ENBD Visa Infinite Credit Card

Yes, the annual fee is AED 1,575, the same amount as the one-time joining fee. It's charged every year for holding the card.

You need a minimum monthly salary of AED 30,000, must be 21–63 years old, and must be a UAE resident. Emirates NBD may also ask for your Emirates ID, a passport copy, a salary certificate or bank statements, and a security cheque as part of the application.

General retail spend earns 2 ENBD Plus Points per AED 100. Groceries, insurance and car dealers earn 0.4 point; fuel, utilities, real estate and education earn 0.2 point. The statement cap is 3,000 Plus Points.

The standard Visa Infinite product page lists no welcome bonus. ENBD separately advertises an AED 400 Noon voucher for new customers who apply digitally through its specific voucher offer and make a first purchase after activation within one month. The voucher is not included in this card's comparison value or standard application link.

The product lists unlimited complimentary airport lounge access for the cardholder and one guest at over 1,000 lounges via the Visa Airport Companion App (registration required). The concierge terms give up to 4 UAE airport transfers per year, subject to booking and ticket-payment conditions.

ENBD lists two complimentary golf rounds a month after AED 5,000 card spend in the month of use, with an AED 30 booking fee. The card also offers 4 complimentary valet services a month at selected Abu Dhabi locations. Cinema BOGO offers are available at VOX and Reel after AED 5,000 card spend in the month of use: VOX allows 3 tickets monthly and Reel 2 free tickets monthly.