At AED 25,000, you gain access to FAB Travel Credit Card (12% cashback on flights and hotels, free annual flight), ENBD Marriott Bonvoy World Elite (Marriott loyalty + Gold Status), Mashreq Solitaire, and Deem World Mastercard. American Express Platinum at AED 21,250 is also accessible at this tier.
Best Credit Cards in the UAE for AED 25,000 Salary
The AED 25,000 salary tier unlocks dedicated travel rewards cards with airline cashback and free annual flights, hotel co-brand programs with automatic elite status, and premium lifestyle cards with unlimited lounge access and concierge services. At this level, cardholders can pair a travel-specific card with a lifestyle card to maximise rewards across both airline spend and day-to-day purchases.
Last updated: - Updated monthly using latest public card terms and salary requirements.
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AMERICAN EXPRESS
The American Express Platinum Credit Card
Earn 2 points for every AED 4 spent
20,000 Points for every referred friend
10% cashback every month, up to AED 600 annually
FIRST ABU DHABI BANK (FAB)
FAB Travel Credit Card
Free flight each year to over 15 destinations
12% cashback on flights and hotel bookings
EMIRATES NBD
ENBD Marriott Bonvoy World Elite
Welcome Bonus: Up to 150,000 Points
6 points per US$1 at Marriott hotels
Best Credit Cards in the UAE for AED 25,000 Salary compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 735 | AED 21,250 | Unlimited Priority Pass, premium concierge, travel insurance, from AED 21,250 |
| AED 1,575 | AED 25,000 | 12% cashback on flights and hotels, free annual return flight, no FX fees, from AED 25,000 |
|
June Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
8 cards in the UAE
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AMERICAN EXPRESS
The American Express Platinum Credit Card
Salary: AED 21,250+
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 15,000–25,000 |
| Employment | Salaried employees; some cards require salary transfer to the issuing bank |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score checked; premium cards require a clean credit history |
| Minimum age | 21 years |
| Monthly salary | AED 15,000–25,000 |
| Employment | Salaried employees; some cards require salary transfer to the issuing bank |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score checked; premium cards require a clean credit history |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
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