Lifestyle
Merchant
Apple
Easy Payment Plan Offer
Valid until 30 Aug 2026
- Joining Fee
- AED 208.95
- Annual Fee
- AED 208.95
- Minimum Salary
- AED 5,000
Emirates Islamic Etihad Guest Platinum Credit Card
An Emirates Islamic Etihad Guest co-brand card earning Etihad Guest Miles on every spend, with lounge access and complimentary golf.
≈ AED 8,867 potential value / year · incl. welcome bonus
Welcome offer
5,000 Etihad Guest Miles
Welcome bonus of 5,000 Etihad Guest Miles.
Earn 5,000 Etihad Guest Miles as a welcome bonus on the Platinum card.
See full breakdownRewards
2Etihad Guest Miles
per USD 1 on Etihad flights.
Earn 2 Etihad Guest Miles per USD 1 spent on Etihad Airways bookings.
See full breakdown1.5Etihad Guest Miles
per USD 1 on international spend.
Earn 1.5 Etihad Guest Miles per USD 1 on international (non-AED) spend.
See full breakdown1Etihad Guest Miles
per USD 1 on other spend.
Earn 1 Etihad Guest Mile per USD 1 on all other spend.
See full breakdownRewards Calculator
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Eligibility
21
Minimum Age
5,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Offers
See all 18View offer
Lifestyle
Merchant
Careem Plus
Careem Plus Offer
Valid until 30 Aug 2026
Lifestyle
Merchant
Keeta
Keeta Offer
Valid until 30 Aug 2026
Lifestyle
Merchant
noon Minutes
Pay 50% less on noon Minutes
Valid until 30 Aug 2026
Additional Benefits
Airport lounge access
Complimentary airport lounge access.
Complimentary airport lounge access for the cardholder via the Emirates Islamic travel programme.
See full breakdownComplimentary golf
Complimentary golf at participating UAE courses.
Complimentary rounds of golf at participating UAE courses under the Emirates Islamic golf programme.
See full breakdownFees
208.95AED
Joining Fee
208.95AED
Annual Fee
3.69%
Monthly Profit Rate
3.69% per month (44.28% per annum)
Minimum Monthly Payment5%*
*5% of outstanding balance and all fees and charges
Commitment to DonateAED 131.25*
*Charged on delayed or missed payments; donated to a bank-approved charity per Shariah requirements.
Over Limit FeeAED 261.45*
*Charged per month while over limit
Cash Advance Fee3.15%*
*3.15% of transaction amount or AED 103.95, whichever is higher
Supplementary CardFree*
*Up to 4 complimentary supplementary cards
Card ReplacementAED 78.75
Slip RetrievalAED 52.5
Direct Debit Return FeeAED 105
International Transaction Fee (non-AED)2.54%*
*2.54% of transaction amount
Credit Shield1.04%*
*1.04% of outstanding balance per month
Foreign Currency Transaction Fee (AED abroad)1.99%*
*1.99% on AED transactions processed abroad
Frequently Asked Questions
Get answers to common questions about Emirates Islamic Etihad Guest Platinum Credit Card credit card
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