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Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Best Hotels Credit Cards for AED 40,000+ Salary

Compare and explore hotels credit cards in the UAE for AED 40,000+ salary requirements. Find the best rewards, cashback offers, and benefits. Apply online instantly with Kredit.

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June Spotlight

Emirates NBD

Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.

See all
ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+

ENBD SHARE Platinum Credit Card Design

EMIRATES NBD

ENBD SHARE Platinum Credit Card

Salary: AED 5,000+

17 cards in the UAE

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Liv Cashback Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback Credit Card

Salary: AED 5,000+

Eligibility criteria

General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.

Minimum age21 years
Monthly salaryAED 5,000–30,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval
Minimum age21 years
Monthly salaryAED 5,000–30,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval

Always confirm the latest eligibility details with the issuing bank before applying.

Documents you will need

Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.

UAE nationals

1.Emirates ID
2.Khulasat Al Qaid (Family Book)

Not sure which card to pick?

Try the UAE Credit Card Picker

Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.

Start the quiz

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features

No Annual Fee

4% cashback with Al Futtaim brands

0.75% cashback on other spends

Buy 1 get 1 movie ticket at VOX Cinemas

ExploreLearn more about ENBD SHARE Platinum Credit Card credit card benefits and features

Free for life

Up to 2% Cashback on all spends

Instant redemption as Cashback or Miles

2 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback Credit Card credit card benefits and features
ENBD U By Emaar Family Credit Card Design

EMIRATES NBD

ENBD U By Emaar Family Credit Card

Salary: AED 5,000+

No Annual Fee

1% cashback on all spends

5% cashback on Emaar spends

Buy 1 Get 1 Free Movie Tickets.

ExploreLearn more about ENBD U By Emaar Family Credit Card credit card benefits and features
Emirates Islamic Switch Cashback Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Switch Cashback Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Welcome Offer: AED 500 Cashback points

Up to 8% cashback on your spends

Switch between Lifestyle or Travel cashback category

ExploreLearn more about Emirates Islamic Switch Cashback Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Switch Cashback Credit Card credit card
Deem Titanium Mastercard Design

DEEM

Deem Titanium Mastercard

Salary: AED 5,000+

No Annual Fee First Year

30% off on Udemy

Debt Consolidation Option

Spend AED 100 for AED 100,000 weekly draw.

ExploreLearn more about Deem Titanium Mastercard credit card benefits and featuresApplyApply for Deem Titanium Mastercard credit card
ENBD Darna Select Visa Credit Card Design

EMIRATES NBD

ENBD Darna Select Visa Credit Card

Salary: AED 5,000+

No Annual Fee

6.25% cashback on all spends at Aldar destinations

0.75% cashback on spends at non-Aldar locations.

Complimentary Darna Silver tier status

ExploreLearn more about ENBD Darna Select Visa Credit Card credit card benefits and features
ADCB Islamic Emirati Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Islamic Emirati Credit Card

Salary: AED 8,000+

Annual Fee: AED 945

Exclusive for UAE nationals

7% cashback on 7 categories

1% cashback on all other domestic and international spends

ExploreLearn more about ADCB Islamic Emirati Credit Card credit card benefits and featuresApplyApply for ADCB Islamic Emirati Credit Card credit card
Deem Platinum Mastercard Design

DEEM

Deem Platinum Mastercard

Salary: AED 10,000+

No Annual Fee

30% off on Udemy

Debt Consolidation Option

Spend AED 100 for AED 100,000 weekly draw.

