Lifestyle
Merchant
The Bicester Collection
Exclusive shopping benefits and savings
Valid until 31 Aug 2026
FAB SHARE Platinum Credit Card
No annual fee with 4% back in SHARE points at Carrefour and Al Futtaim malls. Includes a monthly 2-for-1 VOX cinema ticket.
Updated Apr 2026
≈ AED 785 value / year · incl. perks
Rewards
4%
back in SHARE points at Carrefour, Mall of the Emirates, City Centres, and mall experiences.
Covers Carrefour (in-store and online) and spends in Mall of the Emirates or City Centres in the UAE. Capped at AED 2,500 of eligible spend per month (25,000 SHARE points maximum per month across all categories).
See full breakdown1%
back in SHARE points on international spend.
Earn on purchases made outside the UAE. Subject to the 25,000 SHARE points monthly cap.
See full breakdown0.75%
back in SHARE points on all other UAE spend.
Applies to everyday UAE purchases not covered by the 4% partner rate. Subject to the 25,000 SHARE points monthly cap.
See full breakdown0.15%
back in SHARE points on utilities, fuel, and selected merchants.
Reduced rate. Applies to utilities, fuel, and other supermarkets (not Carrefour). Subject to the 25,000 SHARE points monthly cap.
See full breakdownRewards Calculator
Eligibility
21
Minimum Age
5,000AED
Minimum Income
UAE residency
Valid Emirates ID and residency visa required.
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
Offers
See all 144View offer
Lifestyle
Merchant
Dubai Parks and Resorts
20% discount on entry tickets
Valid until 15 Sep 2026
Lifestyle
Merchant
Dubai Parks and Resorts
Enjoy a 20% discount on entry tickets
Valid until 15 Sep 2026
Lifestyle
Merchant
Dubai Parks and Resorts
Enjoy a 20% discount on entry tickets
Valid until 15 Sep 2026
Additional Benefits
2-for-1 VOX Cinema tickets
Buy 1 get 1 free at VOX Cinemas, once per calendar month.
Standard tickets, once per calendar month. See bankfab.com for booking restrictions.
See full breakdownFees
Free
Joining Fee
Free
Annual Fee
1.99%
Monthly Interest Rate
1.99% per month on retail purchases. Cash advance finance charges are 3.99% per month, applied from the transaction date.
Cash Advance3.15%*
*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.
International Transactions2.61%*
*2.61% of the transaction value plus applicable Visa/Mastercard scheme charges. Not applicable on FAB Travel Card (bank and scheme charges) and Low-Rate Credit Card (bank charges).
Late PaymentAED 241.5*
*Charged if the minimum payment is not received by the due date.
Over-LimitAED 302.4*
*Charged when the outstanding balance exceeds the approved credit limit.
Card ReplacementAED 78.75
Credit Shield Plus1.04%*
*1.04% per month of the outstanding balance. Optional plan — enrolment required.
Wallet Shield0.42%*
*0.42% per month of the outstanding balance. Optional plan — enrolment required.
Accident Insurance0.26%*
*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.
Instalment / Financing Plans3%*
*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.
Instalment Cancellation1.05%*
*1.05% of the principal outstanding amount, maximum AED 10,500.
Plan DefermentAED 262.5
Statement ReprintAED 26.25*
*Per statement reprinted.
Sales Draft CopyAED 26.25
Liability LetterAED 52.5
Transaction DisputeAED 105
Outstation ChequeAED 52.5
Returned ChequeAED 220.5
Minimum Payment5%*
*5% of the outstanding balance or AED 100, whichever is higher.
Payment DueFree*
*21–25 days from the statement date.
Frequently Asked Questions
Get answers to common questions about FAB SHARE Platinum Credit Card credit card
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