Best ADCB Credit Cards at AED 25,000 Salary
ADCB's main credit cards at AED 25,000 salary, compared.
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The Traveller for flights and hotels, 365 Cashback for everyday spend, TouchPoints for rewards.
Best for travel
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Traveller Credit Card
≈ AED 22,880 potential value / year · incl. perks · incl. welcome bonus
10% Cashback on airline tickets
10% Cashback on hotel stays
1.5% Cashback on all domestic spends
Best everyday cashback
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
≈ AED 9,732 potential value / year · incl. perks
6% cashback on dining (including online food orders)
5% cashback on fuel and Salik
3% cashback on groceries and supermarkets
Best for rewards
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB TouchPoints Platinum Credit Card
≈ AED 3,028 potential value / year · incl. perks
10,000 Touchpoints for spends of AED 10,000
Vox Cinema Buy one Get one offer
20% off on talabat orders
Best ADCB Credit Cards at AED 25,000 Salary compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
 | AED 1,575 | AED 20,000 | 10% cashback on airline tickets and hotel stays, 1.5% on other domestic spend |
 | AED 383.25 | AED 5,000 | 6% on dining, 5% on fuel and Salik, 3% on groceries |
 | AED 630 | AED 5,000 | 1 TouchPoint per AED, plus a monthly bonus once spend reaches the card's threshold |
 | Free | AED 8,000 | Free for life, 8 LuLu Points per AED at LuLu stores |
 | Free | AED 5,000 | Free for life, 1.25% cashback in months with AED 5,000+ retail spend |
 | Free | AED 5,000 | Free, 35% back on the first 10 talabat orders a month in months with AED 2,500 card spend |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 1,575 | AED 20,000 | 10% cashback on airline tickets and hotel stays, 1.5% on other domestic spend |
| AED 383.25 | AED 5,000 | 6% on dining, 5% on fuel and Salik, 3% on groceries |
| AED 630 | AED 5,000 | 1 TouchPoint per AED, plus a monthly bonus once spend reaches the card's threshold |
| Free | AED 8,000 | Free for life, 8 LuLu Points per AED at LuLu stores |
| Free | AED 5,000 | Free for life, 1.25% cashback in months with AED 5,000+ retail spend |
| Free | AED 5,000 | Free, 35% back on the first 10 talabat orders a month in months with AED 2,500 card spend |
ADCB Traveller Credit Card
Annual feeAED 1,575
Min. salaryAED 20,000
Highlight10% cashback on airline tickets and hotel stays, 1.5% on other domestic spend
ADCB 365 Cashback Credit Card
Annual feeAED 383.25
Min. salaryAED 5,000
Highlight6% on dining, 5% on fuel and Salik, 3% on groceries
ADCB TouchPoints Platinum Credit Card
Annual feeAED 630
Min. salaryAED 5,000
Highlight1 TouchPoint per AED, plus a monthly bonus once spend reaches the card's threshold
ADCB LuLu Platinum Credit Card
Annual feeFree
Min. salaryAED 8,000
HighlightFree for life, 8 LuLu Points per AED at LuLu stores
ADCB Essential Cashback Credit Card
Annual feeFree
Min. salaryAED 5,000
HighlightFree for life, 1.25% cashback in months with AED 5,000+ retail spend
ADCB Talabat Credit Card
Annual feeFree
Min. salaryAED 5,000
HighlightFree, 35% back on the first 10 talabat orders a month in months with AED 2,500 card spend
October Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Why choose ADCB AED 25,000+
1.
AED 20,000 unlocks the Traveller
Crossing AED 20,000 salary adds the ADCB Traveller to everything available from AED 5,000 and AED 8,000: 10% cashback on airline tickets and hotel stays, with a AED 1,575 annual fee.
2.
365 Cashback stays the everyday pick
At AED 25,000 salary, ADCB 365 Cashback is still ADCB's strongest everyday cashback card, and it pairs well with the Traveller for trips.
3.
The Infinite tier sits one step higher
ADCB Accor Infinite needs a higher salary; see the Infinite-tier salary page. TouchPoints Infinite is available from AED 25,000.
6 cards in the UAE
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Traveller Credit Card
- Salary: AED 20,000+
- Annual Fee: AED 1,575
- 10% Cashback on airline tickets
- 10% Cashback on hotel stays
- 1.5% Cashback on all domestic spends
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 383.25
- 6% cashback on dining (including online food orders)
- 5% cashback on fuel and Salik
- 3% cashback on groceries and supermarkets
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB TouchPoints Platinum Credit Card
- Salary: AED 5,000+
- No Annual Fee for the First Year
- 10,000 Touchpoints for spends of AED 10,000
- Vox Cinema Buy one Get one offer
- 20% off on talabat orders
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB LuLu Platinum Credit Card
- Salary: AED 8,000+
- No Annual Fee
- 8 LuLu Points per AED 1 spent at LuLu stores
- Up to 1.25 LuLu Points per AED 1 spent on all other spends
- 4 lounge visits/year
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Essential Cashback Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Up to 1.25% cashback on all spends
- 0.75% on select categories
- BOGO at Reel Cinemas
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Talabat Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Up to AED 750 welcome bonus
- 35% cashback on talabat orders (as talabat credit)
- 1.25% cashback on other spends (as talabat credit)
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–20,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–20,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best ADCB Credit Cards at AED 25,000 Salary in the UAE
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