Emirates NBD Platinum is a mid-tier card with rewards earning, selective airport lounge access via LoungeKey, and multi-currency wallet features. Minimum monthly salary is typically AED 8,000, depending on the variant.
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Emirates NBD higher-tier cards: Platinum, Titanium, U by Emaar, Visa Infinite, Skywards Infinite — compare fees, salary tiers, and Visa Infinite benefits.
See cardsEMIRATES NBD
AED 60,000 Job Loss Cover for 12 months
Lounge access at 10+ regional airports.
Exclusive travel and shopping deals.
EMIRATES NBD
Up to 2 Points per AED 100 spent
Unlimited lounge access for self + 1 guest.
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
![]() | Paid | AED 8,000 | Mid-tier Platinum positioning with rewards and selective lounge access |
![]() | Paid | AED 12,000 | Titanium tier — higher rewards rate than standard Platinum |
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June Spotlight
Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.

Emirates NBD's tier ladder runs from Platinum (entry-mid) through Titanium (mid-premium) to Infinite (premium). Each tier increases the salary requirement and unlocks better earn rates, lounge access, and travel cover.
ENBD Visa Infinite is not just a higher fee — it's a specific Visa-defined benefit package including unlimited Priority Pass, concierge, golf privileges, premium travel insurance, and dining offers across Visa's network.
6 cards in the UAE
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–30,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–30,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
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Complimentary Golf Access in the UAE.
U By Emaar Platinum Status
| Premium |
| AED 25,000 |
| Visa Infinite benefits — concierge, unlimited Priority Pass lounge, premium travel cover |
![]() | AED 262.50 | AED 12,000 | Emaar ecosystem rewards — Dubai Mall, Marina Mall, Emaar Hospitality |
![]() | AED 1,575 | AED 30,000 | Top U by Emaar tier — highest Upoints earn rate plus Visa Infinite benefits |
![]() | Premium | AED 25,000 | Skywards Miles earner — Emirates bonus categories plus Infinite tier benefits |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
![]() | Paid | AED 8,000 | Mid-tier Platinum positioning with rewards and selective lounge access |
![]() | Paid | AED 12,000 | Titanium tier — higher rewards rate than standard Platinum |
![]() | Premium | AED 25,000 | Visa Infinite benefits — concierge, unlimited Priority Pass lounge, premium travel cover |
![]() | AED 262.50 | AED 12,000 | Emaar ecosystem rewards — Dubai Mall, Marina Mall, Emaar Hospitality |
![]() | AED 1,575 | AED 30,000 | Top U by Emaar tier — highest Upoints earn rate plus Visa Infinite benefits |
![]() | Premium | AED 25,000 | Skywards Miles earner — Emirates bonus categories plus Infinite tier benefits |

ENBD Mastercard Platinum Credit Card

ENBD Mastercard Titanium Credit Card

ENBD Visa Infinite Credit Card

ENBD U By Emaar Signature Credit Card

ENBD U By Emaar Infinite Credit Card

ENBD Skywards Infinite Credit Card
Salary: AED 5,000+
Free for life
Up to 2% Cashback on all spends
Instant redemption as Cashback or Miles
2 Free Movie Tickets + 20% off on F&B at VOX Cinemas
LIV DIGITAL BANK BY EMIRATES NBD
Salary: AED 15,000+
Annual Fee: AED 735
Up to 4% Cashback on all spends
Instant redemption as Cashback or Miles
3 Free Movie Tickets + 20% off on F&B at VOX Cinemas
LIV DIGITAL BANK BY EMIRATES NBD
Salary: AED 5,000+
Free for life
6% cashback at Union Coop
2% on domestic dining and fuel
1% on intl and domestic retail
No Annual Fee
Unlimited lounge access
30% discount at 2000+ restaurants
40% discount at golf courses worldwide
EMIRATES NBD
Minimum Salary AED 5,000
No Annual Fee
AED 60,000 Job Loss Cover for 12 months
Lounge access at 10+ regional airports.
Exclusive travel and shopping deals.
EMIRATES NBD
Salary: AED 30,000+
Annual Fee: AED 1,575
Up to 2 Points per AED 100 spent
Unlimited lounge access for self + 1 guest.
Complimentary Golf Access in the UAE.
EMIRATES NBD
Min Salary: AED 12,000
Joining Fee: AED 525
Annual Fee: AED 262.50
6.25% cashback on Emaar spends
U By Emaar Gold Status
EMIRATES NBD
Salary: AED 30,000+
Joining Fee: AED 2,625
Annual Fee: AED 1,575
Welcome Offer: Up to 25,000 UPoints
U By Emaar Platinum Status
EMIRATES NBD
Salary: AED 30,000+
Joining Fee: AED 3,148.95
Annual Fee: AED 1,575
Bonus: Up to 100,000 Skywards Miles
Complimentary Emirates Skywards Silver membership
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Common questions about Best Emirates NBD Platinum, Titanium & Infinite Credit Cards in the UAE