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AboutBlogBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Best Credit Cards for noon at AED 25,000 Salary in the UAE
Back to cards

Best Credit Cards for noon at AED 25,000 Salary in the UAE

Compare credit cards earning rewards on noon at AED 25,000 salary — dedicated noon co-brands plus higher-tier cashback cards with strong online earn rates (SIB 10% online, EI Cashback Plus).

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ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
SIB Cashback Credit Card Design

SHARJAH ISLAMIC BANK

SIB Cashback Credit Card

10% Cashback on online and digital wallet spends

2% Cashback on international spends

Emirates Islamic Cashback Plus Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Cashback Plus Credit Card

Up to 10% cashback on groceries, education, dining, telecom

Unlimited airport lounge access

Best Credit Cards for noon at AED 25,000 Salary in the UAE compared

A side-by-side snapshot of annual fees, salary requirements, and standout benefits.

CardAnnual feeMin. salaryWhy it stands out
ENBD noon One Visa Credit Card
ENBD noon One Visa Credit Card
FreeAED 5,000+20% back as noon credits on noon food, 5% on noon — still the highest dedicated noon rate at any salary tier
Mashreq Noon Credit Card
Mashreq Noon Credit Card
FreeNo minimumUp to 5% on noon purchases plus free Noon Express delivery — no salary requirement
SIB Cashback Credit Card
SIB Cashback Credit Card
Free first year

June Spotlight

Emirates NBD

Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.

See all
ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Why choose Noon AED 25,000+

1.

AED 25K unlocks SIB and EI Cashback Plus

Crossing AED 8,000 salary unlocks SIB Cashback (10% on online and digital-wallet spend) and crossing AED 12,000 unlocks Emirates Islamic Cashback Plus (10% on multiple categories with lounges). Both significantly increase your effective noon rate if your spend is broadly online — not just noon-specific.

2.

Dedicated noon cards still win on noon food

ENBD Noon One's 20% on noon food converts directly to noon credits — no general-purpose card matches that rate. If noon food is a meaningful share of your monthly spend, ENBD Noon One stays the best primary card regardless of salary tier.

3.

Pair a noon card with a premium cashback card

The strongest AED 25K setup is usually two cards: ENBD Noon One (or Mashreq Noon) for noon-specific spend, plus SIB Cashback (10% online) or EI Cashback Plus (multi-category) for everywhere else. Both cards together typically beat any single premium pick on net annual value.

7 cards in the UAE

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ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Eligibility criteria

General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.

Minimum age21 years
Monthly salaryAED 5,000–12,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval
Minimum age21 years
Monthly salaryAED 5,000–12,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval

Always confirm the latest eligibility details with the issuing bank before applying.

Documents you will need

Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.

UAE nationals

1.Emirates ID
2.Khulasat Al Qaid (Family Book)

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1% Cashback on domestic retail spends

ExploreLearn more about SIB Cashback Credit Card credit card benefits and featuresApplyApply for SIB Cashback Credit Card credit card

2 rounds of complimentary golf per month

ExploreLearn more about Emirates Islamic Cashback Plus Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Cashback Plus Credit Card credit card
AED 8,000+
10% cashback on online and digital-wallet spends — strongest UAE rate for noon and other e-commerce
Emirates Islamic Cashback Plus Credit Card
Emirates Islamic Cashback Plus Credit Card
AED 299AED 12,000+Up to 10% on multiple categories including online, plus unlimited complimentary airport lounge access
FAB Z Credit Card
FAB Z Credit Card
Free first yearAED 5,000+Free Noon One and Careem Plus memberships for the first year, plus 0% FX abroad
Liv Cashback Credit Card
Liv Cashback Credit Card
FreeAED 5,000+Free-for-life with up to 2% cashback on all spend including noon — Skywards Miles conversion available
Wio Credit Card
Wio Credit Card
Free (with Wio Plan)AED 5,000+Flat 2% cashback on all spend including noon — simplest no-fee everyday card
CardAnnual feeMin. salaryWhy it stands out
ENBD noon One Visa Credit Card
ENBD noon One Visa Credit Card
FreeAED 5,000+20% back as noon credits on noon food, 5% on noon — still the highest dedicated noon rate at any salary tier
Mashreq Noon Credit Card
Mashreq Noon Credit Card
FreeNo minimumUp to 5% on noon purchases plus free Noon Express delivery — no salary requirement
SIB Cashback Credit Card
SIB Cashback Credit Card
Free first yearAED 8,000+10% cashback on online and digital-wallet spends — strongest UAE rate for noon and other e-commerce
Emirates Islamic Cashback Plus Credit Card
Emirates Islamic Cashback Plus Credit Card
AED 299AED 12,000+Up to 10% on multiple categories including online, plus unlimited complimentary airport lounge access
FAB Z Credit Card
FAB Z Credit Card
Free first yearAED 5,000+Free Noon One and Careem Plus memberships for the first year, plus 0% FX abroad
Liv Cashback Credit Card
Liv Cashback Credit Card
FreeAED 5,000+Free-for-life with up to 2% cashback on all spend including noon — Skywards Miles conversion available
Wio Credit Card
Wio Credit Card
Free (with Wio Plan)AED 5,000+Flat 2% cashback on all spend including noon — simplest no-fee everyday card
ENBD noon One Visa Credit Card

