How much are ENBD Darna Select Visa Credit Card Darna Points worth?

Emirates NBD states that 10 Darna Points equal AED 1 on redemption.

Where does ENBD Darna Select Visa Credit Card earn the highest Darna Points?

The highest rate is 6.25% value back as Darna Points at eligible Aldar destinations.

What Darna tier comes with ENBD Darna Select Visa Credit Card?

ENBD Darna Select Visa Credit Card includes automatic Darna Silver tier status.

Does ENBD Darna Select Visa Credit Card have an annual fee?

No. Emirates NBD lists the annual fee as free.

Where can I redeem ENBD Darna Select Visa Credit Card Darna Points?

Darna Points can be redeemed at participating Aldar destinations, including Yas Mall, Yas Island theme parks, hotels, spas, golf courses and other attractions.

What is the minimum salary for ENBD Darna Select Visa Credit Card?

The listed minimum salary is AED 5,000. Final approval depends on Emirates NBD's credit and policy checks.

ENBD Darna Select — 6.25% at Aldar, No Fee

At a glance

Fees and eligibility

Joining FeeFree

Annual FeeFree

Minimum SalaryAED 5,000

Monthly Purchase Rate

3.69%

International Transaction Fee (non-AED)

1.99%

See all fees

Top benefits

Cinema

3/month

See all benefits

Rewards

Category	Earn	Rate
Aldar Destinations	0.625 points per AED	6.25% 0.625 points per AED
Grocery, Fast Food, Insurance, Car Dealers	0.0187 points per AED	0.19% 0.0187 points per AED
Fuel, Transportation +4 more	0.0075 points per AED	0.07% 0.0075 points per AED
All other spend	0.075 points per AED	0.75% 0.075 points per AED

Category	Earn	Rate
Aldar Destinations	0.625 points per AED	6.25% 0.625 points per AED
Grocery, Fast Food, Insurance, Car Dealers	0.0187 points per AED	0.19% 0.0187 points per AED
Fuel, Transportation +4 more	0.0075 points per AED	0.07% 0.0075 points per AED
All other spend	0.075 points per AED	0.75% 0.075 points per AED

Total rewards capped at 25,000 points a month

See all rewards

Rewards

6.25%

value back as Darna Points at Aldar destinations.

0.75%

value back as Darna Points outside Aldar.

Rewards Calculator

Offers

See all 248

Lifestyle

Merchant

Smart Global Domestic Workers Services Center L.L.C.

10% off domestic workers recruitment fees for all available nationalities.

Valid until 11 Nov 2026

View offer

Restaurants

Merchant

Esca Restauarants DMCC

Pressman's

Valid until 12 Nov 2026

View offer

Lifestyle

Merchant

Yinyang Connection Spa

10% off on all services

Valid until 14 Nov 2026

View offer

Restaurants

Merchant

Oliwino - W Dubai The Palm

25% discount on food and beverage

Valid until 19 Nov 2026

View offer

Additional Benefits

Darna Silver status

Automatic Darna Silver tier status.

0% installment plans

0% plans at Aldar Education and Property.

Movie benefits

Up to 3 free VOX movie tickets monthly.

Yas Island theme parks

20% off tickets to Yas Island theme parks and attractions.

Purchase protection and warranty

Purchase cover and 12 extra warranty months.

Fees

Free

Joining Fee

Free

Annual Fee

3.69%

Monthly Purchase Rate

Late Payment FeeAED 241.5*

*Charged per month if the minimum payment due is not received in full by the payment due date.

Over Limit FeeAED 292.95*

*Charged once during each billing cycle when the current balance exceeds the credit limit.

Cash Advance Fee3.15%*

*3.15% of the cash advance amount or AED 103.95, whichever is higher.

Installment ProcessingAED 51.45*

*Charged per transaction.

Installment Pre-closure1.05%*

*1.05% of principal outstanding.

International Transaction Fee (non-AED)1.99%*

*Bank currency conversion fee; network processing fees may also apply.

Foreign Currency Transaction Fee (AED abroad)1.99%*

*Applies when settling foreign currency transactions in UAE dirhams overseas.

Direct Debit Return FeeAED 105*

*Charged for returned cheque or direct debit handling.

Credit Shield Pro1.04%*

*Monthly premium on the credit card outstanding balance when enrolled.

Important Stuff

Key Facts Statement

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ENBD Darna Select Visa Credit Card