Best Fitness & Gym Credit Cards in the UAE

None that we've verified. Every Fitness First-style gym-access benefit in our reviewed data carries a published spend condition: FAB Rewards Active needs AED 3,000 monthly spend, DIB SHAMS Infinite needs AED 8,000, and Mashreq Solitaire needs AED 10,000 spend in the prior billing cycle across its whole benefits bundle. Be cautious of any card marketed as offering unconditional gym access — check the issuer's current terms yourself.

Yes, on every card in our reviewed data. FAB Rewards Active requires AED 3,000 monthly spend (the lowest here) and charges AED 100 per visit if you miss it. DIB SHAMS Infinite requires AED 8,000 monthly spend. Mashreq Solitaire requires AED 10,000 spend in the prior billing cycle — and that threshold covers golf, valet parking, and airport transfers as well as fitness, not fitness alone. Always check the card's current terms before relying on a benefit as free.

FAB Rewards Active is the most accessible: AED 5,000 salary, AED 315 annual fee, and access to 25+ gyms and fitness classes through its ADV+ benefit. The condition is a AED 3,000 monthly card-spend requirement to keep visits free — below that, each visit costs AED 100.

RAKislamic Watani bundles 6 months of Playtomic Premium plus up to AED 100 off your first court booking, which fits players who book padel, tennis, or football courts rather than gym-chain members.

Fitness First benefits (DIB SHAMS Infinite, Mashreq Solitaire) give physical access to Fitness First gym locations across the UAE. Fiit discounts (RAKBANK World, Invest Bank World) are a percentage off an on-demand workout app subscription — no gym floor access. Check which one you actually want before choosing a card for its fitness benefit.