How do I earn the 10% cashback on flights and hotels?

Book airline tickets or hotels with your ADCB Traveller card and earn 10% cashback. You must spend at least AED 5,000 on retail purchases in the calendar month to qualify, and total cashback is capped at AED 1,500 per month across all categories.

Is the first year free on the ADCB Traveller?

No. The annual fee of AED 1,575 applies from the first year — there is no first-year waiver, so the joining fee equals the annual fee.

What is the welcome offer?

Pay the annual fee and spend AED 15,000 within 60 days of card issuance to receive an AED 2,000 Expedia.ae voucher for hotel bookings worldwide.

Does the card charge foreign transaction fees?

No. The ADCB Traveller charges no foreign transaction fee on international spend, which makes it well suited to overseas travel and online purchases in foreign currencies.

What lounge access does the card include?

The card includes unlimited complimentary airport lounge access at more than 1,200 lounges worldwide for the primary cardholder via the Mastercard World Elite Travel Pass programme.

ADCB Traveller Credit Card Benefits | From AED 20,000

Welcome offer

AED 2,000 Expedia Voucher

Get an AED 2,000 Expedia.ae hotel voucher after paying the annual fee and spending AED 15,000 within 60 days.

Issued within 60 days of the first-year annual fee payment. Redeem once at expedia.ae/adcb for eligible hotel bookings worldwide — applies to the base room rate (excluding taxes and charges) for one room per booking. Valid 6 months from issue; stay must complete before expiry. Some properties are excluded.

Rewards

10%

cashback on airline tickets

Any airline, class and destination, on AED and foreign-currency spend. Needs AED 5,000 monthly retail spend; AED 1,500 total monthly cashback cap.

10%

cashback on hotel stays

UAE and worldwide hotel bookings. Needs AED 5,000 monthly retail spend; AED 1,500 total monthly cashback cap.

50%

cashback on movie tickets booked online

Movie tickets purchased online in AED. Needs AED 5,000 monthly retail spend; AED 1,500 total monthly cashback cap.

1.5%

cashback on all other domestic spend

Earn 1.5% cashback on everyday domestic purchases outside the bonus and reduced-rate categories.

0.5%

cashback on reduced-rate categories

Fuel, government, utilities, education, telecom, transport, insurance, real estate and charity earn a reduced 0.5% rate.

Rewards Calculator

Additional Benefits

Complimentary Golf

Free golf year-round at Arabian Ranches Golf Club (Dubai) and Abu Dhabi Golf Club.

Requires AED 5,000 minimum monthly spend. Book up to 14 days ahead on 600 50 8008 — one booking at a time, for yourself only, subject to availability. Late cancellation or no-show fees: AED 250 (Abu Dhabi); AED 100 weekday / AED 200 weekend (Arabian Ranches).

Airport Lounge Access

14 visits a year to 1,200+ lounges worldwide, plus 1 free guest per visit.

For the primary and supplementary cardholders via the Mastercard Travel Pass app (register each card separately). After the first two visits, a minimum non-AED transaction of USD 1 keeps access complimentary for 3 months; additional guests cost USD 32 per visit.

Airport Transfers with Careem

4 complimentary airport rides a year, saving up to AED 85 each.

Pay with your Traveller card on the Careem app and enter promo code MAUAE6 when booking.

Premium Hotel Benefits

DISCOVERY Titanium status at 500+ luxury hotels — room upgrades, early check-in and late check-out.

Global Hotel Alliance DISCOVERY Titanium membership adds room upgrades, guaranteed room availability, and early check-in and late check-out. Enrol via the World Elite Concierge Desk on 800 0444 0426 (UAE) or +1 312 843 5336 (outside the UAE).

Car Rental Upgrades

Hertz President's Circle and Avis status — up to 25% off rentals with free upgrades.

Hertz Gold Plus Rewards President's Circle: up to 15% off all rentals plus guaranteed free upgrades. Avis: up to 25% off rentals, a free upgrade, and 10% off premium chauffeur services.

Complimentary Travel Insurance

Comprehensive cover including medical, travel inconvenience, and a car rental damage waiver.

Includes medical and travel-inconvenience cover plus a car rental collision and loss damage waiver. Generate your confirmation letter online; for more information or claims visit mcpeaceofmind.com.

See full breakdown

talabat Discount

20% off one talabat food or grocery order each month.

Add your Mastercard to the talabat app and enter promo code MASTERCARD at checkout. Discount capped at AED 14, once per month.

Easy Payment Plans

Convert purchases, balances, or credit card loans into 0% instalments.