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Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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AboutBlogBanksPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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DIB Consumer Platinum Credit Card

Joining Fee

Free

Annual Fee

AED 261.45

Minimum Salary

AED 15,000

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DIB Consumer Platinum Credit Card

Enjoy everyday savings on supermarket, hypermarket, bill payments, fuel purchases and more. This card delivers convenient cashback rewards through a collaboration with the Department of Economic Development, offering guaranteed cashback rewards of up to 4% on your daily spending.

Apply nowApply for DIB Consumer Platinum Credit Card credit cardWebsiteVisit DIB Consumer Platinum Credit Card credit card website

Rewards

4%

on supermarket & hypermarket purchases, automobile servicing, and school fees.

Maximum monthly cashback of AED 400 per category. Minimum AED 4,000 retail spend required.

4%

on Etisalat & Du bill payments, fuel spends, and utility bills.

Maximum monthly cashback of AED 150 per category. Minimum AED 4,000 retail spend required.

4%

on Salik and Nol recharges.

Maximum monthly cashback of AED 50. Minimum AED 4,000 retail spend required.

1,000AED

maximum total cashback per billing cycle.

Combined cap across all cashback categories.

Rewards Calculator

0 AED
Per Year

You can earn this amount based on your monthly spends per category.

Apply NowApply for DIB Consumer Platinum Credit Card credit card
GROCERY, AUTOMOTIVE +6 MORE
OTHER SPENDS

June Spotlight

Liv by Emirates NBD

Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.

See all
Liv by Emirates NBD logo
Liv Cashback Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback Credit Card

Salary: AED 5,000+

Free for life

Up to 2% Cashback on all spends

Instant redemption as Cashback or Miles

2 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback Credit Card credit card benefits and features
Liv Cashback+ Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback+ Credit Card

Salary: AED 15,000+

Annual Fee: AED 735

Up to 4% Cashback on all spends

Instant redemption as Cashback or Miles

3 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback+ Credit Card credit card benefits and features
Tamayaz Platinum Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz Platinum Credit Card

Salary: AED 5,000+

Free for life

6% cashback at Union Coop

2% on domestic dining and fuel

1% on intl and domestic retail

ExploreLearn more about Tamayaz Platinum Credit Card credit card benefits and features

Additional Benefits

Complimentary Roadside Assistance

up to 2 times per year

Includes vehicle registration pick up and drop off (once a year), servicing pick up and drop off (once a year, and others.

Eligibility

21

Minimum Age

15,000AED

Minimum Income

Fees

261.45AED

Annual Fee

3.69%

Monthly Interest Rate

52.5AED

Card Replacement Fee

Late Payment FeeAED 236.25
Cash Advance FeeAED 94.5
International Usage Fee [non-AED]3.7%*

*3.70% of transaction amount

International Usage Fee [AED]3.14%*

*3.14% of transaction amount

Important Stuff

Key Facts Statement

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Schedule of Charges

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Terms & Conditions

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Other credit cards from this bank

DIB SHAMS Infinite Credit Card Design

DUBAI ISLAMIC BANK

DIB SHAMS Infinite Credit Card

Salary: AED 20,000+

No Annual Fee for the First Year

5% Cashback on Dining and Travel bookings

Complimentary Access to Fitness First

Complimentary Airport Transfers

ExploreLearn more about DIB SHAMS Infinite Credit Card credit card benefits and featuresApplyApply for DIB SHAMS Infinite Credit Card credit card

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