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Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Best Credit Cards for Mall of the Emirates

Compare top cards for Mall of the Emirates spending, focused on SHARE ecosystem cards from Emirates NBD and FAB across entry, mid-tier, and premium levels.

Last updated: April 25, 2026 - Updated using latest public card terms and rewards data.

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ENBD SHARE Signature Credit Card Design

EMIRATES NBD

ENBD SHARE Signature Credit Card

6% cashback with Al Futtaim brands

1% cashback on other spends

Welcome bonus: 5,000 SHARE Points

ExploreLearn more about ENBD SHARE Signature Credit Card credit card benefits and features
FAB SHARE Infinite Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB SHARE Infinite Credit Card

10,000 bonus SHARE points

8% at malls & Carrefour

Best Credit Cards for Mall of the Emirates compared

A side-by-side snapshot of annual fees, salary requirements, and standout benefits.

CardAnnual feeMin. salaryWhy it stands out
ENBD SHARE Platinum Credit Card
ENBD SHARE Platinum Credit Card
FreeAED 5,000Entry SHARE card with no annual fee and Al Futtaim ecosystem rewards
ENBD SHARE Signature Credit Card
ENBD SHARE Signature Credit Card
FreeAED 12,000Higher SHARE earn rates while staying no annual fee
ENBD SHARE Infinite Credit Card
ENBD SHARE Infinite Credit Card
AED 1,575

June Spotlight

Emirates NBD

Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.

See all
ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

6 cards in the UAE

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ENBD SHARE Platinum Credit Card Design

EMIRATES NBD

ENBD SHARE Platinum Credit Card

Salary: AED 5,000+

Eligibility criteria

General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.

Minimum age21 years
Monthly salaryAED 5,000–30,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval
Minimum age21 years
Monthly salaryAED 5,000–30,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval

Always confirm the latest eligibility details with the issuing bank before applying.

Documents you will need

Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.

UAE nationals

1.Emirates ID
2.Khulasat Al Qaid (Family Book)

Not sure which card to pick?

Try the UAE Credit Card Picker

Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.

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Free lounge access

ExploreLearn more about FAB SHARE Infinite Credit Card credit card benefits and featuresApplyApply for FAB SHARE Infinite Credit Card credit card
AED 30,000
Premium SHARE tier with stronger earning and premium benefits
FAB SHARE Platinum Credit Card
FAB SHARE Platinum Credit Card
FreeAED 5,000No-fee FAB SHARE entry with 4% at Carrefour and Al Futtaim malls
FAB SHARE Signature Credit Card
FAB SHARE Signature Credit Card
AED 525AED 10,0006% at partner malls and Carrefour with VOX cinema benefit 3× monthly
FAB SHARE Infinite Credit Card
FAB SHARE Infinite Credit Card
AED 1,050AED 25,000Top FAB SHARE tier with 8% partner earn and free global lounge access
CardAnnual feeMin. salaryWhy it stands out
ENBD SHARE Platinum Credit Card
ENBD SHARE Platinum Credit Card
FreeAED 5,000Entry SHARE card with no annual fee and Al Futtaim ecosystem rewards
ENBD SHARE Signature Credit Card
ENBD SHARE Signature Credit Card
FreeAED 12,000Higher SHARE earn rates while staying no annual fee
ENBD SHARE Infinite Credit Card
ENBD SHARE Infinite Credit Card
AED 1,575AED 30,000Premium SHARE tier with stronger earning and premium benefits
FAB SHARE Platinum Credit Card
FAB SHARE Platinum Credit Card
FreeAED 5,000No-fee FAB SHARE entry with 4% at Carrefour and Al Futtaim malls
FAB SHARE Signature Credit Card
FAB SHARE Signature Credit Card
AED 525AED 10,0006% at partner malls and Carrefour with VOX cinema benefit 3× monthly
FAB SHARE Infinite Credit Card
FAB SHARE Infinite Credit Card
AED 1,050AED 25,000Top FAB SHARE tier with 8% partner earn and free global lounge access
ENBD SHARE Platinum Credit Card

ENBD SHARE Platinum Credit Card

Annual feeFree
Min. salaryAED 5,000
HighlightEntry SHARE card with no annual fee and Al Futtaim ecosystem rewards
ENBD SHARE Signature Credit Card

