Invest Bank Platinum Credit Card
Earn flat 3% cashback on all spends capped at AED 1,000/month, with no category or domestic/international split. Annual fee is waived in the first year.
Updated Jun 2026
≈ AED 1,276 value / year · incl. perks
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 5,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. Invest Bank Platinum Credit Card expects AED 5,000+ monthly income.
Documents ready
Emirates ID and passport with residence visa on hand. For salaried applicants at listed employers, income is usually verified automatically during the application.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Welcome offer
First Year Free
Annual fee waived for the first year
AED 525 annual fee applies from the second year onwards
Rewards
3%
cashback on all spends
Capped at AED 1,000 per month. Cashback is credited to your account on the next monthly statement. Cash advances, balance transfers, fees, and interest charges are excluded.
Rewards Calculator
July Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
Additional Benefits
VIP Airport Lounge Access
Access to 25+ VIP lounges worldwide
Includes Marhaba and CAC lounges across UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, and more
Mastercard Priceless Specials
Exclusive dining, leisure, and spa offers powered by Entertainer
Access to hundreds of deals across Middle East, Asia, Africa, and Europe including restaurants, leisure attractions, spas, and hotel accommodations
Careem Monthly Discounts
20% off 3 rides every month
Talabat Food & Grocery Savings
Up to 20% off orders twice per month
Global Blue VIP Access
Complimentary access to Global Blue City VIP Lounges
VAT refund and shopping assistance lounges in major European cities
Eligibility
21
Minimum Age
5,000AED
Minimum Income
Fees
525AED
Annual Fee
Waived in the first year
3.49%
Monthly Interest Rate
230AED
Late Payment Fee
Over Limit FeeAED 199
Cash Advance Fee3%*
*3% or AED 99 (whichever is higher) - only 75% of the card limit
Card Replacement FeeAED 75
Foreign Currency Transaction Fee3%
Copy of Sales VoucherAED 65
Liability / No Liability LetterAED 50
Duplicate StatementAED 45
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