Lifestyle
Merchant
Cinepolis cinemas
Enjoy 50% off at Cinepolis cinemas
Valid until 31 Dec 2026
- Joining Fee
- Free
- Annual Fee
- Free
- Minimum Salary
- AED 5,000
Mashreq Noon Credit Card
A free-for-life Visa Platinum card for noon shoppers, earning up to 5% back as noon credits and free next-day noon Express delivery.
Updated Jul 2026
≈ AED 18,120 potential value / year · incl. perks
At a glance
Welcome offer
Welcome bonus
Up to AED 500 Welcome Bonus
Rewards
| Category | Rate |
|---|---|
noon / noon Minutes / Namshi / supermall, Noon Food, NowNow, Sivvi | 5% 0.05 credits per AED |
Government, Utilities +4 more | 0.33% 0.0033 credits per AED |
All other spend | 1% 0.01 credits per AED |
| Category | Rate |
|---|---|
noon / noon Minutes / Namshi / supermall, Noon Food, NowNow, Sivvi | 5% 0.05 credits per AED |
Government, Utilities +4 more | 0.33% 0.0033 credits per AED |
All other spend | 1% 0.01 credits per AED |
Fees and eligibility
Joining FeeFree
Annual FeeFree
Minimum SalaryAED 5,000
Monthly Interest Rate
3.85%
International Transaction Fee (non-AED)2.89%
Welcome offer
Up to AED 500 Welcome Bonus
AED 500 for applicants without a current Mashreq credit card; AED 100 for recent cardholders.
Rewards
5%
back as noon credits across noon, noon Food, noon Minutes, noon supermall, NowNow, Namshi and Sivvi.
0.33%
back on government, utility, education, charity, fuel, rental and telecom payments.
1%
back as noon credits on other eligible spend.
Rewards Calculator
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Eligibility
21
Minimum Age
5,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Check your AECB report
Recent rejections or missed payments can stall approval
November Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Offers
View offer
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I SMILE DENTAL CENTER LLC
0% Easy Payment Plans available for 3, 6, 9 and 12 months
Valid until 3 Jan 2099
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Abu Dhabi Police
0% Easy Payment Plans available for 3, 6, 9 and 12 months
Valid until 31 Dec 2099
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AC Sports Fit LLC
0% Easy Payment Plans available for 6 and 12 months
Valid until 31 Dec 2099
Additional Benefits
Unlimited noon Express Delivery
Unlimited free next-day delivery on eligible noon Express orders across the UAE.
Instant Digital Card
Get a digital card for online purchases after approval.
50% off at Cinépolis Cinemas
50% off up to 8 Deluxe-Plus tickets per month through 31 December 2026.
Limited time · valid till 31 Dec 2026Easy Payment Plan
Convert eligible purchases into monthly instalments.
Everyday Cashback (Visa Card-Linked Offers)
Up to 20% automated cashback at hundreds of participating merchants in the UAE and abroad.
Fees
Free
Joining Fee
Free
Annual Fee
Free
Supplementary Card Fee
Frequently Asked Questions
Get answers to common questions about Mashreq Noon Credit Card credit card
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4.1/5
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