Lifestyle
Merchant
Chocolate Palace
Enjoy 15% off on total bill
Valid until 16 Aug 2026
ENBD Darna Select Visa Credit Card
ENBD Darna Select Visa Credit Card earns 6.25% value back as Darna Points at Aldar destinations, with automatic Darna Silver tier status. Redeem across 1,200+ Aldar destinations.
≈ AED 457 value / year
Rewards
6.25%
value back as Darna Points at Aldar destinations.
Applies to eligible spends at Aldar destinations including Yas Mall, Yas Island theme parks, hotels, spas, golf courses and other Abu Dhabi attractions.
See full breakdown0.75%
value back as Darna Points outside Aldar.
Earn Darna Points on eligible card spends outside Aldar destinations.
See full breakdownRewards Calculator
Eligibility
21
Minimum Age
5,000AED
Minimum Income
UAE residency documents
Emirates NBD may request Emirates ID, passport copy, salary certificate or bank statements, and a security cheque.
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
Offers
See all 830View offer
Lifestyle
Merchant
Radisson Hotel Andermatt
20% off the non-member flex rate
Valid until 30 Aug 2026
Restaurants
Merchant
Celsius
25% off Food and Beverage
Valid until 31 Aug 2026
Lifestyle
Merchant
Grand Flora Spa Ladies Salon
Enjoy 15% off on spend of AED 150 and above
Valid until 31 Aug 2026
Additional Benefits
Darna Silver status
Automatic Darna Silver tier status.
Includes Darna programme benefits and offers tied to the card tier.
See full breakdown0% installment plans
0% plans at Aldar Education and Property.
Emirates NBD lists 0% installment plans at no cost across Aldar Education and Property.
See full breakdownRoadside assistance
Recovery, towing, fuel and battery help.
Roadside assistance includes recovery, towing, fuel delivery and battery boost under card benefit terms.
See full breakdownFees
Free
Joining Fee
Free
Annual Fee
3.25%
Monthly Purchase Rate
3.25% per month (39.00% per annum).
Late Payment FeeAED 241.5*
*Charged per month if the minimum payment due is not received in full by the payment due date.
Over Limit FeeAED 292.95*
*Charged once during each billing cycle when the current balance exceeds the credit limit.
Cash Advance Fee3.15%*
*3.15% of the cash advance amount or AED 103.95, whichever is higher.
Installment ProcessingAED 51.45*
*Charged per transaction.
Installment Pre-closure1.05%*
*1.05% of principal outstanding.
International Transaction Fee (non-AED)1.99%*
*Bank currency conversion fee; network processing fees may also apply.
Foreign Currency Transaction Fee (AED abroad)1.99%*
*Applies when settling foreign currency transactions in UAE dirhams overseas.
Direct Debit Return FeeAED 105*
*Charged for returned cheque or direct debit handling.
Credit Shield Pro0.99%*
*Monthly premium on the credit card outstanding balance when enrolled.
Important Stuff
Frequently Asked Questions
Get answers to common questions about ENBD Darna Select Visa Credit Card credit card
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