FAB Cashback earns 5% on fashion spend including Ounass (AED 300 annual fee, AED 5,000 salary). SIB Cashback earns 10% on all online spend including Ounass orders (AED 8,000 salary). Ziina Violet offers 100% cashback at selected partner brands — check if Ounass is included.
Best Credit Cards for Ounass UAE
Compare UAE credit cards for Ounass luxury fashion: Ziina earns 100% cashback at selected partner brands, FAB Cashback earns 5% on fashion, SIB Cashback earns 10% on online spend.
Last updated: - Updated monthly using latest public card terms and bank data.
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ZIINA
Ziina Card
No FX Fee
100% Cashback at selected brands
Lifestyle benefits with Violet
FIRST ABU DHABI BANK (FAB)
FAB Cashback Credit Card
5% cashback on fashion, dining, groceries
3% cashback on international spends
SHARJAH ISLAMIC BANK
SIB Cashback Credit Card
10% Cashback on online and digital wallet spends
2% Cashback on international spends
Best Credit Cards for Ounass UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 1,200 | AED 5,000 | 100% cashback at selected partner brands including luxury fashion, AED 100/month fee, no salary requirement |
| AED 300 | AED 5,000 | 5% cashback on fashion spend including Ounass, AED 300 annual fee, from AED 5,000 |
| AED 199 (waivable) | AED 8,000 | 10% cashback on online spend including Ounass.com, from AED 8,000 |
June Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
Why use a credit card for Ounass shopping
1.
Fashion category cards earn at Ounass and across all platforms
FAB Cashback earns 5% on fashion spend regardless of where you shop — Ounass, Namshi, 6th Street, or international designer sites. No platform lock-in.
2.
Ounass purchases are online retail — 10% online cards fully apply
SIB Cashback earns 10% on all online purchases. Because Ounass is an e-commerce platform, the full 10% online rate applies automatically to every order.
3.
High-value orders amplify cashback returns
Luxury fashion items at Ounass typically carry high unit prices. Even a 2–5% cashback rate returns meaningful value on designer purchases compared to everyday spending.
How to choose the right card for Ounass
1.
Platform-agnostic fashion shopper: FAB Cashback wins
5% on fashion spend at Ounass, Namshi, and any fashion e-commerce site makes FAB Cashback the most versatile pick for multi-platform fashion spending.
2.
Maximising cashback on high-value orders: check SIB cap
SIB Cashback earns 10% online but is capped at AED 300/month. For large Ounass orders, verify whether the cap is consumed by other online spending first.
9 cards in the UAE
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ZIINA
Ziina Card
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
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