What cards are included in the Duo package?

The ENBD Duo Credit Card is a dual-card package that includes a Diners Club card and a Mastercard Platinum credit card, both linked to the same account.

Is the Duo card available across the UAE?

No, the ENBD Duo Credit Card is exclusively available for Abu Dhabi residents.

What is the Plus Points earning cap?

The maximum Plus Points per statement is capped at 500 points.

Does the ENBD Duo Credit Card have an annual fee?

Yes, the standard annual fee is AED 840, matching the AED 840 joining fee. Both are currently waived as part of a limited-time promotional offer, so cardholders who sign up under this offer are not charged either fee for now.

What welcome offer comes with the ENBD Duo Credit Card?

New cardholders can get a YouGotaGift voucher worth up to AED 400. It's redeemable across a range of brands in the UAE, subject to the offer's terms and conditions.

ENBD Duo Credit Card Benefits | From AED 12,000

Q: What is the minimum spend to earn 5% rewards?

A minimum monthly spend of AED 5,000 per statement is required to earn the 5% Plus Points on grocery, electronics, utilities, telecom, education and fuel. If the minimum is not met, you earn 1.5% Plus Points on those categories instead.

Welcome offer

YouGotaGift Voucher

Up to AED 400 YouGotaGift voucher

Redeemable across brands in the UAE. Subject to terms and conditions.

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Rewards

5%

rewards on grocery, electronics, utilities, telecom, education & fuel

Earn 5% Plus Points on these categories with minimum monthly spend of AED 5,000 per statement. Maximum 500 Plus Points per statement.

1.5%

rewards on grocery, electronics, utilities, telecom, education & fuel below AED 5,000 spend

If the minimum monthly spend of AED 5,000 is not met, you earn 1.5% Plus Points on grocery, electronics, utilities, telecom, education and fuel categories instead of 5%.

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Additional Benefits

Dual Card Package

Mastercard Platinum + Diners Club International

Get two cards linked to one account — a Mastercard Platinum for universal acceptance and a Diners Club International for premium lounge and dining benefits.

Unlimited Airport Lounge Access

Complimentary access to 900+ airport lounges worldwide

Unlimited visits for cardholder. Available via Diners Club and Mastercard lounge networks.

Golf

Access to 6 top golf courses across the UAE

Arabian Ranches Golf Club, Jebel Ali Golf Club, The Track Meydan Golf, Abu Dhabi City Golf Club, Abu Dhabi Golf Club, and Sharjah Golf & Shooting Club. AED 30 processing fee per booking and no-show fees apply. Minimum spend criteria applies.

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Buy 1 Get 1 Movie Tickets

BOGO at Royal Cinemas with 15% food discount

Buy 1 Get 1 free movie tickets at Royal Cinemas (Abu Dhabi). 15% discount on food and beverages.

Restaurant Discounts

Up to 30% off at 2,000+ UAE restaurants

Up to 30% discount at over 2,000 restaurants across the UAE. Up to 50% discount at restaurants in Europe.

24/7 Concierge Service

Personal concierge for errands and bookings

Round-the-clock concierge assistance for travel bookings, restaurant reservations, and personal errands.

Purchase Protection

Up to USD 5,000 coverage