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All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

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Best Airport Lounge Access Credit Cards for AED 10,000+ Salary

Compare and explore airport lounge access credit cards in the UAE for AED 10,000+ salary requirements. Find the best rewards, cashback offers, and benefits. Apply online instantly with Kredit.

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June Spotlight

Liv by Emirates NBD

Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.

See all
Liv by Emirates NBD logo
Liv Cashback Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback Credit Card

Salary: AED 5,000+

40 cards in the UAE

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Ziina Card Design
DEBIT

ZIINA

Ziina Card

Eligibility criteria

General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.

Minimum age21 years
Monthly salaryAED 5,000–10,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval
Minimum age21 years
Monthly salaryAED 5,000–10,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval

Always confirm the latest eligibility details with the issuing bank before applying.

Documents you will need

Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.

UAE nationals

1.Emirates ID
2.Khulasat Al Qaid (Family Book)

Not sure which card to pick?

Try the UAE Credit Card Picker

Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.

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Free for life

Up to 2% Cashback on all spends

Instant redemption as Cashback or Miles

2 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback Credit Card credit card benefits and features
Liv Cashback+ Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback+ Credit Card

Salary: AED 15,000+

Annual Fee: AED 735

Up to 4% Cashback on all spends

Instant redemption as Cashback or Miles

3 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback+ Credit Card credit card benefits and features
Tamayaz Platinum Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz Platinum Credit Card

Salary: AED 5,000+

Free for life

6% cashback at Union Coop

2% on domestic dining and fuel

1% on intl and domestic retail

ExploreLearn more about Tamayaz Platinum Credit Card credit card benefits and features

Monthly Fee: AED 100

Free Plan Available

No FX Fee

100% Cashback at selected brands

Lifestyle benefits with Violet

ExploreLearn more about Ziina Card credit card benefits and featuresApplyApply for Ziina Card credit card
Liv Cashback Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback Credit Card

Salary: AED 5,000+

Free for life

Up to 2% Cashback on all spends

Instant redemption as Cashback or Miles

2 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback Credit Card credit card benefits and features
Tamayaz Platinum Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz Platinum Credit Card

Salary: AED 5,000+

Free for life

6% cashback at Union Coop

2% on domestic dining and fuel

1% on intl and domestic retail

ExploreLearn more about Tamayaz Platinum Credit Card credit card benefits and features
FAB Cashback Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Cashback Credit Card

Salary: AED 5,000+

Annual Fee: AED 300

5% cashback on fashion, dining, groceries

3% cashback on international spends

1% cashback on other retail spends

ExploreLearn more about FAB Cashback Credit Card credit card benefits and featuresApplyApply for FAB Cashback Credit Card credit card
RAKBANK Air Arabia Platinum Credit Card Design

RAKBANK

RAKBANK Air Arabia Platinum Credit Card

Salary: AED 5,000+

Annual Fee: AED 400

20,000 AirRewards Bonus Points

Complimentary Annual Ticket

Free Airport Transfers

ExploreLearn more about RAKBANK Air Arabia Platinum Credit Card credit card benefits and featuresApplyApply for RAKBANK Air Arabia Platinum Credit Card credit card
ENBD Dnata Platinum Credit Card Design

EMIRATES NBD

ENBD Dnata Platinum Credit Card

Salary: AED 5,000+

Joining Fee: AED 525

Annual Fee: AED 525

Up to AED 1,000 travel vouchers.

Up to 15% Dnata Points on spends

ExploreLearn more about ENBD Dnata Platinum Credit Card credit card benefits and features
ENBD Mastercard Titanium Credit Card Design

EMIRATES NBD

ENBD Mastercard Titanium Credit Card

Minimum Salary AED 5,000

No Annual Fee

AED 60,000 Job Loss Cover for 12 months

Lounge access at 10+ regional airports.

Exclusive travel and shopping deals.

ExploreLearn more about ENBD Mastercard Titanium Credit Card credit card benefits and features
ENBD Lulu 247 Titanium Credit Card Design

EMIRATES NBD

ENBD Lulu 247 Titanium Credit Card

Salary: AED 5,000+

No Annual Fee

Earn LuLu Points: Up to 3.5% cashback.

0% Balance Transfer - No Fees

Complimentary Lounge Access: 10+ lounges.

