need to confirm it.

Start with the linked spending-category card collection. A card's eligibility and rewards depend on the issuer's terms and its eligible MCCs, so check those rules before choosing.

Card issuers can apply different reward rules to merchant codes, payment channels and excluded transactions. A checkout processed by another merchant account may also appear under another MCC.

Yes. Separate merchant accounts or payment providers can classify checkouts differently. Check the code for the particular posted charge when it affects your card's rewards.

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