Lifestyle
Merchant
The Bicester Collection
Exclusive shopping benefits and savings
Valid until 31 Aug 2026
FAB Etihad Guest Infinite Credit Card
FAB's premium Etihad co-brand card — top Etihad Guest Miles earn in the range, with unlimited lounge access and complimentary golf.
≈ AED 1,799 value / year · incl. perks
Welcome offer
Up to 110,000 Etihad Guest Miles
55,000 joining miles plus 55,000 on hitting the spend target.
Earn 55,000 joining miles plus 55,000 bonus miles on meeting an AED 100,000 retail spend within 90 days.
See full breakdownRewards
7Etihad Guest Miles
per AED 10 on Etihad and partner spend.
Earn 7 Etihad Guest Miles per AED 10 on Etihad Airways bookings and partner merchants.
See full breakdown6Etihad Guest Miles
per AED 10 on international spend.
Earn 6 Etihad Guest Miles per AED 10 on international (non-AED) spend.
See full breakdown3.5Etihad Guest Miles
per AED 10 on other spend.
Earn 3.5 Etihad Guest Miles per AED 10 on all other spend.
See full breakdownRewards Calculator
Eligibility
21
Minimum Age
30,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
Offers
See all 144View offer
Lifestyle
Merchant
Dubai Parks and Resorts
20% discount on entry tickets
Valid until 15 Sep 2026
Lifestyle
Merchant
Dubai Parks and Resorts
Enjoy a 20% discount on entry tickets
Valid until 15 Sep 2026
Lifestyle
Merchant
Dubai Parks and Resorts
Enjoy a 20% discount on entry tickets
Valid until 15 Sep 2026
Additional Benefits
Unlimited lounge access
Unlimited visits to 1,000+ lounges, plus a guest.
Unlimited complimentary access to over 1,000 airport lounges worldwide via Visa Airport Companion, for the cardholder and one guest per visit.
See full breakdownDiscounted airport transfers
6 discounted airport transfers per year.
6 discounted airport transfers per year — from AED 40 within-city or AED 100 inter-city.
See full breakdownComplimentary golf
Complimentary golf at participating UAE courses.
Complimentary rounds of golf at participating UAE courses.
See full breakdownFees
2,625AED
Joining Fee
2,625AED
Annual Fee
3.25%
Monthly Interest Rate
3.25% per month (39.00% per annum).
Late Payment FeeAED 230*
*Charged if the minimum payment due is not received by the payment due date.
Over Limit FeeAED 275*
*Charged when the balance exceeds the credit limit.
Cash Advance Fee3%*
*3% of the cash advance amount or AED 99, whichever is higher.
International Transaction Fee (non-AED)1.99%*
*1.99% of the transaction amount for non-AED spend.
Foreign Currency Transaction Fee (AED abroad)1.99%*
*1.99% on foreign-currency transactions settled in AED abroad.
Card ReplacementAED 78.75
Supplementary CardFree*
*Complimentary.
Credit Shield0.99%*
*Optional; charged monthly on the outstanding balance when enrolled.
Cash Advance3.15%*
*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.
International Transactions2.61%*
*2.61% of the transaction value plus applicable Visa/Mastercard scheme charges. Not applicable on FAB Travel Card (bank and scheme charges) and Low-Rate Credit Card (bank charges).
Late PaymentAED 241.5*
*Charged if the minimum payment is not received by the due date.
Over-LimitAED 302.4*
*Charged when the outstanding balance exceeds the approved credit limit.
Credit Shield Plus1.04%*
*1.04% per month of the outstanding balance. Optional plan — enrolment required.
Wallet Shield0.42%*
*0.42% per month of the outstanding balance. Optional plan — enrolment required.
Accident Insurance0.26%*
*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.
Instalment / Financing Plans3%*
*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.
Instalment Cancellation1.05%*
*1.05% of the principal outstanding amount, maximum AED 10,500.
Plan DefermentAED 262.5
Statement ReprintAED 26.25*
*Per statement reprinted.
Sales Draft CopyAED 26.25
Liability LetterAED 52.5
Transaction DisputeAED 105
Outstation ChequeAED 52.5
Returned ChequeAED 220.5
Minimum Payment5%*
*5% of the outstanding balance or AED 100, whichever is higher.
Payment DueFree*
*21–25 days from the statement date.
Important Stuff
Frequently Asked Questions
Get answers to common questions about FAB Etihad Guest Infinite Credit Card credit card
Similar cards
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Signature Credit Card
Salary: AED 15,000+
Free First Year, AED 1,575 After
Bonus: Up to 100,000 Etihad Miles
5.5 Etihad Miles per AED 10 spent
Fast track to Etihad Silver membership.
EMIRATES ISLAMIC
Emirates Islamic Etihad Guest Premium Credit Card
Salary: AED 20,000+
Annual Fee: AED 2,625
Welcome Bonus: Up to 55,000 Etihad Guest Miles
Up to 3.5 Etihad Guest Miles per USD spent
Fast-Track to Etihad Guest Gold Status
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Private World Elite Credit Card
Salary: AED 200,000+
Exclusive to clients of ADCB Private
Annual Fee: AED 7,875
Up to 4 TouchPoints per AED spent
Low foreign currency transaction fee of 0.99%
Other credit cards from this bank
FIRST ABU DHABI BANK (FAB)
FAB SHARE Platinum Credit Card
Salary: AED 5,000+
No Annual Fee
4% at malls & Carrefour
1% international
2-for-1 VOX monthly
FIRST ABU DHABI BANK (FAB)
FAB SHARE Signature Credit Card
Salary: AED 10,000+
Annual Fee: AED 525
5,000 bonus SHARE points
6% at malls & Carrefour
2-for-1 VOX 3× monthly
FIRST ABU DHABI BANK (FAB)
FAB SHARE Infinite Credit Card
Salary: AED 25,000+
Annual Fee: AED 1,050
10,000 bonus SHARE points
8% at malls & Carrefour
Free lounge access
FIRST ABU DHABI BANK (FAB)
FAB Rewards Active Credit Card
Salary: AED 5,000+
Annual Fee: AED 315
5 FAB Rewards per AED 1 on sports spending
2 FAB Rewards per AED 1 on domestic and international spending
25 FAB Rewards for every 1,000 daily steps in STEPPI (min 6,000 steps, capped at 10,000 steps/day)
FIRST ABU DHABI BANK (FAB)
FAB ADNOC Rewards Credit Card
Salary: AED 5,000+
Annual Fee: AED 315
15% back on ADNOC fuel spending
3% back on SALIK, DARB and Mawaqif
2% back on international spending
FIRST ABU DHABI BANK (FAB)
FAB Emirati Islamic Credit Card
Salary: AED 15,000+
Annual Fee: AED 630
Exclusive for UAE nationals
Up to 15 FAB Rewards per AED spent
Free valet parking 5 times a month across the UAE
Related Collections
