How should I use this ENBD AED 35,000+ comparison page?

Start with annual fee and minimum salary, then compare reward rates, monthly caps, and exclusions. Use the card detail page for full terms before applying.

Are these offers and fees always up to date?

ENBD can update fees, rewards, and offer terms. Review the latest key facts statement before you apply.

Will this page show cards I am definitely eligible for?

These pages help you shortlist cards around AED 35,000+ salary requirements. Always confirm final eligibility with the bank during application.

What is the Emirates NBD Skywards credit card?

Emirates NBD offers a family of Emirates Skywards co-branded cards earning Skywards Miles on every spend. The Skywards Signature and Skywards Infinite tiers include miles bonuses on Emirates flights, premium travel cover, and (on Infinite) unlimited lounge access. Minimum salary ranges from AED 12,000 (Signature) to AED 25,000+ (Infinite).

Which Emirates NBD credit cards are free for life?

ENBD SHARE Platinum and SHARE Signature are free-for-life with no annual or joining fee. Among Liv (Emirates NBD's digital bank) cards, Liv Cashback is also free-for-life from AED 5,000 salary. Free-for-life means no annual fee for the life of the card, with no minimum spend required to retain the fee waiver.

What is the Emirates NBD Platinum credit card?

Emirates NBD Platinum is a mid-tier card with airport lounge access selected through the LoungeKey programme, multi-currency wallet, and standard rewards. Minimum salary is typically AED 8,000-12,000 depending on the variant (e.g. ENBD Platinum, ENBD Titanium, ENBD U by Emaar Signature).

What is the Emirates NBD U by Emaar Duo credit card?

ENBD U by Emaar Duo is a dual-card combo (debit + credit) tied to the Emaar ecosystem. It earns Upoints on Emaar spend (Dubai Mall, Marina Mall, Emaar Hospitality) and converts to dirham-equivalent value. Minimum salary varies by tier.

Does Emirates NBD offer business credit cards?

Yes. Emirates NBD offers a range of business credit cards including Business Platinum, Business Signature, and Business Infinite — designed for SMEs with expense management features, employee cards, and tailored rewards. Minimum monthly company turnover requirements apply.

How do I apply for an Emirates NBD credit card online?

You can apply through the Emirates NBD website (emiratesnbd.com), the ENBD mobile app, or via the Liv app for Liv cards. Required documents typically include Emirates ID, residence visa, salary certificate or 3-6 months of bank statements, and proof of address.

What is the interest rate on Emirates NBD credit cards?

ENBD credit card interest rates are capped at 3.45% per month (the UAE Central Bank limit). The standard finance charge published in ENBD's Schedule of Fees is typically around 3.25% per month for UAE Nationals. Refer to your card's specific Schedule of Fees on emiratesnbd.com for the current rate.

ENBD | Credit Cards | AED 35k+

The best Emirates NBD card depends on your spend. For Carrefour and Al Futtaim shoppers, ENBD SHARE Signature (free for life, AED 8,000 salary) earns 6% back. For Skywards Miles earners, ENBD Skywards Infinite is the premium pick. For cashback, the Liv Cashback family (Liv is ENBD's digital bank) offers the best free-for-life entry from AED 5,000.

Minimum age	21 years
Monthly salary	AED 5,000–30,000
Employment	Salaried employees or self-employed professionals
Residency	UAE residents with a valid Emirates ID and residence visa
Credit history	AECB credit score is checked; a clean record strengthens approval

Minimum age	21 years
Monthly salary	AED 5,000–30,000
Employment	Salaried employees or self-employed professionals
Residency	UAE residents with a valid Emirates ID and residence visa
Credit history	AECB credit score is checked; a clean record strengthens approval

Best ENBD Credit Cards for AED 35,000+ Salary

Emirates NBD

ENBD noon One Visa Credit Card

ENBD SHARE Platinum Credit Card

ENBD noon One Visa Credit Card

Eligibility criteria

Documents you will need

UAE nationals

Try the UAE Credit Card Picker

ENBD Dnata Platinum Credit Card

ENBD Mastercard Titanium Credit Card

ENBD U By Emaar Family Credit Card

ENBD Lulu 247 Titanium Credit Card

ENBD Webshopper Credit Card

ENBD Go4it Gold Credit Card

ENBD Darna Select Visa Credit Card

ENBD SHARE Platinum Credit Card

ENBD U By Emaar Signature Credit Card

ENBD Mastercard Platinum Credit Card

ENBD Go4it Platinum Credit Card

ENBD Skywards Signature Credit Card

ENBD Visa Flexi Credit Card

ENBD Diners Club Credit Card

ENBD Duo Credit Card

ENBD Lulu 247 Platinum Credit Card

ENBD Darna Visa Signature Credit Card

ENBD SHARE Signature Credit Card

ENBD Voyager World Credit Card

ENBD Dnata World Credit Card

ENBD Marriott Bonvoy World Elite

ENBD Voyager World Elite Credit Card

ENBD Visa Infinite Credit Card

ENBD U By Emaar Infinite Credit Card

ENBD Skywards Infinite Credit Card

ENBD Etihad Guest Visa Elevate Credit Card

ENBD Darna Visa Infinite Credit Card

ENBD SHARE Infinite Credit Card

Expats & residents

Frequently asked questions