Highest cash welcome: Mashreq Solitaire (AED 2,500). Highest free-card welcome: Mashreq Cashback / ENBD Noon One / EI Switch Cashback (AED 500 each). Best limited-time partner offer: Wio × Kibsons 10% through 30 June 2026. FAB SHARE Signature also pays 10% at JUMBO/EROS until 31 December 2026.
Best Credit Card Offers & Deals in the UAE
UAE credit card offers: welcome cashback bonuses, Wio's 10% Kibsons offer, free-for-life cards, 0% balance transfer plans, and partner discounts.
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MASHREQ BANK
Mashreq Solitaire Credit Card
Welcome Bonus: AED 2,500
6 points per AED on international purchases
Unlimited Fitness First Visits
WIO BANK
Wio Credit Card
2% Cashback on all spends
0.5% Cashback on Credit Card Bill Payments
MASHREQ BANK
Mashreq Cashback Credit Card
AED 500 Welcome Bonus
Unlimited 5% Cashback on dining.
FIRST ABU DHABI BANK (FAB)
FAB SHARE Signature Credit Card
5,000 bonus SHARE points
6% at malls & Carrefour
Best Credit Card Offers & Deals in the UAE compared
A side-by-side snapshot of joining fees, salary requirements, and standout benefits.
| Card | Joining fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 1,575 | AED 25,000 | AED 2,500 welcome cashback after AED 9,000 spend in 2 months — among the highest UAE bonuses |
 | AED 682.50 | AED 7,000 | AED 1,500 welcome cashback at mid-tier with lower fee |
| Free |
June Spotlight
Liv by Emirates NBD
Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
Why choose Credit Card Offers & Deals in the UAE
1.
Wio × Kibsons: 10% until 30 June 2026
Wio Credit Card pays 10% cashback on Kibsons grocery orders through 30 June 2026, on top of 2% flat cashback (up to AED 2,500/month) on everything else. Free-for-life, AED 5,000 salary — the strongest time-bound grocery offer currently in market.
2.
Premium welcome cashback (paid tier)
Mashreq Solitaire AED 2,500 (after AED 9,000 in 60 days), Mashreq Platinum Elite AED 1,500, Liv Tamayaz World AED 1,000 (AED 40,000 in 60 days), ADCB 365 AED 365 (AED 5,000 in 45 days), ENBD U by Emaar Family 25,000 UPoints (≈AED 500) on activation, FAB SHARE Signature 5,000 SHARE points (≈AED 500).
3.
Free-for-life cards with welcome bonuses
Mashreq Cashback, ENBD Noon One, Emirates Islamic Switch Cashback, and ADCB Essential Cashback each post AED 350-500 welcome cashback on a free-for-life card with no minimum-spend retention clause. ENBD U by Emaar Family adds 25,000 UPoints (≈AED 500) on activation.
4.
Other limited-time partner offers
FAB SHARE Signature 10% back at JUMBO/EROS (AED 200/merchant cap, until 31 Dec 2026). Liv Cashback / Cashback+ B1G1 across 50+ coffee shops (until Aug 2026). ADCB Essential Cashback Buy-1-Get-1 at Reel Cinemas. Liv Cashback+ 3 free VOX tickets/month + 20% F&B. All stack with the base cashback and welcome bonus.
5.
Compute net first-year value, not headline
A AED 2,500 welcome on a card with AED 1,575 joining fee is AED 925 net — still strong, but well below the headline. A AED 500 welcome on a free card is AED 500 net. Subtract joining/annual fee from the welcome bonus before ranking.
13 cards in the UAE
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MASHREQ BANK
Mashreq Solitaire Credit Card
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–25,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–25,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
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