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Compare and explore airport lounge access credit cards from EI in the UAE.
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August Spotlight
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
12 cards in the UAE
EMIRATES ISLAMIC
Salary: AED 20,000+
No Annual Fee for the first year
Up to 2 Skywards Miles per USD spent
Unlimited complimentary access to over 1000+ airport lounges
Automatic Skywards Silver Membership Upgrade
EMIRATES ISLAMIC
Salary: AED 20,000+
Annual Fee: AED 2,625
Welcome Bonus: Up to 55,000 Etihad Guest Miles
Up to 3.5 Etihad Guest Miles per USD spent
Fast-Track to Etihad Guest Gold Status
EMIRATES ISLAMIC
Salary: AED 10,000+
No Annual Fee for the first year
Welcome Offer: AED 500 Cashback points
Up to 8% cashback on your spends
Switch between Lifestyle or Travel cashback category
EMIRATES ISLAMIC
Salary: AED 15,000+
Annual Fee: AED 735
EI SmartMiles welcome offer
3.75% cashback on international spend
Unlimited rounds of golf
EMIRATES ISLAMIC
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: up to AED 500 on spend in 60 days
Up to 6% back in Amazon Rewards on your spends with no cap
Up to 4 complimentary airport lounge visits per year
EMIRATES ISLAMIC
Salary: AED 5,000+
Free for Life — no annual fee
4% on supermarket, dining, fuel & sports
2% on international spends
Exclusive FC Barcelona experiences
EMIRATES ISLAMIC
Salary: AED 12,000+
Annual Fee: AED 313.95
Up to 10% cashback on groceries, education, dining, telecom
Unlimited airport lounge access
2 rounds of complimentary golf per month
EMIRATES ISLAMIC
Salary: AED 15,000+
No Annual Fee
Welcome Bonus: AED 750 on AED 10,000 spend in 60 days
Up to 6% back in Amazon Rewards on your spends with no cap
Up to 2 free items at Costa at Dubai airports
EMIRATES ISLAMIC
Salary: AED 12,000+
Annual Fee: AED 733.95
Welcome Bonus: 20,000 Etihad Guest Miles
Up to 3 Etihad Guest Miles per USD spent
Fast-Track to Etihad Silver Status
EMIRATES ISLAMIC
Salary: AED 12,000+
Annual Fee: AED 943.95
Welcome Bonus: 30,000 Etihad Guest Miles
Up to 3 Etihad Guest Miles per USD spent
Fast-Track to Etihad Silver Status
EMIRATES ISLAMIC
Salary: AED 12,000+
Annual Fee: AED 735
Up to 1.5 Skywards Miles per USD spent
Unlimited complimentary access to over 1000 airport lounges
1 complimentary valet parking monthly
EMIRATES ISLAMIC
Salary: AED 12,000+
No Annual Fee
Exclusive for UAE nationals
Welcome Bonus: AED 1,000 as EI SmartMiles
Up to 3.75 EI SmartMiles per AED 1
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–20,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–20,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Common questions about Best EI Airport Lounge Access Credit Cards in the UAE
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