ExploreLearn more about ENBD Lulu 247 Titanium Credit Card credit card benefits and features
FAB Du Titanium Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Du Titanium Credit Card

Salary: AED 5,000+

No Annual Fee

10% cashback on du bills

10% cashback on data packages

10% off du Easy Payment Plans

ExploreLearn more about FAB Du Titanium Credit Card credit card benefits and featuresApplyApply for FAB Du Titanium Credit Card credit card
FAB Manchester City Titanium Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Manchester City Titanium Credit Card

Salary: AED 5,000+

No Annual Fee

Win trips to Etihad Stadium.

Win Tickets

Special Discounts Available

ExploreLearn more about FAB Manchester City Titanium Credit Card credit card benefits and featuresApplyApply for FAB Manchester City Titanium Credit Card credit card
Emirates Islamic Switch Cashback Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Switch Cashback Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Welcome Offer: AED 500 Cashback points

Up to 8% cashback on your spends

Switch between Lifestyle or Travel cashback category

ExploreLearn more about Emirates Islamic Switch Cashback Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Switch Cashback Credit Card credit card
CBD Super Saver Credit Card Design

CBD

CBD Super Saver Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Up to 10% Cashback on Bills, Education, Fuel.

50% off Cinema Tickets

Complimentary Hotel Night

ExploreLearn more about CBD Super Saver Credit Card credit card benefits and featuresApplyApply for CBD Super Saver Credit Card credit card
CBD One Credit Card Design

CBD

CBD One Credit Card

Salary: AED 5,000+

No Annual Fee

2-for-1 offers with the ENTERTAINER

Up to AED 500 cashback cap per month

50% off cinema tickets

ExploreLearn more about CBD One Credit Card credit card benefits and featuresApplyApply for CBD One Credit Card credit card
CBD Smiles Visa Signature Credit Card Design

CBD

CBD Smiles Visa Signature Credit Card

Salary: AED 5,000

Free Annual Fee First Year

90-Day Free Smiles Unlimited Subscription

Earn Smiles Points on AED Spending

50% Off Tickets

ExploreLearn more about CBD Smiles Visa Signature Credit Card credit card benefits and featuresApplyApply for CBD Smiles Visa Signature Credit Card credit card
CBD Yes Rewards Credit Card Design

CBD

CBD Yes Rewards Credit Card

Salary: AED 5,000+

No Annual Fee for the first Year

20,000 Yes Rewards Welcome Bonus

Save up to 15% on fuel.

50% off cinema tickets

ExploreLearn more about CBD Yes Rewards Credit Card credit card benefits and featuresApplyApply for CBD Yes Rewards Credit Card credit card
HSBC Live+ Credit Card Design

HSBC

HSBC Live+ Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Welcome Bonus: AED 800 Amazon gift card

6% cashback on dining (up to AED 200)

5% cashback on fuel (up to AED 200)

ExploreLearn more about HSBC Live+ Credit Card credit card benefits and featuresApplyApply for HSBC Live+ Credit Card credit card
Deem Titanium Mastercard Design

DEEM

Deem Titanium Mastercard

Salary: AED 5,000+

No Annual Fee First Year

30% off on Udemy

Debt Consolidation Option

Spend AED 100 for AED 100,000 weekly draw.

ExploreLearn more about Deem Titanium Mastercard credit card benefits and featuresApplyApply for Deem Titanium Mastercard credit card
Dubai First Cashback Credit Card Design

DUBAI FIRST

Dubai First Cashback Credit Card

Salary: AED 5,000+

Annual Fee: AED 418.95

5% Cashback on groceries, dining and fuel

0.50% Cashback on international and domestic retail spends

Instant Cashback Redemption

ExploreLearn more about Dubai First Cashback Credit Card credit card benefits and featuresApplyApply for Dubai First Cashback Credit Card credit card
ADCB LuLu Titanium Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB LuLu Titanium Credit Card

Salary: AED 5,000+

No Annual Fee

3.5 LuLu Points per AED 1 spent at LuLu stores

Up to 1 LuLu Points per AED 1 spent on all other spends

Complimentary airport lounge access

ExploreLearn more about ADCB LuLu Titanium Credit Card credit card benefits and featuresApplyApply for ADCB LuLu Titanium Credit Card credit card
FAB Rewards Indulge Card Design

FIRST ABU DHABI BANK (FAB)

FAB Rewards Indulge Card

Salary: AED 5,000+

No Annual Fee

20,000 FAB Rewards Bonus on spending AED 10,000 or more each month

5 FAB Rewards on online spends

1 FAB Reward on all other spends

ExploreLearn more about FAB Rewards Indulge Card credit card benefits and featuresApplyApply for FAB Rewards Indulge Card credit card
FAB Rewards Active Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Rewards Active Credit Card

