Merchant
Brands For Less
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Earn up to 3.5 Skywards Miles per USD with Skywards Silver, a fast track to Gold and premium Emirates travel benefits.
| Category | Rate |
|---|---|
Emirates, flydubai | 4.2% 3.5 miles per USD |
International | 2.4% 2 miles per USD |
Insurance, Automotive +8 more | 0.36% 0.3 miles per USD |
All other spend | 1.8% 1.5 miles per USD |
| Category | Rate |
|---|---|
Emirates, flydubai | 4.2% 3.5 miles per USD |
International | 2.4% 2 miles per USD |
Insurance, Automotive +8 more | 0.36% 0.3 miles per USD |
All other spend | 1.8% 1.5 miles per USD |
1.5Skywards Miles
per USD 1 on other eligible spending.
2Skywards Miles
per USD 1 on eligible international spending.
3.5Skywards Miles
per USD 1 on Emirates and flydubai spending.
0.75Skywards Miles
per USD 1 on merchant spending in the EEA.
My Wallet
Add it to your wallet, include any other cards you own, and see exactly where this card should be used.
21
Minimum Age
12,000AED
Minimum Income
Skywards membership is not required before applying
Emirates Islamic says it can create a Skywards account for approved customers who do not already have one.
Documents ready
Emirates ID + passport with residence visa
Check your AECB report
Recent rejections or missed payments can stall approval
November Spotlight
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
EMIRATES NBD
EMIRATES NBD
Merchant
Brands For Less
Merchant
Air Arabia
Merchant
Careem DineOut
Merchant
Carrefour
Skywards status benefits
Complimentary Silver with a fast track to Gold.
Airport lounge access
2 complimentary lounge visits yearly, with a guest.
Cinema offers
4 Buy-One-Get-One tickets monthly at Vox Cinemas.
Airport transfers
4 transfers per calendar year.
Airport Meet & Greet
2 complimentary Marhaba Silver services yearly.
Unlimited golf privileges
Unlimited weekday and weekend rounds at participating clubs.
Valet parking
Up to 3 complimentary services per month.
Travel takaful
Travel accident and inconvenience cover.
24/7 global concierge
Travel, dining and lifestyle assistance worldwide.
5,775AED
Joining Fee
5,775AED
Annual Fee
3.25%
Monthly Profit
Get answers to common questions about Emirates Islamic Skywards Black Credit Card credit card
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