Options include ENBD Visa Infinite, U by Emaar Infinite, Skywards Infinite, and Etihad Guest Infinite from ADCB and FAB. Compare their fees and benefits.
EMIRATES NBD
ENBD Visa Infinite Credit Card
≈ AED 8,568 potential value / year · incl. perks
Up to 2 Points per AED 100 spent
Unlimited lounge access for self + 1 guest.
Complimentary Golf Access in the UAE.
EMIRATES NBD
ENBD U By Emaar Visa Infinite Emirati Credit Card
≈ AED 31,402 potential value / year · incl. perks · incl. welcome bonus
UAE Nationals only
Up to 25,000 welcome UPoints
7.5% value back at Emaar
EMIRATES NBD
ENBD Skywards Infinite Credit Card
≈ AED 10,943 potential value / year · incl. perks
Annual Fee: AED 1,575
Bonus: Up to 100,000 Skywards Miles
Complimentary Emirates Skywards Silver membership
Best Visa Infinite Credit Cards in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Premium | AED 25,000 | Pure Visa Infinite benefits — concierge, unlimited Priority Pass, premium travel cover |
 | AED 1,575 | AED 30,000 | Visa Infinite + top Emaar ecosystem rewards (Dubai Mall, Marina Mall, Emaar Hospitality) |
| First year free; then AED 1,575 | AED 30,000 | UAE Nationals only: Visa Infinite + 7.5% Emaar value + published cinema, golf, valet and concierge allowances |
| Premium | AED 30,000 | Visa Infinite + direct Skywards Miles earning on every spend |
 | Premium | AED 25,000 | Visa Infinite + Etihad Guest Miles with Etihad flight bonuses |
 | Premium | AED 25,000 | FAB's Etihad Guest Infinite with similar Visa benefits and Etihad miles |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Premium | AED 25,000 | Pure Visa Infinite benefits — concierge, unlimited Priority Pass, premium travel cover |
| AED 1,575 | AED 30,000 | Visa Infinite + top Emaar ecosystem rewards (Dubai Mall, Marina Mall, Emaar Hospitality) |
| First year free; then AED 1,575 | AED 30,000 | UAE Nationals only: Visa Infinite + 7.5% Emaar value + published cinema, golf, valet and concierge allowances |
| Premium | AED 30,000 | Visa Infinite + direct Skywards Miles earning on every spend |
| Premium | AED 25,000 | Visa Infinite + Etihad Guest Miles with Etihad flight bonuses |
| Premium | AED 25,000 | FAB's Etihad Guest Infinite with similar Visa benefits and Etihad miles |
ENBD Visa Infinite Credit Card
Annual feePremium
Min. salaryAED 25,000
HighlightPure Visa Infinite benefits — concierge, unlimited Priority Pass, premium travel cover
ENBD U By Emaar Infinite Credit Card
Annual feeAED 1,575
Min. salaryAED 30,000
HighlightVisa Infinite + top Emaar ecosystem rewards (Dubai Mall, Marina Mall, Emaar Hospitality)
ENBD U By Emaar Visa Infinite Emirati Credit Card
Annual feeFirst year free; then AED 1,575
Min. salaryAED 30,000
HighlightUAE Nationals only: Visa Infinite + 7.5% Emaar value + published cinema, golf, valet and concierge allowances
ENBD Skywards Infinite Credit Card
Annual feePremium
Min. salaryAED 30,000
HighlightVisa Infinite + direct Skywards Miles earning on every spend
ADCB Etihad Guest Infinite Credit Card
Annual feePremium
Min. salaryAED 25,000
HighlightVisa Infinite + Etihad Guest Miles with Etihad flight bonuses
FAB Etihad Guest Infinite Credit Card
Annual feePremium
Min. salaryAED 25,000
HighlightFAB's Etihad Guest Infinite with similar Visa benefits and Etihad miles
September Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Why choose Visa Infinite Credit Cards in the UAE
1.
Visa Infinite is a defined benefit package
Visa Infinite is Visa's premium designation, but the included lounge network, number of visits, guest rules, concierge services and insurance cover depend on the issuer and current programme terms. Compare each card's published allowances rather than assuming every Infinite card is identical.
2.
Pick the partner that matches your spend
Most UAE Visa Infinite cards are co-branded — Skywards Infinite for Emirates flyers, Etihad Guest Infinite for Etihad, U by Emaar Infinite for Emaar shoppers. ENBD Visa Infinite is the pure-Visa option without partner commitments.
6 cards in the UAE
EMIRATES NBD
ENBD Visa Infinite Credit Card
- Salary: AED 30,000+
- Annual Fee: AED 1,575
- Up to 2 Points per AED 100 spent
- Unlimited lounge access for self + 1 guest.
- Complimentary Golf Access in the UAE.
EMIRATES NBD
ENBD U By Emaar Infinite Credit Card
- Salary: AED 30,000+
- Joining Fee: AED 2,625
- Annual Fee: AED 1,575
- Welcome Offer: Up to 25,000 UPoints
- U By Emaar Platinum Status
EMIRATES NBD
ENBD U By Emaar Visa Infinite Emirati Credit Card
- Salary: AED 30,000+
- First year free
- UAE Nationals only
- Up to 25,000 welcome UPoints
- 7.5% value back at Emaar
EMIRATES NBD
ENBD Skywards Infinite Credit Card
- Salary: AED 30,000+
- Joining Fee: AED 3,148.95
- Annual Fee: AED 1,575
- Bonus: Up to 100,000 Skywards Miles
- Complimentary Emirates Skywards Silver membership
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Etihad Guest Infinite Credit Card
- Salary: AED 40,000+
- Annual Fee: AED 2,625
- Welcome Bonus: 60,000 Etihad Guest Miles
- Up to 3 Etihad Guest Miles per 1 USD
- Up to 4 class upgrade vouchers
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Infinite Credit Card
- Salary: AED 30,000+
- Annual Fee: AED 2,625
- Bonus: Up to 200,000 Etihad Guest Miles
- 7.5 Etihad Miles per AED 10 spent
- Fast track to Etihad Gold membership.
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 30,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 30,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Visa Infinite Credit Cards in the UAE
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