Compare FAB cards by reward type and salary tier.
Best FAB (First Abu Dhabi Bank) Credit Cards 2026
First Abu Dhabi Bank offers the UAE's widest credit card range, from AED 5,000 salary cashback cards to ultra-premium concierge offerings.
See cardsLast updated: - Updated monthly using latest public card terms and bank data.
FIRST ABU DHABI BANK (FAB)
FAB Cashback Credit Card
≈ AED 12,856 potential value / year · incl. perks
5% cashback on fashion, dining, groceries
3% cashback on international spends
1% cashback on other retail spends
FIRST ABU DHABI BANK (FAB)
FAB Z Credit Card
≈ AED 6,809 potential value / year · incl. perks
Free Careem Plus & Noon One for 1 year
20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more
No FX fees abroad
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Infinite Credit Card
≈ AED 13,556 potential value / year · incl. perks
Bonus: Up to 200,000 Etihad Guest Miles
7.5 Etihad Miles per AED 10 spent
Fast track to Etihad Gold membership.
Best FAB (First Abu Dhabi Bank) Credit Cards 2026 compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 315 | AED 5,000 | 3% grocery cashback, 1% on all other spend, AED 5,000 min salary |
| AED 105 | AED 5,000 | Free Careem Plus + Noon One for 1 year, 0% FX fee, AED 5,000 salary |
 | Free | AED 8,000 | FAB Blue lifestyle and travel benefits, dining perks, from AED 8,000 |
 | AED 1,575 | AED 15,000 | Etihad Guest miles Signature tier, enhanced earn rate, from AED 15,000 |
| AED 2,625 | AED 30,000 | Etihad Infinite, premium miles earn, airport transfers, from AED 30,000 |
 | AED 1,260 | AED 40,000 | FAB's most exclusive card, ultra-premium concierge and travel for high earners |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 315 | AED 5,000 | 3% grocery cashback, 1% on all other spend, AED 5,000 min salary |
| AED 105 | AED 5,000 | Free Careem Plus + Noon One for 1 year, 0% FX fee, AED 5,000 salary |
| Free | AED 8,000 | FAB Blue lifestyle and travel benefits, dining perks, from AED 8,000 |
| AED 1,575 | AED 15,000 | Etihad Guest miles Signature tier, enhanced earn rate, from AED 15,000 |
| AED 2,625 | AED 30,000 | Etihad Infinite, premium miles earn, airport transfers, from AED 30,000 |
| AED 1,260 | AED 40,000 | FAB's most exclusive card, ultra-premium concierge and travel for high earners |
FAB Cashback Credit Card
Annual feeAED 315
Min. salaryAED 5,000
Highlight3% grocery cashback, 1% on all other spend, AED 5,000 min salary
FAB Z Credit Card
Annual feeAED 105
Min. salaryAED 5,000
HighlightFree Careem Plus + Noon One for 1 year, 0% FX fee, AED 5,000 salary
FAB Blue Platinum Credit Card
Annual feeFree
Min. salaryAED 8,000
HighlightFAB Blue lifestyle and travel benefits, dining perks, from AED 8,000
FAB Etihad Guest Signature Credit Card
Annual feeAED 1,575
Min. salaryAED 15,000
HighlightEtihad Guest miles Signature tier, enhanced earn rate, from AED 15,000
FAB Etihad Guest Infinite Credit Card
Annual feeAED 2,625
Min. salaryAED 30,000
HighlightEtihad Infinite, premium miles earn, airport transfers, from AED 30,000
FAB Elite Credit Card
Annual feeAED 1,260
Min. salaryAED 40,000
HighlightFAB's most exclusive card, ultra-premium concierge and travel for high earners
Reward type
FAB cashback cards
FAB's cashback range covers grocery, general spend, and fuel cashback from entry-level salary requirements.
