Lifestyle
Merchant
Cinepolis cinemas
Enjoy 50% off at Cinepolis cinemas
Valid until 31 Dec 2026
- Joining Fee
- Free
- Annual Fee
- Free
- Minimum Salary
- AED 5,000
Mashreq Noon Credit Card
A free-for-life Visa Platinum card for noon shoppers, earning up to 5% back as noon credits and free next-day noon Express delivery.
Updated Jul 2026
≈ AED 18,120 potential value / year · incl. perks
Welcome offer
Up to AED 500 Welcome Bonus
AED 500 for new Mashreq credit card customers; AED 100 for existing customers.
Spend AED 5,000 or more in the first two months after card issuance. New Mashreq credit card customers receive AED 500; existing Mashreq credit card customers receive AED 100.
See full breakdownRewards
5%
back as noon credits across noon, noon Food, noon Minutes, noon supermall, NowNow and Namshi.
Earn 5% back as noon credits on eligible purchases across noon, noon Food, noon Minutes, noon supermall, NowNow and Namshi.
See full breakdown0.33%
back on government, utility, education, charity, fuel, rental and telecom payments.
Earn 0.33% back as noon credits on eligible government, utility, education, charity, fuel, rental and telecom transactions. Bill payments made through Mashreq Online Banking or the Mashreq mobile app do not earn cashback.
See full breakdown1%
back as noon credits on other eligible spend.
Earn 1% back as noon credits on other eligible purchases. Cashback is calculated on monthly eligible spend up to the assigned credit limit, transferred monthly to the linked noon account and expires after 12 months.
See full breakdownRewards Calculator
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Eligibility
21
Minimum Age
5,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Offers
See all 276View offer
Lifestyle
Merchant
I SMILE DENTAL CENTER LLC
0% Easy Payment Plans available for 3, 6, 9 and 12 months
Valid until 3 Jan 2099
Lifestyle
Merchant
Emirates Skywards
Redeem for Skywards Miles
Valid until 2 Jul 2099
Lifestyle
Merchant
Etihad Guest Miles
Redeem for Guest Miles
Valid until 2 Jul 2099
Additional Benefits
Unlimited noon Express Delivery
Unlimited free next-day delivery on eligible noon Express orders across the UAE.
Use the Mashreq Noon Credit Card for unlimited free next-day delivery on eligible noon Express orders across the UAE, subject to noon's delivery terms.
See full breakdownInstant Digital Card
Get a digital card for online purchases after approval.
The digital Mashreq Noon Credit Card is available after approval, so eligible customers can begin making online purchases before the physical card arrives.
See full breakdown50% off at Cinépolis Cinemas
50% off up to 8 Deluxe-Plus tickets per month through 31 December 2026.
Limited time · valid till 31 Dec 2026Save 50% on up to 8 Deluxe-Plus tickets per calendar month at participating Cinépolis Cinemas when paying with the card, subject to the offer terms.
See full breakdownEasy Payment Plan
Convert eligible purchases into monthly instalments.
Eligible transactions can be converted into an Easy Payment Plan through Mashreq, subject to the bank's terms, rates and fees.
See full breakdownEveryday Cashback (Visa Card-Linked Offers)
Up to 20% automated cashback at hundreds of participating merchants in the UAE and abroad.
Mashreq's Everyday Cashback (Visa-linked) offers personalised cashback up to 20% at participating merchants in the UAE and abroad. Discover, activate and track offers in the Mashreq app; merchants and rates shown in-app.
See full breakdownFees
Free
Joining Fee
Free
Annual Fee
Free
Supplementary Card Fee
Monthly Interest Rate3.85%*
*Equivalent to a 46.2% annual percentage rate; up to 57 interest-free days may apply when balances are paid in full.
Card Replacement FeeAED 78.8
Cash Advance Fee3.15%*
*3.15% or AED 210, whichever is higher
Late Payment FeeAED 241.5
Over Limit FeeAED 303.45
International Transaction Fee (non-AED)2.89%
Foreign Currency Transaction Fee (AED abroad)2.89%
PayProtect Insurance1.04%*
*1.04% of the monthly statement balance
Early Settlement Fee1.05%*
*1.05% of the outstanding principal, capped at AED 10,500
Frequently Asked Questions
Get answers to common questions about Mashreq Noon Credit Card credit card
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