Dubai First Cashback Credit Card
Earn up to 5% cashback on supermarket, dining, fuel and more, with flexible payment options and travel privileges.
≈ AED 2,201 value / year · incl. perks
Welcome offer
Free Family Staycation
Get a free 1-night staycation to Ras Al Khaimah at Rixos Bab Al Bahr for 2 adults and 2 children up to 12 years old.
Apply by 30 September 2025 and spend AED 10,000 within 60 days of card issuance. Includes all-inclusive access at premium restaurants, private beach access, multiple pools, water activities, and luxury amenities.
See full breakdownNo Annual Fee
for the first year for UAE Nationals and customers with salary of AED 50,000+.
Rewards
5%
on supermarket, dining, and fuel.
Earn up to AED 200 per cycle per category in cashback for these spends.
See full breakdown0.50%
on all other international and domestic retail spends.
0.15%
on special categories
Rewards Calculator
Eligibility
21
Minimum Age
5,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
Additional Benefits
Airport Lounge Access
Unlimited complimentary airport lounge access.
VOX Cinemas Movie Tickets
up to 4 standard movie tickets every month from only AED 20 at VOX Cinemas.
Available when you spend AED 4,000 in the previous month. Plus you'll get a soft drink and popcorn size upgrades.
See full breakdownFlexible Payment Plans
0% interest Easy Purchase Plans.
Flight Discounts
Up to 8% off Cleartrip bookings
Car Rental Discounts
20% off Avis car rentals
Fees
418.95AED
Annual Fee
230AED
Late Payment Fee
288.75AED
Overlimit Fee
Monthly Interest Rate3.99%
Cash Advance FeeAED 100*
*Minimum of AED 100 or 3.99% of the cash advance amount
International Transaction Fee3.27%
Transaction Dispute FeeAED 25
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