Best Credit Cards for City Centre Malls
Compare top credit cards for City Centre mall spending in the UAE, focused on SHARE ecosystem cards from Emirates NBD and FAB.
See cardsLast updated: - Updated using latest public card terms and rewards data.
EMIRATES NBD
ENBD SHARE Signature Credit Card
≈ AED 22,468 potential value / year · incl. perks
6% cashback with Al Futtaim brands
1% cashback on other spends
Welcome bonus: 5,000 SHARE Points
FIRST ABU DHABI BANK (FAB)
FAB SHARE Infinite Credit Card
≈ AED 29,668 potential value / year · incl. perks
10,000 bonus SHARE points
8% at malls & Carrefour
Free lounge access
Best Credit Cards for City Centre Malls compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
 | Free | AED 5,000 | Entry SHARE card for everyday City Centre shopping and partner merchants |
| Free | AED 12,000 | Higher SHARE earn rates with no annual fee for regular mall users |
 | AED 1,575 | AED 30,000 | Premium SHARE tier with stronger rewards for high monthly spend |
 | Free | AED 5,000 | No-fee FAB SHARE entry with 4% at Carrefour and Al Futtaim malls |
 | AED 525 | AED 10,000 | 6% at partner malls and Carrefour with VOX cinema benefit 3× monthly |
| AED 1,050 | AED 25,000 | Top FAB SHARE tier for maximum City Centre ecosystem earning with free lounge access |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 5,000 | Entry SHARE card for everyday City Centre shopping and partner merchants |
| Free | AED 12,000 | Higher SHARE earn rates with no annual fee for regular mall users |
| AED 1,575 | AED 30,000 | Premium SHARE tier with stronger rewards for high monthly spend |
| Free | AED 5,000 | No-fee FAB SHARE entry with 4% at Carrefour and Al Futtaim malls |
| AED 525 | AED 10,000 | 6% at partner malls and Carrefour with VOX cinema benefit 3× monthly |
| AED 1,050 | AED 25,000 | Top FAB SHARE tier for maximum City Centre ecosystem earning with free lounge access |
ENBD SHARE Platinum Credit Card
Annual feeFree
Min. salaryAED 5,000
HighlightEntry SHARE card for everyday City Centre shopping and partner merchants
ENBD SHARE Signature Credit Card
Annual feeFree
Min. salaryAED 12,000
HighlightHigher SHARE earn rates with no annual fee for regular mall users
ENBD SHARE Infinite Credit Card
Annual feeAED 1,575
Min. salaryAED 30,000
HighlightPremium SHARE tier with stronger rewards for high monthly spend
FAB SHARE Platinum Credit Card
Annual feeFree
Min. salaryAED 5,000
HighlightNo-fee FAB SHARE entry with 4% at Carrefour and Al Futtaim malls
FAB SHARE Signature Credit Card
Annual feeAED 525
Min. salaryAED 10,000
Highlight6% at partner malls and Carrefour with VOX cinema benefit 3× monthly
FAB SHARE Infinite Credit Card
Annual feeAED 1,050
Min. salaryAED 25,000
HighlightTop FAB SHARE tier for maximum City Centre ecosystem earning with free lounge access
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
- Get 20% back as noon credits when you spend on noon food
- Get 5% back as noon credits when you spend on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles after AED 35,000 spend
- No Annual Fee
- 6 Voyager Miles on every AED spent on Voyager Travel Portal
- 3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles after AED 70,000 spend
- No Annual Fee for the first year
- 12 Voyager Miles on every AED spent on Voyager Travel Portal
- 6 Voyager Miles on every AED spent on other travel bookings
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6 cards in the UAE
EMIRATES NBD
ENBD SHARE Platinum Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 4% cashback with Al Futtaim brands
- 0.75% cashback on other spends
- Buy 1 get 1 movie ticket at VOX Cinemas
EMIRATES NBD
ENBD SHARE Signature Credit Card
- Salary: AED 12,000+
- No Annual Fee
- 6% cashback with Al Futtaim brands
- 1% cashback on other spends
- Welcome bonus: 5,000 SHARE Points
EMIRATES NBD
ENBD SHARE Infinite Credit Card
- Salary: AED 30,000+
- Joining Fee: AED 1,575
- Annual Fee: AED 1,575
- 8% cashback with Al Futtaim brands
- Welcome bonus: 10,000 SHARE Points
FIRST ABU DHABI BANK (FAB)
FAB SHARE Platinum Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 4% at malls & Carrefour
- 1% international
- 2-for-1 VOX monthly
FIRST ABU DHABI BANK (FAB)
FAB SHARE Signature Credit Card
- Salary: AED 10,000+
- Annual Fee: AED 525
- 5,000 bonus SHARE points
- 6% at malls & Carrefour
- 2-for-1 VOX 3× monthly
FIRST ABU DHABI BANK (FAB)
FAB SHARE Infinite Credit Card
- Salary: AED 25,000+
- Annual Fee: AED 1,050
- 10,000 bonus SHARE points
- 8% at malls & Carrefour
- Free lounge access
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–30,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–30,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Credit Cards for City Centre Malls in the UAE
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