FIRST ABU DHABI BANK (FAB)
FAB Cashback Credit Card
- 5% cashback on fashion, dining, groceries
- 3% cashback on international spends
- 1% cashback on other retail spends
FIRST ABU DHABI BANK (FAB)
FAB Islamic Cashback Credit Card
- 5% cashback on fuel, dining, groceries
- 3% cashback on international spends
- 1% cashback on other retail spends
Reward type
FAB Etihad Guest cards
FAB issues the full Etihad Guest portfolio: Platinum, Signature, and Infinite tiers, each unlocked at a higher salary threshold and earn rate.
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Platinum Credit Card
- Welcome Bonus: 10,000 Miles
- Earn 4 Etihad Miles per AED 10 spent.
- 2 free airport transfers/year
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Signature Credit Card
- Bonus: Up to 100,000 Etihad Miles
- 5.5 Etihad Miles per AED 10 spent
- Fast track to Etihad Silver membership.
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Infinite Credit Card
- Bonus: Up to 200,000 Etihad Guest Miles
- 7.5 Etihad Miles per AED 10 spent
- Fast track to Etihad Gold membership.
12 cards in the UAE
FIRST ABU DHABI BANK (FAB)
FAB Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 315
- 5% cashback on fashion, dining, groceries
- 3% cashback on international spends
- 1% cashback on other retail spends
FIRST ABU DHABI BANK (FAB)
FAB Islamic Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 315
- 5% cashback on fuel, dining, groceries
- 3% cashback on international spends
- 1% cashback on other retail spends
FIRST ABU DHABI BANK (FAB)
FAB Z Credit Card
- Salary: AED 5,000+
- No Annual Fee for the first year
- Free Careem Plus & Noon One for 1 year
- 20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more
- No FX fees abroad
FIRST ABU DHABI BANK (FAB)
FAB Blue Platinum Credit Card
- Salary: AED 8,000+
- No Annual Fee
- 5% Cashback on Al-Futtaim Brands
- 1% FAB Rewards Cashback
- 0% Interest Plans
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Platinum Credit Card
- Salary: AED 8,000+
- Annual Fee: AED 525
- Welcome Bonus: 10,000 Miles
- Earn 4 Etihad Miles per AED 10 spent.
- 2 free airport transfers/year
FIRST ABU DHABI BANK (FAB)
FAB SHARE Platinum Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 4% at malls & Carrefour
- 1% international
- 2-for-1 VOX monthly
FIRST ABU DHABI BANK (FAB)
FAB SHARE Signature Credit Card
- Salary: AED 10,000+
- Annual Fee: AED 525
- 5,000 bonus SHARE points
- 6% at malls & Carrefour
- 2-for-1 VOX 3× monthly
FIRST ABU DHABI BANK (FAB)
FAB SHARE Infinite Credit Card
- Salary: AED 25,000+
- Annual Fee: AED 1,050
- 10,000 bonus SHARE points
- 8% at malls & Carrefour
- Free lounge access
FIRST ABU DHABI BANK (FAB)
FAB Blue FAB Signature Credit Card
- Salary: AED 15,000+
- No Annual Fee
- 5% Cashback on Al-Futtaim Brands
- 1% FAB Rewards Cashback
- 0% Interest Plans & Balance Transfers
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Signature Credit Card
- Salary: AED 15,000+
- Free First Year, AED 1,575 After
- Bonus: Up to 100,000 Etihad Miles
- 5.5 Etihad Miles per AED 10 spent
- Fast track to Etihad Silver membership.
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Infinite Credit Card
- Salary: AED 30,000+
- Annual Fee: AED 2,625
- Bonus: Up to 200,000 Etihad Guest Miles
- 7.5 Etihad Miles per AED 10 spent
- Fast track to Etihad Gold membership.
FIRST ABU DHABI BANK (FAB)
FAB Elite Credit Card
- Salary: AED 40,000+
- Annual Fee: AED 1,260
- Up to 20 FAB Rewards on luxury spending
- Up to 5 FAB Rewards on all other spending including abroad
- Up to 40% off at 100+ restaurants via ADV+
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best FAB (First Abu Dhabi Bank) Credit Cards 2026 in the UAE
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