1,048.95AED
Annual Fee
AED 1,048.95 in year 1. Waived from year 2 onwards if prior-year international spend was AED 30,000+ or total annual spend was AED 75,000+.
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Earn up to 6% back in SHARE Points at Carrefour and Majid Al Futtaim destinations, plus airport lounge access and valet parking.
Updated Sep 2026
| Category | Rate |
|---|---|
Carrefour, Majid Al Futtaim Destinations | 6% 0.6 points per AED |
Fuel, Transportation +6 more | 0.5% 0.05 points per AED |
All other spend | 2% 0.2 points per AED |
| Category | Rate |
|---|---|
Carrefour, Majid Al Futtaim Destinations | 6% 0.6 points per AED |
Fuel, Transportation +6 more | 0.5% 0.05 points per AED |
All other spend | 2% 0.2 points per AED |
10,000 SHARE Points
Worth AED 1,000, credited within 60 days of your first annual fee payment.
Double SHARE Points for 90 Days
New applicants earn 12% (instead of 6%) at a narrower list of Carrefour/MAF venues for 90 days after issuance.
0.6SHARE Points
per AED 1 at Carrefour and Majid Al Futtaim destinations.
0.2SHARE Points
per AED 1 on other eligible non-EEA purchases.
0.05SHARE Points
per AED 1 on fuel, transport, government, utilities, education, telecom and grocery.
My Wallet
Add it to your wallet, include any other cards you own, and see exactly where this card should be used.
18
Minimum Age
5,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Check your AECB report
Recent rejections or missed payments can stall approval
Existing UAE credit history
An active loan, mortgage or credit card held with a UAE bank may strengthen an ADIB application.
Debts under half your salary
Your total monthly loan and card payments must stay under 50% of your gross salary — 30% for pensioners.
November Spotlight
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
EMIRATES NBD
EMIRATES NBD
Valet parking
4 complimentary sessions per month via Valtrans.
Roadside assistance
3 complimentary call-outs per year.
24-hour concierge
Personal travel assistant service via Visa.
Optional Takaful insurance
Covers involuntary unemployment, critical illness and disability.
1,048.95AED
Annual Fee
Free
Supplementary Card
3.75%
Monthly Profit Rate
Get answers to common questions about ADIB SHARE Infinite Credit Card credit card
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