Best ADCB Credit Cards at AED 25,000 Salary
Compare every ADCB credit card available at AED 25,000 monthly salary — including the AED 20,000-tier Traveller and Etihad Guest Signature, plus the strong entry-tier 365 Cashback and TouchPoints Platinum.
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ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Traveller Credit Card
≈ AED 20,880 potential value / year · incl. perks
10% Cashback on airline tickets
10% Cashback on hotel stays
1.5% Cashback on all domestic spends
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Etihad Guest Infinite Credit Card
≈ AED 15,742 potential value / year · incl. perks
Welcome Bonus: 60,000 Etihad Guest Miles
Up to 3 Etihad Guest Miles per 1 USD
Up to 4 class upgrade vouchers
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
≈ AED 12,132 potential value / year · incl. perks
6% cashback on dining (including online food orders)
5% cashback on fuel and Salik
3% cashback on groceries and supermarkets
Best ADCB Credit Cards at AED 25,000 Salary compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 1,575 | AED 20,000+ | Travel-focused: 10% cashback on airline tickets and hotel stays, plus low foreign-currency fees |
| AED 2,625 | AED 40,000+ | ADCB's Etihad Guest Infinite — top-tier Etihad Miles earner with welcome miles and lounge access |
| AED 383.25 | AED 8,000+ | Strong mid-tier cashback — 6% on dining, 5% on fuel and Salik, 3% on groceries |
 | AED 1,575 | AED 8,000+ | TouchPoints rewards across categories with airport lounge access |
 | Free | AED 5,000+ | Free-for-life entry tier — useful as a secondary card on top of a premium pick |
 | Free | AED 5,000+ | Free Talabat co-brand earning 35% back on the first 10 monthly orders |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 1,575 | AED 20,000+ | Travel-focused: 10% cashback on airline tickets and hotel stays, plus low foreign-currency fees |
| AED 2,625 | AED 40,000+ | ADCB's Etihad Guest Infinite — top-tier Etihad Miles earner with welcome miles and lounge access |
| AED 383.25 | AED 8,000+ | Strong mid-tier cashback — 6% on dining, 5% on fuel and Salik, 3% on groceries |
| AED 1,575 | AED 8,000+ | TouchPoints rewards across categories with airport lounge access |
| Free | AED 5,000+ | Free-for-life entry tier — useful as a secondary card on top of a premium pick |
| Free | AED 5,000+ | Free Talabat co-brand earning 35% back on the first 10 monthly orders |
ADCB Traveller Credit Card
Annual feeAED 1,575
Min. salaryAED 20,000+
HighlightTravel-focused: 10% cashback on airline tickets and hotel stays, plus low foreign-currency fees
ADCB Etihad Guest Infinite Credit Card
Annual feeAED 2,625
Min. salaryAED 40,000+
HighlightADCB's Etihad Guest Infinite — top-tier Etihad Miles earner with welcome miles and lounge access
ADCB 365 Cashback Credit Card
Annual feeAED 383.25
Min. salaryAED 8,000+
HighlightStrong mid-tier cashback — 6% on dining, 5% on fuel and Salik, 3% on groceries
ADCB TouchPoints Platinum Credit Card
Annual feeAED 1,575
Min. salaryAED 8,000+
HighlightTouchPoints rewards across categories with airport lounge access
ADCB Essential Cashback Credit Card
Annual feeFree
Min. salaryAED 5,000+
HighlightFree-for-life entry tier — useful as a secondary card on top of a premium pick
ADCB Talabat Credit Card
Annual feeFree
Min. salaryAED 5,000+
HighlightFree Talabat co-brand earning 35% back on the first 10 monthly orders
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
- Get 20% back as noon credits when you spend on noon food
- Get 5% back as noon credits when you spend on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles after AED 35,000 spend
- No Annual Fee
- 6 Voyager Miles on every AED spent on Voyager Travel Portal
- 3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles after AED 70,000 spend
- No Annual Fee for the first year
- 12 Voyager Miles on every AED spent on Voyager Travel Portal
- 6 Voyager Miles on every AED spent on other travel bookings
Why choose ADCB AED 25,000+
1.
AED 25K unlocks the ADCB signature tier
Crossing AED 20,000 salary unlocks two new ADCB cards beyond the AED 8,000 tier: the Traveller (travel cashback with low foreign-currency fees) and Etihad Guest Signature (Etihad Miles + lounge access). These add real travel and miles value that the lower tiers don't carry.
2.
365 Cashback is often still the cashback winner
At AED 25,000 salary, ADCB 365 Cashback remains a strong ADCB cashback option — 6% on dining, 5% on fuel and Salik, and 3% on groceries. Pair it with a Signature-tier travel or miles card for full coverage.
3.
Premium Infinite tier sits one step higher
The ADCB Etihad Guest Infinite, TouchPoints Infinite, and Accor Infinite all require AED 40,000+ monthly salary. If you're targeting those, see /credit-cards/salary40000 for the AED 40K+ tier.
5 cards in the UAE
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Traveller Credit Card
- Salary: AED 20,000+
- Annual Fee: AED 1,575
- 10% Cashback on airline tickets
- 10% Cashback on hotel stays
- 1.5% Cashback on all domestic spends
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
- Salary: AED 8,000+
- Annual Fee: AED 383.25
- 6% cashback on dining (including online food orders)
- 5% cashback on fuel and Salik
- 3% cashback on groceries and supermarkets
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB TouchPoints Platinum Credit Card
- Salary: AED 8,000+
- No Annual Fee for the First Year
- 10,000 Touchpoints for spends of AED 10,000
- Vox Cinema Buy one Get one offer
- 20% off on talabat orders
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Essential Cashback Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 350
- Up to 1.25% cashback on all spends
- 0.75% on select categories
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Talabat Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500 on spending AED 2,500 in 45 days
- 35% cashback on talabat orders (as talabat credit)
- 1.25% cashback on other spends (as talabat credit)
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–20,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–20,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best ADCB Credit Cards at AED 25,000 Salary in the UAE
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