Salary: AED 5,000+

Annual Fee: AED 315

5 FAB Rewards per AED 1 on sports spending

2 FAB Rewards per AED 1 on domestic and international spending

25 FAB Rewards for every 1,000 daily steps in STEPPI (min 6,000 steps, capped at 10,000 steps/day)

ExploreLearn more about FAB Rewards Active Credit Card credit card benefits and featuresApplyApply for FAB Rewards Active Credit Card credit card
Invest Bank Platinum Credit Card Design

INVEST BANK

Invest Bank Platinum Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Flat 3% cashback on all spends (up to AED 1,000/month)

Access to 25+ VIP Airport Lounges

20% off Careem rides (3 rides/month)

ExploreLearn more about Invest Bank Platinum Credit Card credit card benefits and featuresApplyApply for Invest Bank Platinum Credit Card credit card
ENBD Darna Select Visa Credit Card Design

EMIRATES NBD

ENBD Darna Select Visa Credit Card

Salary: AED 5,000+

No Annual Fee

6.25% cashback on all spends at Aldar destinations

0.75% cashback on spends at non-Aldar locations.

Complimentary Darna Silver tier status

ExploreLearn more about ENBD Darna Select Visa Credit Card credit card benefits and features
FAB Z Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Z Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Free Careem Plus & Noon One for 1 year

20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more

No FX fees abroad

ExploreLearn more about FAB Z Credit Card credit card benefits and featuresApplyApply for FAB Z Credit Card credit card
ADIB SHARE Infinite Credit Card Design

ABU DHABI ISLAMIC BANK (ADIB)

ADIB SHARE Infinite Credit Card

Salary: AED 5,000+

Annual Fee: AED 999

Welcome bonus: 10,000 SHARE Points

12% back in SHARE Points for the first 3 months

6% back in SHARE Points at Carrefour and Majid Al Futtaim destinations

ExploreLearn more about ADIB SHARE Infinite Credit Card credit card benefits and featuresApplyApply for ADIB SHARE Infinite Credit Card credit card
FAB ADNOC Rewards Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB ADNOC Rewards Credit Card

Salary: AED 5,000+

Annual Fee: AED 315

15% back on ADNOC fuel spending

3% back on SALIK, DARB and Mawaqif

2% back on international spending

ExploreLearn more about FAB ADNOC Rewards Credit Card credit card benefits and featuresApplyApply for FAB ADNOC Rewards Credit Card credit card
Mashreq Platinum Elite Credit Card Design
LIMITED OFFER

MASHREQ BANK

Mashreq Platinum Elite Credit Card

Salary: AED 7,000+

Annual Fee AED 650 + 5% VAT

Welcome Bonus: AED 1,500

8 complimentary Fitness First visits/month

5 points/AED intl, 3 points/dining, 1 point/local

ExploreLearn more about Mashreq Platinum Elite Credit Card credit card benefits and featuresApplyApply for Mashreq Platinum Elite Credit Card credit card
SIB Cashback Credit Card Design

SHARJAH ISLAMIC BANK

SIB Cashback Credit Card

Salary: AED 8,000+

No Annual Fee for the First Year

10% Cashback on online and digital wallet spends

2% Cashback on international spends

1% Cashback on domestic retail spends

ExploreLearn more about SIB Cashback Credit Card credit card benefits and featuresApplyApply for SIB Cashback Credit Card credit card
RAKBANK Titanium Credit Card Design

RAKBANK

RAKBANK Titanium Credit Card

Salary: AED 8,000+

No Annual Fee

Joining Bonus: AED 500

5% Cashback on Supermarkets, Dining

2% Standard Cashback

ExploreLearn more about RAKBANK Titanium Credit Card credit card benefits and featuresApplyApply for RAKBANK Titanium Credit Card credit card
FAB Etihad Guest Platinum Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Etihad Guest Platinum Credit Card

Salary: AED 8,000+

Annual Fee: AED 500

Welcome Bonus: 10,000 Miles

Earn 4 Etihad Miles per AED 10 spent.

