How much cashback can I earn with the Dubai First Cashback Credit Card, and is it capped?

You earn 5% cashback on qualifying UAE-dirham supermarket, dining, and fuel spending, capped at AED 150 per statement cycle per category. Other eligible international and domestic retail spending earns 0.50%, and listed special categories earn 0.15%. Total cashback across all categories is capped at AED 1,000 per statement cycle.

Do I have to pay an annual fee, and can it be waived?

The annual fee is AED 418.95. Dubai First advertises a first-year-free offer on its current product page.

What is the minimum salary and age needed to qualify?

You need a minimum monthly salary of AED 5,000 to apply.

What cinema perks come with this card?

You can get up to four standard VOX tickets monthly from AED 20 each if you spent AED 4,000 in the previous month.

What other fees should I know about besides the annual fee?

The current Key Fact Statement lists a 3.99% monthly retail finance charge, a 2.88% international transaction fee plus scheme charges, and a cash advance fee of 3.15% or AED 157.50, whichever is higher.

Does the card include travel discounts?

Yes. Through Mastercard Priceless benefits, cardholders get discounts on Cleartrip bookings and Avis car rentals.

Dubai First Cashback Credit Card Benefits

At a glance

Fees and eligibility

Joining FeeFree

Annual FeeAED 418.95

Minimum SalaryAED 5,000

Monthly Interest Rate3.99%

International Transaction Fee

2.88%

See all fees

Top benefits

Cinema

4/month

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Rewards

Category	Rate
Dining, Fuel, Grocery (Domestic) Capped at AED 150 a month each	5%
Retail, International	0.5%
Education, Government +4 more	0.15%

Category	Rate
Dining, Fuel, Grocery (Domestic) Capped at AED 150 a month each	5%
Retail, International	0.5%
Education, Government +4 more	0.15%

Total rewards capped at AED 1,000 a month

See all rewards

Rewards

5%

on supermarket, dining, and fuel.

0.50%

on all other international and domestic retail spends.

0.15%

on special categories

Rewards Calculator

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Eligibility

5,000AED

Minimum Income

Documents ready

Emirates ID + passport with residence visa

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Recent rejections or missed payments can stall approval

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