Emirates Islamic Cashback Plus earns up to 10% on grocery MCC including Kibsons (from AED 12,000). FAB Cashback and Dubai First both earn 5% on grocery from AED 5,000. Wio Credit Card offers 10% on Kibsons until 30 Jun 2026 (temporary offer), then 2% flat.
Best Credit Cards for Kibsons UAE
Compare UAE credit cards for Kibsons online grocery delivery: Wio offers 10% cashback on Kibsons until 30 Jun 2026 (temporary). EI Cashback Plus earns up to 10% on grocery MCC including Kibsons. FAB Cashback and Dubai First earn 5% on grocery. Note: SIB Cashback earns only 0.5% on Kibsons — grocery MCC (5411) overrides the online channel rate.
Last updated: - Updated monthly using latest public card terms and bank data.
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EMIRATES ISLAMIC
Emirates Islamic Cashback Plus Credit Card
Up to 10% cashback on groceries, education, dining, telecom
Unlimited airport lounge access
2 rounds of complimentary golf per month
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
6% cashback on dining (including online food orders)
5% cashback on groceries
WIO BANK
Wio Credit Card
2% Cashback on all spends
0.5% Cashback on Credit Card Bill Payments
Best Credit Cards for Kibsons UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 299 | AED 12,000 | Up to 10% cashback on grocery MCC including Kibsons, lounge access, AED 299 annual fee, from AED 12,000 |
 | AED 313.95 (waivable) | AED 5,000 | Up to 8% cashback on spends including grocery, AED 300 annual fee (waived first year), from AED 5,000 |
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June Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
Why use a credit card for Kibsons orders
1.
Grocery category cards earn on Kibsons regardless of channel
Kibsons transactions carry grocery MCC (5411). Cards that earn on the grocery category — like EI Cashback Plus, FAB Cashback, and ADCB 365 — earn at their grocery rate automatically, whether the purchase is in-store or online.
2.
Premium produce makes cashback more valuable
Kibsons is known for organic and imported fresh produce, which typically costs more than standard grocery. Higher per-order values mean cashback accumulates meaningfully over a month.
3.
Channel-based 'online' cards do not earn their headline rate at Kibsons
Cards like SIB Cashback earn 10% on online-channel MCCs (fashion, electronics, booking sites), but grocery MCC overrides the channel classification — Kibsons earns 0.5% on SIB, not 10%.
How to choose the right card for Kibsons
1.
Prioritise grocery-category cards, not online-channel cards
EI Cashback Plus (up to 10% grocery) and ADCB 365 (5% grocery) earn by MCC category, so they always apply at Kibsons. 'Online cashback' cards only earn their elevated rate when the MCC is an online-channel code, not 5411.
2.
Also shopping in-store: EI Cashback Plus or ADCB 365 are more versatile
Both apply in-store and online across all supermarkets — strong picks whether you split between Kibsons deliveries and physical supermarket visits.
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EMIRATES ISLAMIC
Emirates Islamic Cashback Plus Credit Card
Salary: AED 12,000+
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
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