Merchant
McLaren Racing
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Fuel your drive with rewards.
Updated Sep 2026
| Category | Under AED 3,000 | AED 3,000+ |
|---|---|---|
International Capped at 1,000,000 points a month | 2% 20 points per AED | 2% 20 points per AED |
Education, Equipment Rental +6 more Capped at 1,000,000 points a month each | 0.15% 1.5 points per AED | 0.15% 1.5 points per AED |
All other spend Capped at 1,000,000 points a month | 1% 10 points per AED | 1% 10 points per AED |
| Category | Under AED 3,000 | AED 3,000+ |
|---|---|---|
International Capped at 1,000,000 points a month | 2% 20 points per AED | 2% 20 points per AED |
Education, Equipment Rental +6 more Capped at 1,000,000 points a month each | 0.15% 1.5 points per AED | 0.15% 1.5 points per AED |
All other spend Capped at 1,000,000 points a month | 1% 10 points per AED | 1% 10 points per AED |
Tiers are total monthly spend on the card. Total rewards capped at 1,000,000 points a month
AED 300 Welcome Bonus
Earn 300,000 ADNOC Rewards points (worth AED 300) after paying the annual fee on a card issued by 17 December 2026.
15%
back on ADNOC spending including fuel.
3%
back on SALIK, DARB and Mawaqif.
2%
back on international spending.
1%
back on UAE dirham spending.
1%
back on groceries and supermarkets.
0.15%
back on selected merchants including government, utilities, insurance, education and others.
My Wallet
Add it to your wallet, include any other cards you own, and see exactly where this card should be used.
5,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Check your AECB report
Recent rejections or missed payments can stall approval
November Spotlight
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
EMIRATES NBD
EMIRATES NBD
Card benefits at 250 places in the UAE
Merchant
McLaren Racing
Merchant
Federal Authority for Identity, Citizenship, Customs & Port Security
Merchant
Abu Dhabi University
Merchant
ADNIC
Merchant
FAB Mobile App
ADNOC Rewards Gold Membership
Promotional Gold-tier enrollment for eligible cardholders through 17 December 2026.
Global Airport Lounge Access
Get free airport lounge access in over 1,300 airport lounges in 135 countries.
Movie Tickets from AED 20
Get two cinema tickets every month for AED 20 each at Reel, Cine Royal or Star Cinemas after AED 3,000 monthly spend.
Free
Joining Fee
315AED
Annual Fee
3.99%
Monthly Interest Rate
Get answers to common questions about FAB ADNOC Rewards Credit Card credit card
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