Dubai Islamic Bank Credit Cards

For cashback, DIB Consumer Cashback Platinum earns 4% from AED 15,000 salary, while Consumer Cashback Reward earns 3% from AED 5,000. For premium travel, compare DIB Shams Infinite. DIB's Consumer Cashback Key Facts Statement identifies Salam as the Sharia structure.

Yes. DIB is the common abbreviation for Dubai Islamic Bank, the first Islamic bank in the UAE (established 1975). DIB credit cards are all Sharia-compliant and certified by its Internal Sharia Supervision Committee.

DIB credit cards use Sharia-compliant contracts and a disclosed profit rate rather than conventional interest. The current Consumer Cashback Key Facts Statement identifies Salam as the structure. Contract details can differ by product, so check the specific KFS.

DIB Shams Infinite is the premium tier of DIB's Shams card family. It includes airport lounge access via Priority Pass, premium travel insurance, concierge service, and a high credit limit. Minimum monthly salary is typically AED 25,000+.

DIB Consumer Cashback Platinum is a Sharia-compliant card earning 4% across selected UAE categories. It lists an AED 261.45 annual fee, AED 15,000 minimum salary, AED 4,000 monthly retail-spend threshold and AED 1,000 overall cashback cap.

Apply through the DIB website (dib.ae) or the DIB mobile app. Required documents: Emirates ID, residence visa, salary certificate or 3-6 months of bank statements, and proof of address. Approval involves an AECB credit check.

DIB Consumer Cashback Reward lists AED 5,000 monthly salary, while Consumer Cashback Platinum lists AED 15,000. Other DIB cards have their own published eligibility thresholds.

Yes. All Dubai Islamic Bank credit cards are certified Sharia-compliant by DIB's Internal Sharia Supervision Committee, avoiding riba and using Islamic finance structures.