Best Emirates NBD Platinum, Titanium & Infinite Credit Cards
Emirates NBD higher-tier cards.
See cardsLast updated:
Options include Platinum, Titanium, U by Emaar, Visa Infinite and Skywards Infinite. Compare their fees, salary tiers and Visa Infinite benefits.
EMIRATES NBD
ENBD Mastercard Titanium Credit Card
≈ AED 4,336 potential value / year · incl. perks
AED 60,000 Job Loss Cover for 12 months
Lounge access at 10+ regional airports.
Exclusive travel and shopping deals.
EMIRATES NBD
ENBD Visa Infinite Credit Card
≈ AED 8,568 potential value / year · incl. perks
Up to 2 Points per AED 100 spent
Unlimited lounge access for self + 1 guest.
Complimentary Golf Access in the UAE.
EMIRATES NBD
ENBD U By Emaar Visa Infinite Emirati Credit Card
≈ AED 31,402 potential value / year · incl. perks · incl. welcome bonus
UAE Nationals only
Up to 25,000 welcome UPoints
7.5% value back at Emaar
Best Emirates NBD Platinum, Titanium & Infinite Credit Cards compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
 | Paid | AED 8,000 | Mid-tier Platinum positioning with rewards and selective lounge access |
| Paid | AED 12,000 | Titanium tier — higher rewards rate than standard Platinum |
| Premium | AED 25,000 | Visa Infinite benefits — concierge, unlimited Priority Pass lounge, premium travel cover |
 | AED 262.50 | AED 12,000 | Emaar ecosystem rewards — Dubai Mall, Marina Mall, Emaar Hospitality |
 | AED 1,575 | AED 30,000 | Top U by Emaar tier — 7.5% Emaar redemption value plus Visa Infinite benefits |
| First year free; then AED 1,575 | AED 30,000 | UAE Nationals only — 7.5% Emaar value and up to 25,000 welcome UPoints |
 | Premium | AED 30,000 | Skywards Miles earner — Emirates bonus categories plus Infinite tier benefits |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Paid | AED 8,000 | Mid-tier Platinum positioning with rewards and selective lounge access |
| Paid | AED 12,000 | Titanium tier — higher rewards rate than standard Platinum |
| Premium | AED 25,000 | Visa Infinite benefits — concierge, unlimited Priority Pass lounge, premium travel cover |
| AED 262.50 | AED 12,000 | Emaar ecosystem rewards — Dubai Mall, Marina Mall, Emaar Hospitality |
| AED 1,575 | AED 30,000 | Top U by Emaar tier — 7.5% Emaar redemption value plus Visa Infinite benefits |
| First year free; then AED 1,575 | AED 30,000 | UAE Nationals only — 7.5% Emaar value and up to 25,000 welcome UPoints |
| Premium | AED 30,000 | Skywards Miles earner — Emirates bonus categories plus Infinite tier benefits |
ENBD Mastercard Platinum Credit Card
Annual feePaid
Min. salaryAED 8,000
HighlightMid-tier Platinum positioning with rewards and selective lounge access
ENBD Mastercard Titanium Credit Card
Annual feePaid
Min. salaryAED 12,000
HighlightTitanium tier — higher rewards rate than standard Platinum
ENBD Visa Infinite Credit Card
Annual feePremium
Min. salaryAED 25,000
HighlightVisa Infinite benefits — concierge, unlimited Priority Pass lounge, premium travel cover
ENBD U By Emaar Signature Credit Card
Annual feeAED 262.50
Min. salaryAED 12,000
HighlightEmaar ecosystem rewards — Dubai Mall, Marina Mall, Emaar Hospitality
ENBD U By Emaar Infinite Credit Card
Annual feeAED 1,575
Min. salaryAED 30,000
HighlightTop U by Emaar tier — 7.5% Emaar redemption value plus Visa Infinite benefits
ENBD U By Emaar Visa Infinite Emirati Credit Card
Annual feeFirst year free; then AED 1,575
Min. salaryAED 30,000
HighlightUAE Nationals only — 7.5% Emaar value and up to 25,000 welcome UPoints
ENBD Skywards Infinite Credit Card
Annual feePremium
Min. salaryAED 30,000
HighlightSkywards Miles earner — Emirates bonus categories plus Infinite tier benefits
September Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Why choose Emirates NBD Platinum, Titanium & Infinite Credit Cards
1.
Tier mapping: Platinum → Titanium → Infinite
Emirates NBD's tier ladder runs from Platinum (entry-mid) through Titanium (mid-premium) to Infinite (premium). Each tier increases the salary requirement and unlocks better earn rates, lounge access, and travel cover.
2.
Visa Infinite is a specific premium benefit set
ENBD Visa Infinite is not just a higher fee — it's a specific Visa-defined benefit package including unlimited Priority Pass, concierge, golf privileges, premium travel insurance, and dining offers across Visa's network.
7 cards in the UAE
EMIRATES NBD
ENBD Mastercard Platinum Credit Card
- Salary: AED 12,000+
- No Annual Fee
- Unlimited lounge access
- 30% discount at 2000+ restaurants
- 40% discount at golf courses worldwide
EMIRATES NBD
ENBD Mastercard Titanium Credit Card
- Minimum Salary AED 5,000
- AED 420 annual fee
- AED 60,000 Job Loss Cover for 12 months
- Lounge access at 10+ regional airports.
- Exclusive travel and shopping deals.
EMIRATES NBD
ENBD Visa Infinite Credit Card
- Salary: AED 30,000+
- Annual Fee: AED 1,575
- Up to 2 Points per AED 100 spent
- Unlimited lounge access for self + 1 guest.
- Complimentary Golf Access in the UAE.
EMIRATES NBD
ENBD U By Emaar Signature Credit Card
- Min Salary: AED 12,000
- Joining Fee: AED 525
- Annual Fee: AED 262.50
- 6.25% cashback on Emaar spends
- U By Emaar Gold Status
EMIRATES NBD
ENBD U By Emaar Infinite Credit Card
- Salary: AED 30,000+
- Joining Fee: AED 2,625
- Annual Fee: AED 1,575
- Welcome Offer: Up to 25,000 UPoints
- U By Emaar Platinum Status
EMIRATES NBD
ENBD U By Emaar Visa Infinite Emirati Credit Card
- Salary: AED 30,000+
- First year free
- UAE Nationals only
- Up to 25,000 welcome UPoints
- 7.5% value back at Emaar
EMIRATES NBD
ENBD Skywards Infinite Credit Card
- Salary: AED 30,000+
- Joining Fee: AED 3,148.95
- Annual Fee: AED 1,575
- Bonus: Up to 100,000 Skywards Miles
- Complimentary Emirates Skywards Silver membership
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–30,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–30,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Emirates NBD Platinum, Titanium & Infinite Credit Cards in the UAE
Related Collections
Not sure which card to pick?
Try the UAE Credit Card Picker
Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.