The listed minimum monthly salary requirement is AED 5,000.
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A fitness-focused FAB Rewards card with a wearable payment ring, accelerated rewards on sports spending, and step-based rewards via STEPPI.
3 Months Free TOD Streaming
Spend AED 3,000 in the first 30 days and get a TOD voucher.
Voucher is sent within 30 days after meeting the spend target. Redeem on the dedicated TOD page to activate access.
See full breakdown5FAB Rewards
per AED 1 on sports spending.
Sports spending earns the highest rewards tier on this card under FAB card terms and conditions.
See full breakdown2FAB Rewards
per AED 1 on other domestic and international spending.
Excluding selected low-interchange categories
See full breakdown0.5FAB Rewards
per AED 1 on selected low-interchange categories.
Applies to selected low-interchange categories as defined in FAB Rewards terms.
See full breakdown25FAB Rewards
per 1,000 daily steps with STEPPI.
Minimum 6,000 steps/day required. Daily step rewards are capped at 10,000 steps.
See full breakdown50,000FAB Rewards
monthly cap on card-spend rewards.
Maximum monthly cap for card-spend rewards under FAB Rewards Active card terms.
See full breakdownGet answers to common questions about FAB Rewards Active Credit Card credit card
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You can earn this amount based on your monthly spends per category.
June Spotlight
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
Wearable Fitness Payment Ring
One complimentary payment ring per primary cardholder.
The ring is linked to the card and supports contactless payments via Tappy Pay in FAB Mobile app.
See full breakdownADV+ Gym Membership
Access 25+ gyms and fitness classes for 12 months.
Requires AED 3,000 monthly card spend to keep visits complimentary; otherwise AED 100 per visit applies.
See full breakdownSun & Sand Sports Discounts
Up to 20% off online purchases (max AED 100 discount).
Offer valid online until 31 December 2026 with FAB10/FAB20 promo mechanics and minimum spend tiers.
See full breakdownAirport Lounge Access
4 complimentary visits per year to 25+ lounges.
Access via Mastercard Travel Pass app and eligible lounge QR code validation.
See full breakdownCredit Shield and Purchase Protection
Optional balance protection and buyer's protection coverage.
Buyer protection covers theft or accidental damage up to 180 days from purchase, up to USD 2,000 per claim.
See full breakdown5,000AED
Minimum Income
315AED
Joining Fee
315AED
Annual Fee
3.99%
Monthly Interest Rate
3.99% per month. Finance charges apply from the transaction date if the full balance is not settled by the due date.
*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.
*2.61% of the transaction value plus applicable Visa/Mastercard scheme charges. Not applicable on FAB Travel Card (bank and scheme charges) and Low-Rate Credit Card (bank charges).
*Charged if the minimum payment is not received by the due date.
*Charged when the outstanding balance exceeds the approved credit limit.
*1.04% per month of the outstanding balance. Optional plan — enrolment required.
*0.42% per month of the outstanding balance. Optional plan — enrolment required.
*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.
*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.
*1.05% of the principal outstanding amount, maximum AED 10,500.
*Per statement reprinted.
*5% of the outstanding balance or AED 100, whichever is higher.
*21–25 days from the statement date.
