208.95AED
Annual Fee
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Earn up to 3% back in SHARE Points at Carrefour and Majid Al Futtaim destinations, plus free valet parking.
Updated Aug 2026
| Category | Rate |
|---|---|
Carrefour, Majid Al Futtaim Destinations | 3% 0.3 points per AED |
Fuel, Transportation +6 more | 0.25% 0.025 points per AED |
All other spend | 1.25% 0.125 points per AED |
| Category | Rate |
|---|---|
Carrefour, Majid Al Futtaim Destinations | 3% 0.3 points per AED |
Fuel, Transportation +6 more | 0.25% 0.025 points per AED |
All other spend | 1.25% 0.125 points per AED |
2,000 SHARE Points
Worth AED 200, credited within 60 days of your first annual fee payment.
Double SHARE Points for 90 Days
New applicants earn 6% (instead of 3%) at Carrefour and MAF venues for 90 days after card issuance.
0.3SHARE Points
per AED 1 at Carrefour and Majid Al Futtaim destinations.
0.125SHARE Points
per AED 1 on local and non-EEA international spend.
0.025SHARE Points
per AED 1 on grocery, fuel, government, utilities, education and telecom.
My Wallet
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21
Minimum Age
5,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Check your AECB report
Recent rejections or missed payments can stall approval
Existing UAE credit history
An active loan, mortgage or credit card held with a UAE bank may strengthen an ADIB application.
Debts under half your salary
Your total monthly loan and card payments must stay under 50% of your gross salary — 30% for pensioners.
November Spotlight
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
EMIRATES NBD
EMIRATES NBD
Valet parking
1 complimentary session per month via Valtrans.
Optional Takaful insurance
Covers involuntary unemployment, critical illness and disability.
208.95AED
Annual Fee
208.95AED
Supplementary Card
3.75%
Monthly Profit Rate
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