2 free airport transfers/year

ExploreLearn more about FAB Etihad Guest Platinum Credit Card credit card benefits and featuresApplyApply for FAB Etihad Guest Platinum Credit Card credit card
FAB GEMS World Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB GEMS World Credit Card

Salary: AED 8,000+

Annual Fee: AED 399

10% cashback on bus, canteen, uniform purchases

20% discount Emaar attractions

2% cashback on spending

ExploreLearn more about FAB GEMS World Credit Card credit card benefits and featuresApplyApply for FAB GEMS World Credit Card credit card
ADCB LuLu Platinum Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB LuLu Platinum Credit Card

Salary: AED 8,000+

No Annual Fee

8 LuLu Points per AED 1 spent at LuLu stores

Up to 1.25 LuLu Points per AED 1 spent on all other spends

Complimentary airport lounge access

ExploreLearn more about ADCB LuLu Platinum Credit Card credit card benefits and featuresApplyApply for ADCB LuLu Platinum Credit Card credit card
ADCB TouchPoints Platinum Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB TouchPoints Platinum Credit Card

Salary: AED 8,000+

No Annual Fee for the First Year

10,000 Touchpoints for spends of AED 10,000

Vox Cinema Buy one Get one offer

20% off on talabat orders

ExploreLearn more about ADCB TouchPoints Platinum Credit Card credit card benefits and featuresApplyApply for ADCB TouchPoints Platinum Credit Card credit card
ADCB Shukran Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Shukran Credit Card

Salary: AED 8,000+

No Annual Fee for the first year

Welcome Bonus: up to AED 1,200

10% back as Shukrans on spends at Shukran brands

Up to 1.5% back as Shukrans on all other spends

ExploreLearn more about ADCB Shukran Credit Card credit card benefits and featuresApplyApply for ADCB Shukran Credit Card credit card
Aafaq Platinum Credit Card Design

AAFAQ ISLAMIC FINANCE

Aafaq Platinum Credit Card

Salary: AED 8,000+

Annual Fee: Free

Mastercard Platinum lounge & meet & greet

Balance Transfer, Finance on Phone & EPP

ExploreLearn more about Aafaq Platinum Credit Card credit card benefits and featuresApplyApply for Aafaq Platinum Credit Card credit card
Deem Platinum Mastercard Design

DEEM

Deem Platinum Mastercard

Salary: AED 10,000+

No Annual Fee

30% off on Udemy

Debt Consolidation Option

Spend AED 100 for AED 100,000 weekly draw.

ExploreLearn more about Deem Platinum Mastercard credit card benefits and featuresApplyApply for Deem Platinum Mastercard credit card
Ajman Bank ULTRACASH Credit Card Design

AJMAN BANK

Ajman Bank ULTRACASH Credit Card

Salary: AED 10,000+

Annual Fee: AED 300

Welcome Bonus: up to AED 500

5% cashback on fuel, education, grocery, online shopping

1% cashback on all other spends

ExploreLearn more about Ajman Bank ULTRACASH Credit Card credit card benefits and featuresApplyApply for Ajman Bank ULTRACASH Credit Card credit card
Ajman Bank LIFE Platinum Credit Card Design

AJMAN BANK

Ajman Bank LIFE Platinum Credit Card

Salary: AED 10,000+

No Annual Fee (Free for Life)

50% cashback on refreshments & snacks

10% cashback on Amazon, Noon & Careem

5% cashback on dine-in

ExploreLearn more about Ajman Bank LIFE Platinum Credit Card credit card benefits and featuresApplyApply for Ajman Bank LIFE Platinum Credit Card credit card
Ajman Bank LIFE World Credit Card Design

AJMAN BANK

Ajman Bank LIFE World Credit Card

Salary: AED 10,000+

Annual Fee: AED 600

Welcome Bonus: AED 1,000 cashback

50% cashback on refreshments & snacks

10% cashback on Amazon, Noon & Careem

ExploreLearn more about Ajman Bank LIFE World Credit Card credit card benefits and featuresApplyApply for Ajman Bank LIFE World Credit Card credit card
UAB Platinum Credit Card Design

UNITED ARAB BANK (UAB)

UAB Platinum Credit Card

Salary: AED 10,000+

No Annual Fee for the first year

Welcome Offer: ENTERNAINER subscription

Up to 5% cashback on groceries and fuel

100% casbhack on video streaming subscription

ExploreLearn more about UAB Platinum Credit Card credit card benefits and featuresApplyApply for UAB Platinum Credit Card credit card
3.
Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy

Expats & residents

1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)

The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.

Frequently asked questions

Common questions about Best Airport Lounge Access Credit Cards for AED 10,000+ Salary in the UAE

Start with annual fee and minimum salary, then compare reward rates, monthly caps, and exclusions. Use the card detail page for full terms before applying.

Card issuers can update fees, rewards, and offer terms. Review the latest key facts statement before you apply.

These pages help you shortlist cards around AED 10,000+ salary requirements. Always confirm final eligibility with the bank during application.