What is the minimum salary requirement for the FAB Rewards Active Credit Card?

The listed minimum monthly salary requirement is AED 5,000.

How do step rewards work on FAB Rewards Active?

You earn 25 FAB Rewards for every 1,000 daily steps using STEPPI via FAB Mobile app, with a minimum of 6,000 steps and a daily cap at 10,000 steps.

What is the monthly rewards cap for this card?

Card-spend FAB Rewards are capped at 50,000 points per month for the FAB Rewards Active card tier.

How does airport lounge access work on the FAB Rewards Active Credit Card?

You get 4 complimentary lounge visits per year across 25+ airport lounges. Access runs through the Mastercard Travel Pass app, and you'll need to validate at the lounge with an eligible QR code to get in.

How does the FAB Rewards Active welcome offer work?

Spend AED 3,000 in the first 30 days and you qualify for 3 months of free TOD streaming. FAB sends the voucher within 30 days of you hitting that spend target, and you redeem it on TOD's dedicated redemption page to activate access.

Besides the step rewards, what other fitness-related perks come with this card?

The ADV+ Gym Membership gives access to 25+ gyms and fitness classes for 12 months, but you need AED 3,000 in monthly card spend to keep visits complimentary; otherwise it's AED 100 per visit. There's also a Sun & Sand Sports benefit of up to 20% off online purchases, capped at AED 100 off, valid online until 31 December 2026.

Kredit

Joining Fee: AED 315
Annual Fee: AED 315
Minimum Salary: AED 5,000

FAB Rewards Active Credit Card

A fitness-focused FAB Rewards card with a wearable payment ring, accelerated sports-spend rewards, and step-based rewards via STEPPI.

Updated Sep 2026

≈ AED 3,132 potential value / year · incl. perks

Website

At a glance

Welcome offer

Welcome bonus

3 Months Free TOD Streaming

Rewards

Category	Rate
Sports	1.5%
Grocery, Fuel +13 more	0.15%
All other spend	0.6%

Category	Rate
Sports	1.5%
Grocery, Fuel +13 more	0.15%
All other spend	0.6%

Total rewards capped at AED 149.701 a month

See all rewards

Fees and eligibility

Joining FeeAED 315

Annual FeeAED 315

Minimum SalaryAED 5,000

Monthly Interest Rate

3.99%

See all fees

Top benefits

Airport lounge4/year

Gym & fitness

Included

See all benefits

Welcome offer

3 Months Free TOD Streaming

Spend AED 3,000 in the first 30 days and get a TOD voucher.

Rewards

5FAB Rewards

per AED 1 on sports spending.

2FAB Rewards

per AED 1 on other domestic and international spending.

0.5FAB Rewards

per AED 1 on selected low-interchange categories.

25FAB Rewards

per 1,000 daily steps with STEPPI.

50,000FAB Rewards

monthly cap on card-spend rewards.

Rewards Calculator

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Eligibility

5,000AED

Minimum Income

Documents ready

Emirates ID + passport with residence visa

Check your AECB report

Recent rejections or missed payments can stall approval

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Payment features

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FAB Mobile App

Set up an installment plan in FAB Mobile

Valid until 31 Dec 2026

View payment feature

Additional Benefits

Wearable Fitness Payment Ring

One complimentary payment ring per primary cardholder.

ADV+ Gym Membership

Access 25+ gyms and fitness classes for 12 months.

Sun & Sand Sports Discounts

Up to 20% off online purchases (max AED 100 discount).

Airport Lounge Access

4 complimentary visits per year to 25+ lounges.

Credit Shield and Purchase Protection

Optional balance protection and buyer's protection coverage.

Fees

315AED

Joining Fee

315AED

Annual Fee

3.99%

Monthly Interest Rate

Cash Advance3.15%*

*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.

International Transactions2.61%*

*2.61% of the transaction value plus applicable Visa/Mastercard scheme charges. Not applicable on FAB Travel Card (bank and scheme charges) or Z Card (bank charges).

Late PaymentAED 241.5*

*Charged if the minimum payment is not received by the due date.

Over-LimitAED 303.18*

*Charged when the outstanding balance exceeds the approved credit limit.

Card ReplacementAED 25*

*Reduced from AED 78.75 to AED 25 effective 20 August 2026.

Credit Shield Plus1.04%*

*1.04% per month of the outstanding balance. Optional plan — enrolment required.

Wallet Shield0.42%*

*0.42% per month of the outstanding balance. Optional plan — enrolment required.

Accident Insurance0.26%*

*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.

Instalment / Financing Plans3%*

*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.

Instalment Cancellation1.05%*

*1.05% of the principal outstanding amount, maximum AED 10,500.

Plan DefermentAED 262.5

Statement ReprintAED 26.25*

*Per statement reprinted.

Sales Draft CopyAED 26.25

Liability LetterAED 52.5

Transaction DisputeAED 105

Outstation ChequeAED 52.5

Returned ChequeAED 220.5

Minimum Payment5%*

*5% of the outstanding balance or AED 100, whichever is higher.

Payment DueFree*

*21–25 days from the statement date.

Important Stuff

Schedule of Charges

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Card Product Page

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Card Benefits Terms and Conditions

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FAB Rewards Terms and Conditions

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Frequently Asked Questions

Get answers to common questions about FAB Rewards Active Credit Card credit card

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