ADCB Traveller Credit Card

Book airline tickets or hotels with your ADCB Traveller card and earn 10% cashback. You must spend at least AED 5,000 on retail purchases in the calendar month to qualify, and total cashback is capped at AED 1,500 per month across all categories.

No. The annual fee of AED 1,575 applies from the first year — there is no first-year waiver, so the joining fee equals the annual fee.

Pay the annual fee and spend AED 15,000 within 60 days of card issuance to receive an AED 2,000 Expedia.ae voucher. It is single-use, covers the base room rate of one room booked at expedia.ae/adcb, and expires 6 months after issue.

Expedia's exclusion list for ADCB vouchers covers the whole Marriott group (including Ritz-Carlton, St. Regis, W, Westin, Sheraton and JW Marriott), Hilton, IHG, Radisson, Wyndham, Best Western, Four Seasons, Mandarin Oriental, Rosewood, Taj and Premier Inn. In the UAE it also excludes Emaar Hospitality, Rove, Atlantis and One&Only. Accor, Hyatt, Jumeirah and Rotana are not on the list. Expedia updates the list without notice, so check Expedia's ADCB exclusion list before booking.

No. The ADCB Traveller charges no foreign transaction fee on international spend, which makes it well suited to overseas travel and online purchases in foreign currencies.

The card includes 14 complimentary lounge visits a year at more than 1,200 lounges worldwide, for primary and supplementary cardholders plus one guest per visit, via the Mastercard World Elite Travel Pass programme.

You need to be at least 18 years old and have a minimum monthly salary of AED 20,000 or eligibility for a credit limit of at least AED 20,000. The joining and annual fees are both AED 1,575 from year one.