Lifestyle
Merchant
The Bicester Collection
Exclusive shopping benefits and savings
Valid until 31 Aug 2026
FAB Rewards Active Credit Card
A fitness-focused FAB Rewards card with a wearable payment ring, accelerated rewards on sports spending, and step-based rewards via STEPPI.
Updated Dec 2025
≈ AED 948 value / year · incl. perks
Welcome offer
3 Months Free TOD Streaming
Spend AED 3,000 in the first 30 days and get a TOD voucher.
Voucher is sent within 30 days after meeting the spend target. Redeem on the dedicated TOD page to activate access.
See full breakdownRewards
5FAB Rewards
per AED 1 on sports spending.
Sports spending earns the highest rewards tier on this card under FAB card terms and conditions.
See full breakdown2FAB Rewards
per AED 1 on other domestic and international spending.
Excluding selected low-interchange categories
See full breakdown0.5FAB Rewards
per AED 1 on selected low-interchange categories.
Applies to selected low-interchange categories as defined in FAB Rewards terms.
See full breakdown25FAB Rewards
per 1,000 daily steps with STEPPI.
Minimum 6,000 steps/day required. Daily step rewards are capped at 10,000 steps.
See full breakdown50,000FAB Rewards
monthly cap on card-spend rewards.
Maximum monthly cap for card-spend rewards under FAB Rewards Active card terms.
See full breakdownRewards Calculator
Eligibility
5,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
Offers
See all 144View offer
Lifestyle
Merchant
Dubai Parks and Resorts
20% discount on entry tickets
Valid until 15 Sep 2026
Lifestyle
Merchant
Dubai Parks and Resorts
Enjoy a 20% discount on entry tickets
Valid until 15 Sep 2026
Lifestyle
Merchant
Dubai Parks and Resorts
Enjoy a 20% discount on entry tickets
Valid until 15 Sep 2026
Additional Benefits
Wearable Fitness Payment Ring
One complimentary payment ring per primary cardholder.
The ring is linked to the card and supports contactless payments via Tappy Pay in FAB Mobile app.
See full breakdownADV+ Gym Membership
Access 25+ gyms and fitness classes for 12 months.
Requires AED 3,000 monthly card spend to keep visits complimentary; otherwise AED 100 per visit applies.
See full breakdownSun & Sand Sports Discounts
Up to 20% off online purchases (max AED 100 discount).
Offer valid online until 31 December 2026 with FAB10/FAB20 promo mechanics and minimum spend tiers.
See full breakdownAirport Lounge Access
4 complimentary visits per year to 25+ lounges.
Access via Mastercard Travel Pass app and eligible lounge QR code validation.
See full breakdownCredit Shield and Purchase Protection
Optional balance protection and buyer's protection coverage.
Buyer protection covers theft or accidental damage up to 180 days from purchase, up to USD 2,000 per claim.
See full breakdownFees
315AED
Joining Fee
315AED
Annual Fee
3.99%
Monthly Interest Rate
3.99% per month. Finance charges apply from the transaction date if the full balance is not settled by the due date.
Cash Advance3.15%*
*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.
International Transactions2.61%*
*2.61% of the transaction value plus applicable Visa/Mastercard scheme charges. Not applicable on FAB Travel Card (bank and scheme charges) and Low-Rate Credit Card (bank charges).
Late PaymentAED 241.5*
*Charged if the minimum payment is not received by the due date.
Over-LimitAED 302.4*
*Charged when the outstanding balance exceeds the approved credit limit.
Card ReplacementAED 78.75
Credit Shield Plus1.04%*
*1.04% per month of the outstanding balance. Optional plan — enrolment required.
Wallet Shield0.42%*
*0.42% per month of the outstanding balance. Optional plan — enrolment required.
Accident Insurance0.26%*
*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.
Instalment / Financing Plans3%*
*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.
Instalment Cancellation1.05%*
*1.05% of the principal outstanding amount, maximum AED 10,500.
Plan DefermentAED 262.5
Statement ReprintAED 26.25*
*Per statement reprinted.
Sales Draft CopyAED 26.25
Liability LetterAED 52.5
Transaction DisputeAED 105
Outstation ChequeAED 52.5
Returned ChequeAED 220.5
Minimum Payment5%*
*5% of the outstanding balance or AED 100, whichever is higher.
Payment DueFree*
*21–25 days from the statement date.
Frequently Asked Questions
Get answers to common questions about FAB Rewards Active Credit Card credit card
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