Mashreq Platinum Plus Credit Card

The primary card annual fee is AED 299 plus 5% VAT, or AED 313.95 inclusive of VAT.

The card includes four cardholder visits per calendar year, maximum two per billing cycle, after at least AED 7,000 of eligible purchases in the previous statement month. Without that spend, a visit costs AED 110 per person.

New Mashreq credit card customers receive AED 750, while existing Mashreq cardholders receive AED 200, once they spend AED 5,000 within the first two months after the card is issued. The bonus tier depends on whether you're new to Mashreq credit cards or already hold one.

You earn 10 Vantage points per AED on supermarket, fuel and dining purchases, 2 points per AED on international transactions and other local spend, and just 0.5 points per AED on local government, utilities, education, charity, rent and telecom bills. The rate drops sharply once you move outside the three bonus categories.

VOX, Reel and Novo offer 50% off up to four tickets per billing month. Cinépolis offers 50% off up to eight Deluxe-Plus tickets per month at Oasis Mall, Sharjah, through 31 December 2026. The AED 7,000 prior-statement spend condition applies to lounge access; Cinépolis terms do not impose it.

Applicants need a minimum monthly salary of AED 5,000 and must be at least 21 years old. There's no minimum credit limit requirement, and the card's joining fee is free.