ExploreLearn more about Deem Platinum Mastercard credit card benefits and featuresApplyApply for Deem Platinum Mastercard credit card
ENBD Darna Visa Signature Credit Card Design

EMIRATES NBD

ENBD Darna Visa Signature Credit Card

Salary: AED 12,000+

Annual Fee: AED 300

Welcome bonus: 3,000 Darna Points on payment of annual fee

7.5% cashback on all spends at Aldar destinations

Complimentary Darna Gold tier status

ExploreLearn more about ENBD Darna Visa Signature Credit Card credit card benefits and features
Liv Cashback+ Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback+ Credit Card

Salary: AED 15,000+

Annual Fee: AED 735

Up to 4% Cashback on all spends

Instant redemption as Cashback or Miles

3 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback+ Credit Card credit card benefits and features
Emirates Islamic Flex Elite Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Flex Elite Credit Card

Salary: AED 15,000+

Annual Fee: AED 735

75,000 EI SmartMiles Welcome Bonus

3.75% cashback on international spend

Unlimited rounds of golf

ExploreLearn more about Emirates Islamic Flex Elite Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Flex Elite Credit Card credit card
ADCB Traveller Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Traveller Credit Card

Salary: AED 20,000+

Annual Fee: AED 1,575

10% Cashback on airline tickets

10% Cashback on hotel stays

1.5% Cashback on all domestic spends

ExploreLearn more about ADCB Traveller Credit Card credit card benefits and featuresApplyApply for ADCB Traveller Credit Card credit card
RAKBANK World Credit Card Design

RAKBANK

RAKBANK World Credit Card

Salary: AED 20,000+

No Annual Fee First Year

10% Cashback on Travel & Hotel Spends

10% Cashback on Supermarket Spends

10% Cashback on Dining Spends

ExploreLearn more about RAKBANK World Credit Card credit card benefits and featuresApplyApply for RAKBANK World Credit Card credit card
ENBD Marriott Bonvoy World Elite Design

EMIRATES NBD

ENBD Marriott Bonvoy World Elite

Salary: AED 25,000+

Annual Fee: AED 1,575

Welcome Bonus: Up to 150,000 Points

6 points per US$1 at Marriott hotels

Gold Elite Status with Marriott

ExploreLearn more about ENBD Marriott Bonvoy World Elite credit card benefits and features
FAB Travel Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Travel Credit Card

Salary: AED 25,000+

Annual Fee: AED 1,575

Free flight each year to over 15 destinations

12% cashback on flights and hotel bookings

No FX fees

ExploreLearn more about FAB Travel Credit Card credit card benefits and featuresApplyApply for FAB Travel Credit Card credit card
ENBD U By Emaar Infinite Credit Card Design

EMIRATES NBD

ENBD U By Emaar Infinite Credit Card

Salary: AED 30,000+

Joining Fee: AED 2,625

Annual Fee: AED 1,575

Welcome Offer: Up to 25,000 UPoints

U By Emaar Platinum Status

ExploreLearn more about ENBD U By Emaar Infinite Credit Card credit card benefits and features
ENBD Etihad Guest Visa Elevate Credit Card Design

EMIRATES NBD

ENBD Etihad Guest Visa Elevate Credit Card

Salary: AED 30,000+

Joining Fee: AED 2,625

Annual Fee: AED 1,575

Welcome Offer: Up to 200,000 Miles

10 Miles per AED 10 spend on Etihad

ExploreLearn more about ENBD Etihad Guest Visa Elevate Credit Card credit card benefits and features
ENBD Darna Visa Infinite Credit Card Design

EMIRATES NBD

ENBD Darna Visa Infinite Credit Card

Salary: AED 30,000+

Annual Fee: AED 1,575

Welcome bonus: 7,500 Darna Points on payment of annual fee

10% cashback on all spends at Aldar destinations

Complimentary Darna Platinum tier status

ExploreLearn more about ENBD Darna Visa Infinite Credit Card credit card benefits and features
3.
Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy

Expats & residents

1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)

The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.

Frequently asked questions

Common questions about Best Hotels Credit Cards for AED 40,000+ Salary in the UAE

Start with annual fee and minimum salary, then compare reward rates, monthly caps, and exclusions. Use the card detail page for full terms before applying.

Card issuers can update fees, rewards, and offer terms. Review the latest key facts statement before you apply.

These pages help you shortlist cards around AED 40,000+ salary requirements. Always confirm final eligibility with the bank during application.