ENBD noon One Visa Credit Card

Annual feeFree
Min. salaryAED 5,000+
Highlight20% back as noon credits on noon food, 5% on noon — still the highest dedicated noon rate at any salary tier
Mashreq Noon Credit Card

Mashreq Noon Credit Card

Annual feeFree
Min. salaryNo minimum
HighlightUp to 5% on noon purchases plus free Noon Express delivery — no salary requirement
SIB Cashback Credit Card

SIB Cashback Credit Card

Annual feeFree first year
Min. salaryAED 8,000+
Highlight10% cashback on online and digital-wallet spends — strongest UAE rate for noon and other e-commerce
Emirates Islamic Cashback Plus Credit Card

Emirates Islamic Cashback Plus Credit Card

Annual feeAED 299
Min. salaryAED 12,000+
HighlightUp to 10% on multiple categories including online, plus unlimited complimentary airport lounge access
FAB Z Credit Card

FAB Z Credit Card

Annual feeFree first year
Min. salaryAED 5,000+
HighlightFree Noon One and Careem Plus memberships for the first year, plus 0% FX abroad
Liv Cashback Credit Card

Liv Cashback Credit Card

Annual feeFree
Min. salaryAED 5,000+
HighlightFree-for-life with up to 2% cashback on all spend including noon — Skywards Miles conversion available
Wio Credit Card

Wio Credit Card

Annual feeFree (with Wio Plan)
Min. salaryAED 5,000+
HighlightFlat 2% cashback on all spend including noon — simplest no-fee everyday card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD SHARE Platinum Credit Card Design

EMIRATES NBD

ENBD SHARE Platinum Credit Card

Salary: AED 5,000+

No Annual Fee

4% cashback with Al Futtaim brands

0.75% cashback on other spends

Buy 1 get 1 movie ticket at VOX Cinemas

ExploreLearn more about ENBD SHARE Platinum Credit Card credit card benefits and features

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
Mashreq Noon Credit Card Design

MASHREQ BANK

Mashreq Noon Credit Card

No Annual Fee

Welcome Bonus: AED 500

Free Delivery on Noon Express

Up to 5% cashback on noon purchases

Instant Digital Card

ExploreLearn more about Mashreq Noon Credit Card credit card benefits and featuresApplyApply for Mashreq Noon Credit Card credit card
SIB Cashback Credit Card Design

SHARJAH ISLAMIC BANK

SIB Cashback Credit Card

Salary: AED 8,000+

No Annual Fee for the First Year

10% Cashback on online and digital wallet spends

2% Cashback on international spends

1% Cashback on domestic retail spends

ExploreLearn more about SIB Cashback Credit Card credit card benefits and featuresApplyApply for SIB Cashback Credit Card credit card
Emirates Islamic Cashback Plus Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Cashback Plus Credit Card

Salary: AED 12,000+

Annual Fee: AED 299

Up to 10% cashback on groceries, education, dining, telecom

Unlimited airport lounge access

2 rounds of complimentary golf per month

ExploreLearn more about Emirates Islamic Cashback Plus Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Cashback Plus Credit Card credit card
FAB Z Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Z Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Free Careem Plus & Noon One for 1 year

20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more

No FX fees abroad

ExploreLearn more about FAB Z Credit Card credit card benefits and featuresApplyApply for FAB Z Credit Card credit card
Liv Cashback Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback Credit Card

Salary: AED 5,000+

Free for life

Up to 2% Cashback on all spends

Instant redemption as Cashback or Miles

2 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback Credit Card credit card benefits and features
Wio Credit Card Design
LIMITED OFFER

WIO BANK

Wio Credit Card

Salary: AED 5,000+

No Annual Fee with Wio Plan

2% Cashback on all spends

0.5% Cashback on Credit Card Bill Payments

Total Cashback up to AED 2,500/month

ExploreLearn more about Wio Credit Card credit card benefits and featuresApplyApply for Wio Credit Card credit card
3.
Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy

Expats & residents

1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)

The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.

Frequently asked questions

Common questions about Best Credit Cards for noon at AED 25,000 Salary in the UAE

Not specifically for noon — ENBD Noon One and Mashreq Noon are the dedicated noon co-brands and both qualify at AED 5,000 (or lower). What AED 25K unlocks is the supporting cast: SIB Cashback at AED 8K (10% online catches all noon purchases) and EI Cashback Plus at AED 12K (10% on multiple categories plus lounge access). Pairing these with a noon card improves the overall setup.

Still ENBD Noon One for noon-specific spend — 20% back on noon food converts directly to noon credits. Pair it with SIB Cashback (10% online) for non-noon online spend and EI Cashback Plus (10% on groceries + lounges) for everyday spend. The three-card setup beats any single card on net annual return.

Usually yes. AED 299 buys up to 10% cashback on groceries, education, dining, and telecom — plus unlimited complimentary airport lounge access. The lounge access alone (Priority Pass Prestige tier costs ~USD 469 standalone) usually clears the fee for any traveler.

FAB Z is positioned as an entry-tier card at AED 5K salary. At AED 25K you can do better on cashback rate, but the bundled Free Noon One and Careem Plus memberships in year one plus 0% FX abroad can still make it a useful secondary card if you'd otherwise pay for those services separately.

Yes. noon credits earned via credit card are credited to your noon wallet and stack with noon's promotional discounts and loyalty programmes. Always check the specific terms on the noon site at checkout — the stacking rules can change.

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