DIB Consumer Platinum Credit Card
Earn up to 4% guaranteed cashback on groceries, bills, fuel and more everyday spending, through a Department of Economic Development collaboration.
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 15,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. DIB Consumer Platinum Credit Card expects AED 15,000+ monthly income.
Documents ready
Emirates ID and passport with residence visa on hand. For salaried applicants at listed employers, income is usually verified automatically during the application.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Rewards
4%
on supermarket & hypermarket purchases, automobile servicing, and school fees.
Maximum monthly cashback of AED 400 per category. Minimum AED 4,000 retail spend required.
4%
on Etisalat & Du bill payments, fuel spends, and utility bills.
Maximum monthly cashback of AED 150 per category. Minimum AED 4,000 retail spend required.
4%
on Salik and Nol recharges.
Maximum monthly cashback of AED 50. Minimum AED 4,000 retail spend required.
1,000AED
maximum total cashback per billing cycle.
Combined cap across all cashback categories.
Rewards Calculator
July Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
No Annual Fee
Welcome Offer: 75,000 Voyager Miles
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
No Annual Fee for the first year
Welcome Offer: 150,000 Voyager Miles
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
Additional Benefits
Complimentary Roadside Assistance
up to 2 times per year
Includes vehicle registration pick up and drop off (once a year), servicing pick up and drop off (once a year, and others.
Eligibility
21
Minimum Age
15,000AED
Minimum Income
Fees
261.45AED
Annual Fee
3.69%
Monthly Interest Rate
52.5AED
Card Replacement Fee
Late Payment FeeAED 236.25
Cash Advance FeeAED 94.5
International Usage Fee [non-AED]3.7%*
*3.70% of transaction amount
International Usage Fee [AED]3.14%*
*3.14% of transaction amount
Other credit cards from this bank
DUBAI ISLAMIC BANK
DIB SHAMS Infinite Credit Card
Salary: AED 20,000+
No Annual Fee for the First Year
5% Cashback on Dining and Travel bookings
Complimentary Access to Fitness First
Complimentary Airport Transfers
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