ENBD SHARE Signature Credit Card

Annual feeFree
Min. salaryAED 12,000
HighlightHigher SHARE earn rates while staying no annual fee
ENBD SHARE Infinite Credit Card

ENBD SHARE Infinite Credit Card

Annual feeAED 1,575
Min. salaryAED 30,000
HighlightPremium SHARE tier with stronger earning and premium benefits
FAB SHARE Platinum Credit Card

FAB SHARE Platinum Credit Card

Annual feeFree
Min. salaryAED 5,000
HighlightNo-fee FAB SHARE entry with 4% at Carrefour and Al Futtaim malls
FAB SHARE Signature Credit Card

FAB SHARE Signature Credit Card

Annual feeAED 525
Min. salaryAED 10,000
Highlight6% at partner malls and Carrefour with VOX cinema benefit 3× monthly
FAB SHARE Infinite Credit Card

FAB SHARE Infinite Credit Card

Annual feeAED 1,050
Min. salaryAED 25,000
HighlightTop FAB SHARE tier with 8% partner earn and free global lounge access

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD SHARE Platinum Credit Card Design

EMIRATES NBD

ENBD SHARE Platinum Credit Card

Salary: AED 5,000+

No Annual Fee

4% cashback with Al Futtaim brands

0.75% cashback on other spends

Buy 1 get 1 movie ticket at VOX Cinemas

ExploreLearn more about ENBD SHARE Platinum Credit Card credit card benefits and features

No Annual Fee

4% cashback with Al Futtaim brands

0.75% cashback on other spends

Buy 1 get 1 movie ticket at VOX Cinemas

ExploreLearn more about ENBD SHARE Platinum Credit Card credit card benefits and features
ENBD SHARE Signature Credit Card Design

EMIRATES NBD

ENBD SHARE Signature Credit Card

Salary: AED 12,000+

No Annual Fee

6% cashback with Al Futtaim brands

1% cashback on other spends

Welcome bonus: 5,000 SHARE Points

ExploreLearn more about ENBD SHARE Signature Credit Card credit card benefits and features
ENBD SHARE Infinite Credit Card Design

EMIRATES NBD

ENBD SHARE Infinite Credit Card

Salary: AED 30,000+

Joining Fee: AED 1,575

Annual Fee: AED 1,575

8% cashback with Al Futtaim brands

Welcome bonus: 10,000 SHARE Points

ExploreLearn more about ENBD SHARE Infinite Credit Card credit card benefits and features
FAB SHARE Platinum Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB SHARE Platinum Credit Card

Salary: AED 5,000+

No Annual Fee

4% at malls & Carrefour

1% international

2-for-1 VOX monthly

ExploreLearn more about FAB SHARE Platinum Credit Card credit card benefits and featuresApplyApply for FAB SHARE Platinum Credit Card credit card
FAB SHARE Signature Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB SHARE Signature Credit Card

Salary: AED 10,000+

Annual Fee: AED 525

5,000 bonus SHARE points

6% at malls & Carrefour

2-for-1 VOX 3× monthly

ExploreLearn more about FAB SHARE Signature Credit Card credit card benefits and featuresApplyApply for FAB SHARE Signature Credit Card credit card
FAB SHARE Infinite Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB SHARE Infinite Credit Card

Salary: AED 25,000+

Annual Fee: AED 1,050

10,000 bonus SHARE points

8% at malls & Carrefour

Free lounge access

ExploreLearn more about FAB SHARE Infinite Credit Card credit card benefits and featuresApplyApply for FAB SHARE Infinite Credit Card credit card
3.
Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy

Expats & residents

1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)

The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.

Frequently asked questions

Common questions about Best Credit Cards for Mall of the Emirates in the UAE

SHARE co-branded cards are the primary fit because they are structured around the Al Futtaim and SHARE partner ecosystem used heavily around Mall of the Emirates shopping journeys.

For moderate spenders, yes. No-fee tiers can outperform premium tiers if your annual spend is not high enough to offset higher fees.

Premium tiers become more attractive when your recurring spend at partner merchants is high and you can consistently use premium lifestyle perks.

They overlap on mall-centric users, but differ by tier structure, fee model, and reward mix. Comparing annual fee against effective earn rate is the fastest way to choose.

Yes. If your spending extends beyond partner malls and brands, a broad cashback card can sometimes provide better overall annual value.

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