What cashback does the Emirates Islamic Cashback Credit Card earn on telecom?

Emirates Islamic lists 5% cashback on telecom spends including Etisalat (e&) and du bill payments.

What cashback does the card earn on electronics?

The card earns 5% cashback on eligible electronics purchases at participating electronics retailers.

What is the cashback rate on all other spends?

Other eligible local and international retail spends earn 1% cashback. Government and charitable social service transactions do not qualify; bill payments through Emirates Islamic banking channels are also excluded.

Does the Emirates Islamic Cashback Credit Card have an annual fee?

Yes. Emirates Islamic lists an annual fee of AED 367.50.

What is the minimum salary for the Emirates Islamic Cashback Credit Card?

The listed minimum monthly salary is AED 5,000. Final approval is subject to Emirates Islamic's credit and policy assessment.

Which spending earns the highest cashback on this card?

Telecom and electronics both earn 5%, covering Etisalat (e&) and du bill payments and purchases at eligible electronics retailers. Everything else, local or international, earns up to 1%.

Emirates Islamic Cashback Credit Card Benefits

At a glance

Fees and eligibility

Joining FeeFree

Annual FeeAED 367.50

Minimum SalaryAED 5,000

Monthly Profit Rate

3.69%

International Transaction Fee (non-AED)

2.54%

See all fees

Rewards

Category	Rate
Electronics, Telecom Capped at AED 100 a month each	5%
All other spend	1%

Category	Rate
Electronics, Telecom Capped at AED 100 a month each	5%
All other spend	1%

See all rewards

Rewards

5%

cashback on telecom spends

5%

cashback on electronics purchases

1%

cashback on all other local and international spends

Rewards Calculator

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Eligibility

21

Minimum Age

5,000AED

Minimum Income

Documents ready

Emirates ID + passport with residence visa

Check your AECB report

Recent rejections or missed payments can stall approval

November Spotlight

Emirates NBD

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