No Annual Fee
20,000 FAB Rewards Bonus on spending AED 10,000 or more each month
5 FAB Rewards on online spends
1 FAB Reward on all other spends
FIRST ABU DHABI BANK (FAB)
Salary: AED 5,000+
Annual Fee: AED 315
15% back on ADNOC fuel spending
3% back on SALIK, DARB and Mawaqif
2% back on international spending
FIRST ABU DHABI BANK (FAB)
Salary: AED 5,000+
Annual Fee: AED 300
5% cashback on fashion, dining, groceries
3% cashback on international spends
1% cashback on other retail spends
FIRST ABU DHABI BANK (FAB)
Salary: AED 25,000+
Annual Fee: AED 1,575
Free flight each year to over 15 destinations
12% cashback on flights and hotel bookings
No FX fees
No Annual Fee
4% at malls & Carrefour
1% international
2-for-1 VOX monthly
FIRST ABU DHABI BANK (FAB)
Salary: AED 10,000+
Annual Fee: AED 525
5,000 bonus SHARE points
6% at malls & Carrefour
2-for-1 VOX 3× monthly
FIRST ABU DHABI BANK (FAB)
Salary: AED 25,000+
Annual Fee: AED 1,050
10,000 bonus SHARE points
8% at malls & Carrefour
Free lounge access
FIRST ABU DHABI BANK (FAB)
Salary: AED 5,000+
Annual Fee: AED 315
15% back on ADNOC fuel spending
3% back on SALIK, DARB and Mawaqif
2% back on international spending
FIRST ABU DHABI BANK (FAB)
Salary: AED 15,000+
Annual Fee: AED 600
Exclusive for UAE nationals
Up to 15 FAB Rewards per AED spent
Free valet parking 5 times a month across the UAE
FIRST ABU DHABI BANK (FAB)
Salary: AED 5,000+
No Annual Fee for the first year
Free Careem Plus & Noon One for 1 year
20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more
No FX fees abroad
FIRST ABU DHABI BANK (FAB)
Salary: AED 25,000+
Annual Fee: AED 1,575
Free flight each year to over 15 destinations
12% cashback on flights and hotel bookings
No FX fees
FIRST ABU DHABI BANK (FAB)
Salary: AED 50,000+
Annual Fee: AED 1,200
Up to 20 FAB Rewards on luxury spending
Up to 5 FAB Rewards on all other spending including abroad
Up to 50% off over 100 five-star restaurants in the UAE
FIRST ABU DHABI BANK (FAB)
Salary: AED 5,000+
No Annual Fee
20,000 FAB Rewards Bonus on spending AED 10,000 or more each month
5 FAB Rewards on online spends
1 FAB Reward on all other spends
FIRST ABU DHABI BANK (FAB)
Salary: AED 8,000+
No Annual Fee
5% Cashback on Al-Futtaim Brands
1% FAB Rewards Cashback
0% Interest Plans
FIRST ABU DHABI BANK (FAB)
Salary: AED 5,000+
Annual Fee: AED 300
5% cashback on fashion, dining, groceries
3% cashback on international spends
1% cashback on other retail spends
FIRST ABU DHABI BANK (FAB)
Salary: AED 30,000+
Annual Fee: AED 2,500
Bonus: Up to 200,000 Etihad Guest Miles
7.5 Etihad Miles per AED 10 spent
Fast track to Etihad Gold membership.
FIRST ABU DHABI BANK (FAB)
Salary: AED 8,000+
Annual Fee: AED 500
Welcome Bonus: 10,000 Miles
Earn 4 Etihad Miles per AED 10 spent.
2 free airport transfers/year
FIRST ABU DHABI BANK (FAB)
Salary: AED 15,000+
Free First Year, AED 1,500 After
Bonus: Up to 100,000 Etihad Miles
5.5 Etihad Miles per AED 10 spent
Fast track to Etihad Silver membership.
FIRST ABU DHABI BANK (FAB)
Salary: AED 5,000+
No Annual Fee
Win trips to Etihad Stadium.
Win Tickets
Special Discounts Available
FIRST ABU DHABI BANK (FAB)
Salary: AED 40,000+
No Annual Fee
5% cashback on Al-Futtaim brands
1% cashback on extra spending
Free airport lounge access
FIRST ABU DHABI BANK (FAB)
Salary: AED 15,000+
No Annual Fee
5% Cashback on Al-Futtaim Brands
1% FAB Rewards Cashback
0% Interest Plans & Balance Transfers
FIRST ABU DHABI BANK (FAB)
Salary: AED 5,000+
Annual Fee: AED 300
5% cashback on fuel, dining, groceries
3% cashback on international spends
1% cashback on other retail spends
FIRST ABU DHABI BANK (FAB)
Salary: AED 5,000+
No Annual Fee
10% cashback on du bills
10% cashback on data packages
10% off du Easy Payment Plans
FIRST ABU DHABI BANK (FAB)
Salary: AED 8,000+
Annual Fee: AED 399
10% cashback on bus, canteen, uniform purchases
20% discount Emaar attractions
2% cashback on spending
FIRST ABU DHABI BANK (FAB)
Salary: AED 10,000+
Annual Fee: AED 300
Interest Rate: 1.5%
0% Interest on Transfers
3% Minimum Payment Required
No Annual Fee
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas