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SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

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Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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AboutUnlock my cardsOffersBanksCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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Lifestyle

Merchant

GEMS

Valid until 1 Jan 2027

Spread out your school fees payments.

Review validity, terms, merchant contact, and eligible cards before using the offer.

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Offer details

Zero processing fee on 0% EPP at any GEMS school fees with GEMS credit cards

0% EPP for three, six, nine or 12 months with NO processing fee

Pay school fees at any GEMS school using your GEMS credit card, and benefit from the Easy Payment Plan for three, six, nine or 12 months with no interest and ZERO processing fee. Make the most of this amazing offer.

Conditions apply.

Cards for this offer

FAB GEMS World Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB GEMS World Credit Card

Salary: AED 8,000+

Annual Fee: AED 399

10% cashback on bus, canteen, uniform purchases

20% discount Emaar attractions

2% cashback on spending

ExploreLearn more about FAB GEMS World Credit Card credit card benefits and featuresApplyApply for FAB GEMS World Credit Card credit card

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